Cash ISAs: The Best Currently Available List

RG2015

If you already have a Zopa Smart ISA and transfer in at least £500 the entire balance on the Smart ISA will earn 5.01% for 3 months.

It then reverts to the standard 4.00%. I guess this only applies to the instant access pots.

slinger2

RG2015 said:

If you already have a Zopa Smart ISA and transfer in at least £500 the entire balance on the Smart ISA will earn 5.01% for 3 months.

It then reverts to the standard 4.00%. I guess this only applies to the instant access pots.

Do Zopa allow partial transfers in? i.e. could you just transfer in £500 from a much bigger ISA?

RG2015

slinger2 said:

RG2015 said:

If you already have a Zopa Smart ISA and transfer in at least £500 the entire balance on the Smart ISA will earn 5.01% for 3 months.

It then reverts to the standard 4.00%. I guess this only applies to the instant access pots.

Do Zopa allow partial transfers in? i.e. could you just transfer in £500 from a much bigger ISA?

I have just looked on the Zopa app and they do allow partial transfers in.

Stompa

dlevene said:

Tembo seem pretty good: good rate and no messing around with bonuses.

Not flexible, which I know is an issue for some, but fine for me.

Anybody had any experience?

I opened one 2 or 3 weeks ago. However, I'm still unable to link my bank account with it so am unable to actually deposit any funds. After a bit of to-ing and fro-ing, I was eventually put through to technical support who sent me a message saying:

Thank you for reaching out. We are currently experiencing a high volume of inquiries, but rest assured, our team is working hard to assist everyone as quickly as possible.

Your request is important to us, and we appreciate your patience. A team member will get back to you as soon as possible.

10 days later and still no response. I'll be closing mine.

Bridlington1

Stompa said:

dlevene said:

Tembo seem pretty good: good rate and no messing around with bonuses.

Not flexible, which I know is an issue for some, but fine for me.

Anybody had any experience?

I opened one 2 or 3 weeks ago. However, I'm still unable to link my bank account with it so am unable to actually deposit any funds. After a bit of to-ing and fro-ing, I was eventually put through to technical support who sent me a message saying:

Thank you for reaching out. We are currently experiencing a high volume of inquiries, but rest assured, our team is working hard to assist everyone as quickly as possible.

Your request is important to us, and we appreciate your patience. A team member will get back to you as soon as possible.

10 days later and still no response. I'll be closing mine.

Which account are you trying to link to Tembo? If I'm not mistaken they don't allow you to link accounts from some providers to them, e.g. Zopa.

Stompa

Bridlington1 said:

Stompa said:

dlevene said:

Tembo seem pretty good: good rate and no messing around with bonuses.

Not flexible, which I know is an issue for some, but fine for me.

Anybody had any experience?

I opened one 2 or 3 weeks ago. However, I'm still unable to link my bank account with it so am unable to actually deposit any funds. After a bit of to-ing and fro-ing, I was eventually put through to technical support who sent me a message saying:

Thank you for reaching out. We are currently experiencing a high volume of inquiries, but rest assured, our team is working hard to assist everyone as quickly as possible.

Your request is important to us, and we appreciate your patience. A team member will get back to you as soon as possible.

10 days later and still no response. I'll be closing mine.

Which account are you trying to link to Tembo? If I'm not mistaken they don't allow you to link accounts from some providers to them, e.g. Zopa.

Santander.

[Deleted User]

I hope this is ok to post here, but I'm thinking of transferring (one of) my 24/25 ISA to Charter Savings Bank once the new tax year begins.

I've looked at various reviews, you always see the odd negative ones so I thought I'd ask if anyone on here has any experience of Charter?

archie1690

Hi , H my wife and myself have accounts with charter savings that include isas-easy access- and notice accounts and they have been very good so far , I will be using them come the 6 April 2025 for isas I find there website very good.

pecunianonolet

Moneybox upped the rate further, assuming moneyfacts will update soon. 

My transfer out from them has still not completed 

friolento

Stompa said:

Bridlington1 said:

Stompa said:

dlevene said:

Tembo seem pretty good: good rate and no messing around with bonuses.

Not flexible, which I know is an issue for some, but fine for me.

Anybody had any experience?

I opened one 2 or 3 weeks ago. However, I'm still unable to link my bank account with it so am unable to actually deposit any funds. After a bit of to-ing and fro-ing, I was eventually put through to technical support who sent me a message saying:

Thank you for reaching out. We are currently experiencing a high volume of inquiries, but rest assured, our team is working hard to assist everyone as quickly as possible.

Your request is important to us, and we appreciate your patience. A team member will get back to you as soon as possible.

10 days later and still no response. I'll be closing mine.

Which account are you trying to link to Tembo? If I'm not mistaken they don't allow you to link accounts from some providers to them, e.g. Zopa.

Santander.

I have a Santander and one other account linked to Tembo. I have just re-added the Santander account and it worked fine. What happens when you try to do it?