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Cash ISAs: The Best Currently Available List

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Comments

  • 2010
    2010 Posts: 5,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Cuts coming in before the BoE meeting on Nov. 7th.
    Although a cut by the BoE is not a foregone conclusion.
  • I have 2 fixed rate ISA maturing at the end of November, one with Coventry and one Virgin exclusive ISA. I would like to put them both in the Virgin Exclusive one year fixed rate at 4.51% but not at all sure if it is possible this far ahead of the maturity dates. I seem to remember something about only having 14 days to fund an ISA or it is closed. 
    Anyone any experience with this please. 
  • I transferred to Virgin ISA which was over 14 days but under 30 days. There is a option to transfer at maturity.
  • soulsaver
    soulsaver Posts: 7,054 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 November 2024 at 3:41PM
    @john1950  CASH ISAs | Virgin Money UK 

    How long have I got to fund it? 30 days after it goes 'Off Sale' - see above link.

    You can make a transfer-in request up to 6 weeks ahead of maturity. IIRC you cant see this stated anywhere except in the transfer request process, so just start it.



  • molerat
    molerat Posts: 36,182 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have a TSB ISA maturing 14th and wondering if Kent Reliance have the transfer on maturity option, can't see anything looking through the info.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • soulsaver
    soulsaver Posts: 7,054 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    molerat said:
    I have a TSB ISA maturing 14th and wondering if Kent Reliance have the transfer on maturity option, can't see anything looking through the info.
    The transfer form has a '..wait until notice served/maturity' option.
  • OneUser1
    OneUser1 Posts: 112 Forumite
    Third Anniversary 100 Posts Name Dropper
    Coventry Four Access ISA (On-line) (2) offering 4.8% variable. Flexible. Balance £1-£20,000 and accepts transfers.
  • gt94sss2
    gt94sss2 Posts: 6,463 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Moneybox have also increased their ISA rate to 5.17%

    Isn't competition wonderful
  • john1950 said:
    I have 2 fixed rate ISA maturing at the end of November, one with Coventry and one Virgin exclusive ISA. I would like to put them both in the Virgin Exclusive one year fixed rate at 4.51% but not at all sure if it is possible this far ahead of the maturity dates. I seem to remember something about only having 14 days to fund an ISA or it is closed. 
    Anyone any experience with this please. 
    The Virgin ISA Transfer form says transfer can be requested up to 6 weeks in advance
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