Cash ISAs: The Best Currently Available List

DaveyCee

pecunianonolet said:

Chip App shows me the option to register early for cash ISA transfers so looks like they will introduce a transfer in opportunity, which was so far unavailable.

Crystal ball time.....

Has anybody contacted CHIP or does anyone have any current info on what ISA's they will accept for transfers when it becomes accessible?

Thanks

refluxer

DaveyCee said:
Crystal ball time.....

Has anybody contacted CHIP or does anyone have any current info on what ISA's they will accept for transfers when it becomes accessible?

I would imagine an app-based bank like Chip will want to avoid using paper forms and cheques, so they'll probably stick to providers who use the BACs ISA transfer service such as those on this list...

https://help.shawbrook.co.uk/hc/en-gb/articles/5598619267474-Electronic-ISA-Transfers

ortolickus

I opened a 212 cash isa account on 30.5.24. I requested a transfer of £1k from my £20k Cynergy isa. Since then ... nothing. No notifications. When I log in, a "You are almost there" window pops up and asks me to "Add funds". There are just my personal and account details. Nothing about pending transfers, or anything else that I can see.

Is this normal or perhaps I've done something wrong?

gt94sss2

ortolickus said:

I opened a 212 cash isa account on 30.5.24. I requested a transfer of £1k from my £20k Cynergy isa. Since then ... nothing. No notifications. When I log in, a "You are almost there" window pops up and asks me to "Add funds". There are just my personal and account details. Nothing about pending transfers, or anything else that I can see.

Is this normal or perhaps I've done something wrong?

Does the transfer request show under Portfolio Transfers?

ortolickus

Got it - the lollipop on its side. Missed it before somehow. Up to 2 weeks to transfer - wow!

Many thanks.

pookey

Looking at opening a cash ISA for this tax year.
I've seen that Chase has been posted on here at 5.1% and it's also flexible which is great as I can move some extra money in to avoid going over my PSA.

Are there any fixed cash ISAs that allow you to top it up throughout the tax year please? 

slinger2

pookey said:

Looking at opening a cash ISA for this tax year.
I've seen that Chase has been posted on here at 5.1% and it's also flexible which is great as I can move some extra money in to avoid going over my PSA.

Are there any fixed cash ISAs that allow you to top it up throughout the tax year please? 

Shawbrook do, for new money: "Please note that the Bank reserves the right to withdraw this product at any time. If the product is withdrawn, you can continue to put more money into your account until the expiry of the fixed term." Not guaranteed for transfers: "Transfer requests received after your initial account application may be refused."

flaneurs_lobster

pookey said:

Looking at opening a cash ISA for this tax year.
I've seen that Chase has been posted on here at 5.1% and it's also flexible which is great as I can move some extra money in to avoid going over my PSA.

Think you mean Chip?

pookey

flaneurs_lobster said:

pookey said:

Looking at opening a cash ISA for this tax year.
I've seen that Chase has been posted on here at 5.1% and it's also flexible which is great as I can move some extra money in to avoid going over my PSA.

Think you mean Chip?

Yes i do 🤦🏾‍♀️

pookey

slinger2 said:

pookey said:

Looking at opening a cash ISA for this tax year.
I've seen that Chase has been posted on here at 5.1% and it's also flexible which is great as I can move some extra money in to avoid going over my PSA.

Are there any fixed cash ISAs that allow you to top it up throughout the tax year please? 

Shawbrook do, for new money: "Please note that the Bank reserves the right to withdraw this product at any time. If the product is withdrawn, you can continue to put more money into your account until the expiry of the fixed term." Not guaranteed for transfers: "Transfer requests received after your initial account application may be refused."

Thank you, is it flexible too?