Cash ISAs: The Best Currently Available List

pookey

rallycurve said:

Presumably you are talking about the VM exclusive ISAs (only for current account customers). The other open-to-all ISA does allow electronic transfers in for 30 days after the account is open

That's great as i opened one but still need to transfer the ISA 

Eirambler

Chorley now up to 5.15%. Some caveats though:

- only one withdrawal permitted at that rate
- not flexible (though with only one withdrawal that's probably a given)
- annual interest only.

However it is the top easy access ISA now.

Eirambler

Virgin Online up to 5.06%, annual or monthly interest, existing accounts moved to the new rate automatically.

SickGroove

Evening, So both Principality BS & Charter Savings Bank are not showing on the Shawbrook Electronic ISA Transfers list, so how long would the transfers take over to them & would I need to fill in manual forms?

Malchester

SickGroove said:

Evening, So both Principality BS & Charter Savings Bank are not showing on the Shawbrook Electronic ISA Transfers list, so how long would the transfers take over to them & would I need to fill in manual forms?

Principality certainly don't do electronic transfers but Charter do i am fairly sure as they are on the Cynergy list of electronic transfers under Charter Court 

rallycurve

Cynergy online ISA up to 5.07%

Dustybee

Get that Friday feeling - Cynergy ISA (issue 43) now 5.07%

Beaten to it! Note to self - Need to type faster

Eirambler

For a long time it felt like there was a lot of scope for improvement in the easy access ISA market, the base rate was at 5% and the top ISA rates were down at around 4.4%. There's definitely less room for rate increases now with a number of providers offering over 5% when the base rate is 5.25%. So we're seeing them just inch past each other now by 0.01%. Coventry went to 5.05, Virgin to 5.06 and now Cynergy to 5.07.

dlevene

Eirambler said:

For a long time it felt like there was a lot of scope for improvement in the easy access ISA market, the base rate was at 5% and the top ISA rates were down at around 4.4%. There's definitely less room for rate increases now with a number of providers offering over 5% when the base rate is 5.25%. So we're seeing them just inch past each other now by 0.01%. Coventry went to 5.05, Virgin to 5.06 and now Cynergy to 5.07.

Yep, gap between top cash ISA and top easy access is also narrowing

pecunianonolet

I just wish a lot more providers would offer flexible ISAs now as well