Cash ISAs: The Best Currently Available List

10_66

rallycurve said:

Presumably you are talking about the VM exclusive ISAs (only for current account customers). The other open-to-all ISA does allow electronic transfers in for 30 days after the account is open

Yes, it's the Exclusive 1 Year Fixed

10_66

Beddie said:

10_66 said:

Virgin Money
OH opened a 1 Fixed Rate ISA with VM last month, with a nil balance.  Today, we wanted to transfer his existing ISA from VM to it, and to start a transfer in from another provider.  We couldn't see where to do this online, so rang them and they said it has to be done through their "continue with application" link.  Tried that, and all it does is take you to the option of downloading a form to post or go to a VM Store (don't have one anywhere near us).  Am I missing the blatantly obvious here, or can you only make transfers to VM by post?

I had this scenario too. Here's the fix - open another fixed ISA with VM, assuming it's still available, then do the transfer as part of the application. If the rate has gone, then you are stuck with using the post or visiting a branch.

Rich2808 said:

You can do multiple transfers as part of your initial application - one by one = but anything after the application process is completed online must be done by post using a printed ISA transfer form. I would start with the external transfers first.

Thank you both. OH now managed to do the transfers online via another new application, phew!

pookey

rallycurve said:

Presumably you are talking about the VM exclusive ISAs (only for current account customers). The other open-to-all ISA does allow electronic transfers in for 30 days after the account is open

That's great as i opened one but still need to transfer the ISA 

Eirambler

Chorley now up to 5.15%. Some caveats though:

- only one withdrawal permitted at that rate
- not flexible (though with only one withdrawal that's probably a given)
- annual interest only.

However it is the top easy access ISA now.

Eirambler

Virgin Online up to 5.06%, annual or monthly interest, existing accounts moved to the new rate automatically.

SickGroove

Evening, So both Principality BS & Charter Savings Bank are not showing on the Shawbrook Electronic ISA Transfers list, so how long would the transfers take over to them & would I need to fill in manual forms?

Malchester

SickGroove said:

Evening, So both Principality BS & Charter Savings Bank are not showing on the Shawbrook Electronic ISA Transfers list, so how long would the transfers take over to them & would I need to fill in manual forms?

Principality certainly don't do electronic transfers but Charter do i am fairly sure as they are on the Cynergy list of electronic transfers under Charter Court 

rallycurve

Cynergy online ISA up to 5.07%

Dustybee

Get that Friday feeling - Cynergy ISA (issue 43) now 5.07%

Beaten to it! Note to self - Need to type faster

Eirambler

For a long time it felt like there was a lot of scope for improvement in the easy access ISA market, the base rate was at 5% and the top ISA rates were down at around 4.4%. There's definitely less room for rate increases now with a number of providers offering over 5% when the base rate is 5.25%. So we're seeing them just inch past each other now by 0.01%. Coventry went to 5.05, Virgin to 5.06 and now Cynergy to 5.07.