Cash ISAs: The Best Currently Available List

uk1

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

2010

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

uk1

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps.   I also needed to correct my wife’s NI number which I entered my one by mistake on the last shuffle and couldn’t face calling. 

2010

uk1 said:

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps. 

I`m tempted by Virgin who seem to always be near the top or at it.
I thought Charter might have made a move higher by now.

uk1

2010 said:

uk1 said:

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps. 

I`m tempted by Virgin who seem to always be near the top or at it.
I thought Charter might have made a move higher by now.

FWIW I wouldn’t defect to  another provider with the current ISAs unless the difference was really worth it.  We’ve found their CS to be good and I do like the online service except that they cannot combine the accounts we have into one customer number.  But that’s a small issue. 

2010

uk1 said:

2010 said:

uk1 said:

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps. 

I`m tempted by Virgin who seem to always be near the top or at it.
I thought Charter might have made a move higher by now.

FWIW I wouldn’t defect to  another provider with the current ISAs unless the difference was really worth it.  We’ve found their CS to be good and I do like the online service except that they cannot combine the accounts we have into one customer number.  But that’s a small issue. 

I have been with Virgin before and apart from trying to get through on the phone everything was good.
I`ll hold on for a bit to see if there`s any other provider increases on the 1yr fix ISA.

drphila

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

And, as per usual with Vrgin, low penalty (60 days)

LoopySnooker

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Good timing for us, current cooling off period was due to finish tomorrow. Would be nice if they reintroduce a 2yr or 3yr fix that competes with NatWest and RBS. Fingers crossed…….

CompulsiveSaver

I haven't noticed a mention yet, but Monmouth Building Society have released an "Online Member Exclusive One Access ISA" paying 4.5%  (for Existing Members only).

Online Member Exclusive One-Access ISA | Monmouthshire Building Society (monbs.com)

Minimum Balance £1,000, if the balance drops below £1,000 the interest rate of their Easy ISA (3.4%) will be applied. 

CompulsiveSaver

2010 said:

uk1 said:

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps. 

I`m tempted by Virgin who seem to always be near the top or at it.
I thought Charter might have made a move higher by now.

I had a Virgin Money instant access ISA, but they seem to only review the rate every few months  , and I don't want my accounts to fall behind the best rates, so the money had to move elsewhere.