Cash ISAs: The Best Currently Available List

2010

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

uk1

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps.   I also needed to correct my wife’s NI number which I entered my one by mistake on the last shuffle and couldn’t face calling. 

2010

uk1 said:

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps. 

I`m tempted by Virgin who seem to always be near the top or at it.
I thought Charter might have made a move higher by now.

uk1

2010 said:

uk1 said:

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps. 

I`m tempted by Virgin who seem to always be near the top or at it.
I thought Charter might have made a move higher by now.

FWIW I wouldn’t defect to  another provider with the current ISAs unless the difference was really worth it.  We’ve found their CS to be good and I do like the online service except that they cannot combine the accounts we have into one customer number.  But that’s a small issue. 

2010

uk1 said:

2010 said:

uk1 said:

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps. 

I`m tempted by Virgin who seem to always be near the top or at it.
I thought Charter might have made a move higher by now.

FWIW I wouldn’t defect to  another provider with the current ISAs unless the difference was really worth it.  We’ve found their CS to be good and I do like the online service except that they cannot combine the accounts we have into one customer number.  But that’s a small issue. 

I have been with Virgin before and apart from trying to get through on the phone everything was good.
I`ll hold on for a bit to see if there`s any other provider increases on the 1yr fix ISA.

drphila

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

And, as per usual with Vrgin, low penalty (60 days)

LoopySnooker

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Good timing for us, current cooling off period was due to finish tomorrow. Would be nice if they reintroduce a 2yr or 3yr fix that competes with NatWest and RBS. Fingers crossed…….

CompulsiveSaver

I haven't noticed a mention yet, but Monmouth Building Society have released an "Online Member Exclusive One Access ISA" paying 4.5%  (for Existing Members only).

Online Member Exclusive One-Access ISA | Monmouthshire Building Society (monbs.com)

Minimum Balance £1,000, if the balance drops below £1,000 the interest rate of their Easy ISA (3.4%) will be applied. 

CompulsiveSaver

2010 said:

uk1 said:

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps. 

I`m tempted by Virgin who seem to always be near the top or at it.
I thought Charter might have made a move higher by now.

I had a Virgin Money instant access ISA, but they seem to only review the rate every few months  , and I don't want my accounts to fall behind the best rates, so the money had to move elsewhere.

2010

CompulsiveSaver said:

2010 said:

uk1 said:

2010 said:

uk1 said:

Virgin 1 year up to 5.76%.  Only a cup of tea but it nudges the clock!

Have you missed the Virgin shuffle on this one?

I`m still sitting on an (not Virgin) EA waiting for more rises.

No.  To do two has taken a couple of minutes but gives me an extra week or so on the clock.  I think it’s a difference of £20 for the two … but every little helps. 

I`m tempted by Virgin who seem to always be near the top or at it.
I thought Charter might have made a move higher by now.

I had a Virgin Money instant access ISA, but they seem to only review the rate every few months  , and I don't want my accounts to fall behind the best rates, so the money had to move elsewhere.

Thanks for that. But we were talking about their latest 1yr fix ISA at 5.76%.