We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Cash ISAs: The Best Currently Available List

16456466486506511000

Comments

  • refluxer
    refluxer Posts: 3,395 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    It's worth noting that that Paragon Double Access ISA is a new account which has only been available for a week - I don't remember seeing it mentioned on here before.

    4.35% now makes it the highest-paying easy access (non-notice) cash ISA available.

    Looks like they might be abandoning their Triple Access accounts in favour of these new Double Access accounts so I'm poised to transfer across if the Triple Access doesn't get a rate increase soon.


  • dlevene
    dlevene Posts: 348 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 4 August 2023 at 9:56AM
    You can see the Double Access at 4.25% on the first page of this topic

    Edit: you're right, was launched Monday, they've just nudged the rate up
  • ..... and on Moneyfacts (and their website  - just checked) they are now Top of the Table for 1 year fix as well at 5.75%. (or 5.6% monthly)

  • savit4l8er
    savit4l8er Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    ..... and on Moneyfacts (and their website  - just checked) they are now Top of the Table for 1 year fix as well at 5.75%. (or 5.6% monthly)

    Back looking Steve? I've been checking that site regularly, sometimes they show the offers before the provider lists them (sometimes they are wrong 😂)
    Anyway, thanks for spotting the above since I looked rearlier. 👍
    Yeah, cheers but nah, I will stick with yes,  thank you and no. 

    Thank you. 
  • Yellowman
    Yellowman Posts: 199 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    edited 4 August 2023 at 11:09AM
    dlevene said:

    This rate now matches that of Skipton's Cash ISA Tracker Issue 3 (0.9% points below BoE rate from 14/8/23) which is no longer available.


  • uk1
    uk1 Posts: 1,862 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    To the tune of “I’m dreaming of a white Christmas” ….. I’m dreaming of a Virgin 1 year fix of 5.95%!   
  • .....more likely that they will pip the highest rate by a measly 0.01% as usual !!
  • Expotter
    Expotter Posts: 374 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 4 August 2023 at 11:26AM
    For those with the Yorkshire BS Loyalty ISA Issue 3 and EISA Issue 2 (both NLA), rate increasing to 5.2% up to £20k and 4.70% anything over from 10/08/23.
    Full document
    https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf

  • uk1
    uk1 Posts: 1,862 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    .....more likely that they will pip the highest rate by a measly 0.01% as usual !!
    It is extremely selfish of Virgin to withdraw a second fixed term ISA thus depriving me of shuffling between two for the next two expected BOE rises.  Still, one must try and look on the bright side!  😄
  • Bigwheels1111
    Bigwheels1111 Posts: 3,146 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    uk1 said:
    .....more likely that they will pip the highest rate by a measly 0.01% as usual !!
    It is extremely selfish of Virgin to withdraw a second fixed term ISA thus depriving me of shuffling between two for the next two expected BOE rises.  Still, one must try and look on the bright side!  😄

    5.55% on the 3 year for me is not to bad as 2 and a bit years ago I got 0.5%.
    Only 11 times better.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.