Cash ISAs: The Best Currently Available List

2010

JGB1955 said:

2010 said:

Charter have withdrawn all current cash ISA`s.

Coming Soon: 2023/2024 Cash ISAs

Our new Cash ISAs are launching on 6 April at 5pm.

That's left me with a dilemma..
I have applied for a Paragon ISA with a subscription date that ends on 6th April...should I stick or wait (the ISAs mentioned above wouldn't be accessible until after the Bank Holiday, I.e on 11th April....

You don`t know what Charter`s new rates will be.
I take it you are talking about the new tax year.
If the times up for Paragon tomorrow you must have applied a while ago for it.

apt

From tomorrow Coventry BS loyalty ISA 4.4% fixed until 31.5.2024.

2010

apt said:

From tomorrow Coventry BS loyalty ISA 4.4% fixed until 31.5.2024.

Yes I got the email but no details available until tomorrow.
ie: can you transfer other ISA`s`s into it?

JGB1955

2010 said:

JGB1955 said:

2010 said:

Charter have withdrawn all current cash ISA`s.

Coming Soon: 2023/2024 Cash ISAs

Our new Cash ISAs are launching on 6 April at 5pm.

That's left me with a dilemma..
I have applied for a Paragon ISA with a subscription date that ends on 6th April...should I stick or wait (the ISAs mentioned above wouldn't be accessible until after the Bank Holiday, I.e on 11th April....

You don`t know what Charter`s new rates will be.
I take it you are talking about the new tax year.
If the times up for Paragon tomorrow you must have applied a while ago for it.
Rates have moved on since then.

The Paragon rate is still 4.07% monthly on a 2 year fix (same as 27 days ago) but I have opened a second account today, still at 4.07%) which gives me 28 days breathing room.  Having done the maths though, even if the AER went up by 0.1% it would only gain me 5p a day, so probably will stick with my original plan.

VNX

JGB1955 said:

2010 said:

JGB1955 said:

2010 said:

Charter have withdrawn all current cash ISA`s.

Coming Soon: 2023/2024 Cash ISAs

Our new Cash ISAs are launching on 6 April at 5pm.

That's left me with a dilemma..
I have applied for a Paragon ISA with a subscription date that ends on 6th April...should I stick or wait (the ISAs mentioned above wouldn't be accessible until after the Bank Holiday, I.e on 11th April....

You don`t know what Charter`s new rates will be.
I take it you are talking about the new tax year.
If the times up for Paragon tomorrow you must have applied a while ago for it.
Rates have moved on since then.

The Paragon rate is still 4.07% monthly on a 2 year fix (same as 27 days ago) but I have opened a second account today, still at 4.07%) which gives me 28 days breathing room.  Having done the maths though, even if the AER went up by 0.1% it would only gain me 5p a day, so probably will stick with my original plan.

Always the dilemma, wait for a better rate but the longer one waits you’re losing out while waiting. I have a paragon ISA open unfunded think I’ll wait a few days then decide what to do won’t wait long 

flobbalobbalob

Marcus up to 3.2% AER

ForumUser7

pecunianonolet said:

Not sure if this was reported before but looks like YBS ISA's rate is increasing. Currently showing 3.1% on the website https://www.ybs.co.uk/savings/product?id=YB851683W

All of YBS’ variable rates have gone up by 0.25% today (source ~ https://www.ybs.co.uk/boe-rate-change)

pecunianonolet

2010 said:

apt said:

From tomorrow Coventry BS loyalty ISA 4.4% fixed until 31.5.2024.

Yes I got the email but no details available until tomorrow.
ie: can you transfer other ISA`s`s into it?

At what point do you qualify as member?

daaave

From the Coventry homepage;

“We're rewarding loyalty

On 6 April we will be offering our loyal customers exclusive access to a highly competitive Loyalty Fixed ISA.

Previous years' ISA savings cannot be transferred into this account”

alternate

Nb transfers?  Pah.  I thought that gimmick died a while ago.