Cash ISAs: The Best Currently Available List

refluxer

Virgin have just upped their 1 Year Fixed Cash ISA rate to 1.9% if you can't get the 2% product offered to their current account holders.

2010

refluxer said:

Virgin have just upped their 1 Year Fixed Cash ISA rate to 1.9% if you can't get the 2% product offered to their current account holders.

I`m not going to do a fixed rate ISA `til we see where the BoE goes.
The way inflation is we should be getting 6% plus but I don`t expect the BoE want to make thousands homeless.
I`m going easy access ISA with Marcus @ 1.30%.
If rates go higher I`d imagine Marcus will follow.

sparkiemalarkie

Virgin Money Defined Access Cash ISA 1.30% for first 3 withdrawals then 0.75%
Instant access 

Defined Access Cash E-ISA | ISAs | Savings | Virgin Money UK

hth

sx

kuepper

sparkiemalarkie said:

Virgin Money 1yr Fixed Rate Cash ISA 2%
Maturity  30/06/2023

1 Year Fixed Rate Cash ISA Exclusive | ISAs | Savings | Virgin Money UK

so annoying I only opened the 1.76 % last week

sparkiemalarkie

kuepper said:

sparkiemalarkie said:

Virgin Money 1yr Fixed Rate Cash ISA 2%
Maturity  30/06/2023

1 Year Fixed Rate Cash ISA Exclusive | ISAs | Savings | Virgin Money UK

so annoying I only opened the 1.76 % last week

I think there is a 14 day cooling off period where they will return your money without penalty.
Worth phoning CS

sx

kuepper

sparkiemalarkie said:

kuepper said:

sparkiemalarkie said:

Virgin Money 1yr Fixed Rate Cash ISA 2%
Maturity  30/06/2023

1 Year Fixed Rate Cash ISA Exclusive | ISAs | Savings | Virgin Money UK

so annoying I only opened the 1.76 % last week

I think there is a 14 day cooling off period where they will return your money without penalty.
Worth phoning CS

sx

Cheers that never occurred to me and just checked their key facts and it says can cancel without charge in 'the first fortnight' so should be OK. Annoying they're closed today to discuss ISA, their undated welcome letter says they're phoneline is open 10-4 today but they're not and their online  chat said they can't help me and I'll have to phone...

2010

 Virgin Money       Existing customers

Phone number Information & opening hours

Online customers 0345 608 1604 8am - 6pm Monday to Friday

8am - 3pm Saturday

10am - 1pm Sunday

From their website but whether it is correct or not ------------------------------------------------

kuepper

2010 said:

 Virgin Money       Existing customers

Phone number Information & opening hours

Online customers 0345 608 1604 8am - 6pm Monday to Friday

8am - 3pm Saturday

10am - 1pm Sunday

From their website but whether it is correct or not ------------------------------------------------

2010 said:

 Virgin Money       Existing customers

Phone number Information & opening hours

Online customers 0345 608 1604 8am - 6pm Monday to Friday

8am - 3pm Saturday

10am - 1pm Sunday

From their website but whether it is correct or not ------------------------------------------------

Different for exclusive isa customers

kuepper

sparkiemalarkie said:

kuepper said:

sparkiemalarkie said:

Virgin Money 1yr Fixed Rate Cash ISA 2%
Maturity  30/06/2023

1 Year Fixed Rate Cash ISA Exclusive | ISAs | Savings | Virgin Money UK

so annoying I only opened the 1.76 % last week

I think there is a 14 day cooling off period where they will return your money without penalty.
Worth phoning CS

sx

Just had a thought - if I can cancel it will I be allowed to open another cash ISA because of the rule about only being able to open one cash ISA in the same tax year?

MDMD

kuepper said:

sparkiemalarkie said:

kuepper said:

sparkiemalarkie said:

Virgin Money 1yr Fixed Rate Cash ISA 2%
Maturity  30/06/2023

1 Year Fixed Rate Cash ISA Exclusive | ISAs | Savings | Virgin Money UK

so annoying I only opened the 1.76 % last week

I think there is a 14 day cooling off period where they will return your money without penalty.
Worth phoning CS

sx

Just had a thought - if I can cancel it will I be allowed to open another cash ISA because of the rule about only being able to open one cash ISA in the same tax year?

There is no such rule. The rule is you can’t subscribe ( pay new money ) into more than one* of each type of ISA. You can open a hundred Cash ISAs if you want as long as you only pay new money into one.

* other than portfolio providers of which there are not many.