Cash ISAs: The Best Currently Available List

Consumerist

Looks as though <Halifax> has substantially reduced rates on all its fixed ISAs.

MardyBum

Received at letter from First Direct today advising that from 12 January 2016 their Cash ISA rate will be a flat 1.30% for all balances.

http://www3.firstdirect.com/assets/pdf/rates-and-charges.pdf

colin79666

MardyBum wrote: »

Received at letter from First Direct today advising that from 12 January 2016 their Cash ISA rate will be a flat 1.30% for all balances.

http://www3.firstdirect.com/assets/pdf/rates-and-charges.pdf

Got the same letter today. I'm off to another provider!

roxy28

colin79666 wrote: »

Got the same letter today. I'm off to another provider!

Its finding one with much better rates thats the problem, unless going for longer fixed term.

ScoobyZ

roxy28 wrote: »

Its finding one with much better rates thats the problem, unless going for longer fixed term.

If you have a nationwide current account you can get 1.6%

roxy28

roxy28 wrote: »

Its finding one with much better rates thats the problem, unless going for longer fixed term.

ScoobyZ wrote: »

If you have a nationwide current account you can get 1.6%

Right thats one to check out, cheers.

YorkshireBoy

ScoobyZ wrote: »

If you have a nationwide current account you can get 1.6%

Subject to meeting their "main current account customer" criteria of course.

owitemisermusa

What do you guys think of the HSBC Loyalty ISA if one has an Advance account? The extra £120 seems like it could make up for the pitiful 1.2%...

masonic

owitemisermusa wrote: »

What do you guys think of the HSBC Loyalty ISA if one has an Advance account? The extra £120 seems like it could make up for the pitiful 1.2%...

I wouldn't bother with a cash ISA at all if it weren't for the extra £120. This works out to be a great return on £25 per month or a lump sum of £300. You'd best move fast if you haven't already set up Save Together - you have less than a month before it closes to new customers.

owitemisermusa

masonic wrote: »

I wouldn't bother with a cash ISA at all if it weren't for the extra £120. This works out to be a great return on £25 per month or a lump sum of £300. You'd best move fast if you haven't already set up Save Together - you have less than a month before it closes to new customers.

Cheers.
Just decided to squirrel some money away in an isa and thought the extra £120 seemed like a good deal. Wanted to be sure I had covered all the angles.