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Cash ISAs: The Best Currently Available List

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Comments

  • MardyBum
    MardyBum Posts: 25 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Received at letter from First Direct today advising that from 12 January 2016 their Cash ISA rate will be a flat 1.30% for all balances.

    http://www3.firstdirect.com/assets/pdf/rates-and-charges.pdf
  • colin79666
    colin79666 Posts: 1,359 Forumite
    Part of the Furniture 1,000 Posts
    MardyBum wrote: »
    Received at letter from First Direct today advising that from 12 January 2016 their Cash ISA rate will be a flat 1.30% for all balances.

    http://www3.firstdirect.com/assets/pdf/rates-and-charges.pdf
    Got the same letter today. I'm off to another provider!
  • roxy28
    roxy28 Posts: 670 Forumite
    Ninth Anniversary
    colin79666 wrote: »
    Got the same letter today. I'm off to another provider!

    Its finding one with much better rates thats the problem, unless going for longer fixed term.
    :T
  • ScoobyZ
    ScoobyZ Posts: 489 Forumite
    Part of the Furniture 100 Posts Photogenic
    roxy28 wrote: »
    Its finding one with much better rates thats the problem, unless going for longer fixed term.

    If you have a nationwide current account you can get 1.6%
  • roxy28
    roxy28 Posts: 670 Forumite
    Ninth Anniversary
    roxy28 wrote: »
    Its finding one with much better rates thats the problem, unless going for longer fixed term.
    ScoobyZ wrote: »
    If you have a nationwide current account you can get 1.6%

    Right thats one to check out, cheers.
    :T
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ScoobyZ wrote: »
    If you have a nationwide current account you can get 1.6%
    Subject to meeting their "main current account customer" criteria of course. :)
  • owitemisermusa
    owitemisermusa Posts: 954 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    What do you guys think of the HSBC Loyalty ISA if one has an Advance account? The extra £120 seems like it could make up for the pitiful 1.2%...
    Tough times never last longer than tough people.
  • masonic
    masonic Posts: 28,498 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    owitemisermusa wrote: »
    What do you guys think of the HSBC Loyalty ISA if one has an Advance account? The extra £120 seems like it could make up for the pitiful 1.2%...
    I wouldn't bother with a cash ISA at all if it weren't for the extra £120. This works out to be a great return on £25 per month or a lump sum of £300. You'd best move fast if you haven't already set up Save Together - you have less than a month before it closes to new customers.
  • owitemisermusa
    owitemisermusa Posts: 954 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    masonic wrote: »
    I wouldn't bother with a cash ISA at all if it weren't for the extra £120. This works out to be a great return on £25 per month or a lump sum of £300. You'd best move fast if you haven't already set up Save Together - you have less than a month before it closes to new customers.
    Cheers.
    Just decided to squirrel some money away in an isa and thought the extra £120 seemed like a good deal. Wanted to be sure I had covered all the angles.
    Tough times never last longer than tough people.
  • Kazza242
    Kazza242 Posts: 2,203 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Help to Buy ISAs have now been added to the first post of this thread.
    Please call me 'Kazza'.
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