Cash ISAs: The Best Currently Available List

GoToGal

saintalan wrote: »

Received my Nottingham BS Savings Passbook today (4% Regular Saver ISA) credited with the first payment.

So for 3 of us (that I can remember) the postal app this year appears to have worked.

As i said earlier it does not actually state it is In Branch only, it alludes to that but just download the application and tick the box that says you don't need advice and have made your own mind up, enclose cheque and you're good to go.

Cheers

Alan

Got declined and told to go in branch. Which branch did you try?

Annoyingly I'm in Nottingham today but don't have proof of address on me, just credit cards.

saintalan

GoToGal wrote: »

Got declined and told to go in branch. Which branch did you try?

Annoyingly I'm in Nottingham today but don't have proof of address on me, just credit cards.

Hi, I think I used the address on the application form / web site.

Why don't you go in, do the paperwork then say whoops forgot my proof of address, then I am sure they would let you mail it in.

Cheers

Alan

The_Enforcer

Speaking of Regular Saver ISAs, the one below is variable and the rate is dropping to 2.75% as of 1st June 2013:

Kazza242 wrote: »

[*]Vernon BS also offer a Regular Saver ISA paying 3.00%. To be eligible you must live within a 25 mile radius of Stockport. See here.

Shiver

Cheshire BS have today dropped their fixed cash ISA rates as follows:

1yr - 1.75% (from 2.05%)
2yr - 2.10% (from 2.50%)
4yr - 2.30% (from 3.00%)
The 3yr, (was 2.80%), seems to have gone.

Was going to move money from CBS to Santander 123 3% account but missed that, decided to stick with the Cheshire at 2.5% but they've now dropped their rates.

Will probably now go with the 2.5% Santander account we opened not realising the rate had dropped.

Cheers - S

dhs87

innovate wrote: »

************************************************
North London Community Finance


http://www.northlondoncommunityfinance.org/index.php/34/isa-accounts/

Now paying 2.5% 1-yr fix or 90-day fix. Accepts transfers in. More info in link above.

The_Enforcer

Also due to fall to 2.25% on 1st June 2013:

Vernon BS Triple Access ISA - 2.50%
Rate guarantee? No. Rate effective from: 06/04/2013.
Minimum deposit: £10+. Operated via: Internet or Branch.
Notes: Up to 3 withdrawals are allowed during each 12 month period (1st April to 31st March) without notice or penalty. If exceeded account will be closed.
Important: To be eligible you must live within a 25 mile radius of Stockport.

harz99

ceegee wrote: »

This is a good account for me as I have a lump sum to invest and have no other ISAs to transfer. It requires a deposit of the full £5760 straight away. That is all fine.

Good for me to and have just sent the form and cq away.

As a Coop customer I would have been able to get a slightly better 2.6% with their similar Brittania offering, but you cannot open one online!!:(

gardenia101

dhs87 wrote: »

Monmouthshire Building Society: Member's Loyalty ISA, 3.1% fixed for 5 years. Available to those who had accounts on or before 5th April 2013.

http://www.monbs.com/members-loyalty-isa-summary-box-product-details/

Haven't seen any comments about this ISA - any thoughts?

I wouldn't normally like to fix for so long, but as I'm waiting for a previous ISA to mature (at 3.7% & I remember feeling disappointed with that rate ) all I'm seeing is rates decrease more & more...

Consumerist

gardenia101 wrote: »

Haven't seen any comments about this ISA - any thoughts? . . .

It's a small BS with restricted entry to this ISA. How ma[n]y will already have an ISA with Monmouth and how ma[n]y of those will want a 5-yr fix this year?

I think interest is likely to be limited but if you want to lock in for 5 years then the rate looks competitive.

Kazza242

Hi everyone.

The Bank of East Asia Cash ISA rate will be decreasing from 3.00% (for balances of £40,000+) to 2.50%, with effect from 01/07/2013.

The rates paid on other tiers will also be reducing:

Tier ~~~~~~~~~~ Current Rate ~~~ New Rate (from 01/07/2013)

£25,001 - £40,000 >>>> 2.75% >>>>>> 2.30%
£15,001 - £25,000 >>>> 2.30% >>>>>> 2.10%
£10 - £15,000 >>>>>>> 2.10% >>>>>> 2.00%


See here.