Cash ISAs: The Best Currently Available List

saintalan

GoToGal wrote: »

Got declined and told to go in branch. Which branch did you try?

Annoyingly I'm in Nottingham today but don't have proof of address on me, just credit cards.

Hi, I think I used the address on the application form / web site.

Why don't you go in, do the paperwork then say whoops forgot my proof of address, then I am sure they would let you mail it in.

Cheers

Alan

The_Enforcer

Speaking of Regular Saver ISAs, the one below is variable and the rate is dropping to 2.75% as of 1st June 2013:

Kazza242 wrote: »

[*]Vernon BS also offer a Regular Saver ISA paying 3.00%. To be eligible you must live within a 25 mile radius of Stockport. See here.

Shiver

Cheshire BS have today dropped their fixed cash ISA rates as follows:

1yr - 1.75% (from 2.05%)
2yr - 2.10% (from 2.50%)
4yr - 2.30% (from 3.00%)
The 3yr, (was 2.80%), seems to have gone.

Was going to move money from CBS to Santander 123 3% account but missed that, decided to stick with the Cheshire at 2.5% but they've now dropped their rates.

Will probably now go with the 2.5% Santander account we opened not realising the rate had dropped.

Cheers - S

dhs87

innovate wrote: »

************************************************
North London Community Finance


http://www.northlondoncommunityfinance.org/index.php/34/isa-accounts/

Now paying 2.5% 1-yr fix or 90-day fix. Accepts transfers in. More info in link above.

The_Enforcer

Also due to fall to 2.25% on 1st June 2013:

Vernon BS Triple Access ISA - 2.50%
Rate guarantee? No. Rate effective from: 06/04/2013.
Minimum deposit: £10+. Operated via: Internet or Branch.
Notes: Up to 3 withdrawals are allowed during each 12 month period (1st April to 31st March) without notice or penalty. If exceeded account will be closed.
Important: To be eligible you must live within a 25 mile radius of Stockport.

harz99

ceegee wrote: »

This is a good account for me as I have a lump sum to invest and have no other ISAs to transfer. It requires a deposit of the full £5760 straight away. That is all fine.

Good for me to and have just sent the form and cq away.

As a Coop customer I would have been able to get a slightly better 2.6% with their similar Brittania offering, but you cannot open one online!!:(

gardenia101

dhs87 wrote: »

Monmouthshire Building Society: Member's Loyalty ISA, 3.1% fixed for 5 years. Available to those who had accounts on or before 5th April 2013.

http://www.monbs.com/members-loyalty-isa-summary-box-product-details/

Haven't seen any comments about this ISA - any thoughts?

I wouldn't normally like to fix for so long, but as I'm waiting for a previous ISA to mature (at 3.7% & I remember feeling disappointed with that rate ) all I'm seeing is rates decrease more & more...

Consumerist

gardenia101 wrote: »

Haven't seen any comments about this ISA - any thoughts? . . .

It's a small BS with restricted entry to this ISA. How ma[n]y will already have an ISA with Monmouth and how ma[n]y of those will want a 5-yr fix this year?

I think interest is likely to be limited but if you want to lock in for 5 years then the rate looks competitive.

Kazza242

Hi everyone.

The Bank of East Asia Cash ISA rate will be decreasing from 3.00% (for balances of £40,000+) to 2.50%, with effect from 01/07/2013.

The rates paid on other tiers will also be reducing:

Tier ~~~~~~~~~~ Current Rate ~~~ New Rate (from 01/07/2013)

£25,001 - £40,000 >>>> 2.75% >>>>>> 2.30%
£15,001 - £25,000 >>>> 2.30% >>>>>> 2.10%
£10 - £15,000 >>>>>>> 2.10% >>>>>> 2.00%


See here.

Baalmaiden

One ISA not included in the main site is Nat West's eISA which offers instant access and 2.25 AER if you have over £30,000. It also allows transfers in. That is as good as NS&I.
If you transferred into the ISA last year and your 1% bonus is ending you could transfer anything over £30000 to a fixed rate ISA.