Cash ISAs: The Best Currently Available List

Baalmaiden

One ISA not included in the main site is Nat West's eISA which offers instant access and 2.25 AER if you have over £30,000. It also allows transfers in. That is as good as NS&I.
If you transferred into the ISA last year and your 1% bonus is ending you could transfer anything over £30000 to a fixed rate ISA.

innovate

Baalmaiden wrote: »

That is as good as NS&I.

And a lot worse than First Direct. At least £225 worse a year.

Kazza242

Baalmaiden wrote: »

One ISA not included in the main site is Nat West's eISA which offers instant access and 2.25 AER if you have over £30,000. It also allows transfers in. That is as good as NS&I.
If you transferred into the ISA last year and your 1% bonus is ending you could transfer anything over £30000 to a fixed rate ISA.

Hi,

What 'main site' are you referring to? Did you mean the official MSE ISAs article? I ask because the list on the first page of this thread has featured the NatWest eISA you referred to, for many months and it is still on the list.

I assume you have looked at only the variable rate ISAs section that do not accept transfers in, which is located at the top of the list. Please scroll down the list and you'll see the section: 'Variable Rate Cash ISAs that accept transfers in:'. This section features the NatWest and RBS eISAs, paying 2.25%, as well as many others.

Please see the first post of this thread.

ceegee

The Coventry 2 year FRISA @2.55% has now been withdrawn.

In it's place is a less attractive 3 year fix @2.50%.

However, if you have an application for the 2 year 2.55% FRISA you can still get it as long as your application is received by them by 13th June, as advised to me by their call centre yesterday.

Am off to post mine now!

AndyPK

Just as well I did my dad's last weekend!
Missed the santander 3% though

Need to find my Mum one that will allow transfers in.

innovate

Check post 1 in this thread.

tasty_snacks

innovate wrote: »

Here are a few Credit Union ISA offerings, and one for the Police. They are generally strictly for members (fee-paying, usually) but perhaps some of you are lucky enough.

This list isn't comprehensive, and there must be others still. Find your nearest credit Union: http://findyourcreditunion.co.uk/home



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London Mutual Credit Union (LMCU) - aka Southwark Credit Union

3% AER variable but looks it's guaranteed until 5th April 2014
Transfers in seem to be allowed
http://creditunion.co.uk/ISA.htm


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They are still offering the 3% rate (this is where my 13/14 ISA is held, but as of 1st June no longer accept transfers in.

Best ISA around by a distance. You do have to live/ work in the LBs of Southwark, Westminster or Camden, however.

Also a £2 one-off joining fee.

lucky77

The 5 year Isa with VirginMoney paying 3% appears to have been withdrawn. Looks like 2.5% currently the best rate available.

Nick_C

Current rates are ridiculous. I'm moving my maturing cash ISA to a self invested stocks and shares ISA

badger09

Nick_C wrote: »

Current rates are ridiculous. I'm moving my maturing cash ISA to a self invested stocks and shares ISA

That might be a wise move for you, but many people use their Cash ISA as a home for their 'emergency' cash funds. Placing those funds in a S&S ISA would not be a wise move for them