Cash ISAs: The Best Currently Available List

apt

Halifax has increased its 3 year fixed rate to 3.75%. http://www.halifax.co.uk/savings/accounts/cash-isas/isa-saver-fixed/

VoucherMan

apt wrote: »

Halifax has increased its 3 year fixed rate to 3.75%. http://www.halifax.co.uk/savings/accounts/cash-isas/isa-saver-fixed/

And they said I was was crazy when I took out a 3 three years fixed in April at 4.25%.

db3745

Dustykitten wrote: »

Metro bank ISA - anyone got any experience of transferring funds to them please?

I see this got no response in July, but having been with Nationwide forever, while seeing rates get thinner, my ISAs' 3.1% expire end of September, and finally it looks like I'll have to bite the bullet.

Metro has caught my eye at 3.25% for a year fixed, but I have no knowledge or experience of them. Having taken a while to get accounts set up in the recent past with Saffron and others, I want to avoid pain if I can. I'd be glad of readers' experience and know-how.

Consumerist

A bit dated but you might find <this thread> of some interest.

db3745

Yes, thank you, Consumerist; as you say the discussion was at start-up some time ago, and I have little else to go on. Interestingly I got my letter from Nationwide today, saying that "Because we're on your side,we're rewarding you.....". Richard Marriott (Head of Savings) then goes on to tell me the rate on my eISA will change from 1st October from 3.1% to either 1.75% or 2.00% if I have £25000+.

Thanks Richard! I think I'll pass on that. In true misinformation fashion he omits to tell the non-savvy but trusting customer that their only current internet-based account pays 2.75%. Do these banks never learn?

harz99

Wrong thread.

SnowMan

Sainsbury bank have a cash ISA paying 3.01% AER variable (no bonus included) see here.

- Minimum balance/initial deposit effectively £500
- ISA transfers in accepted.
- Operate on-line or by telephone.

Thrupnybit

SnowMan wrote: »

Sainsbury bank have a cash ISA paying 3.01% AER variable (no bonus included) see here.

- Minimum balance/initial deposit effectively £500
- ISA transfers in accepted.
- Operate on-line or by telephone.

In process of opening this account, transfer form arrived in post yesterday less than two working days after I started the process online. Hoping the good service continues.

Kazza242

Hello everyone. I hope you're all enjoying your weekends.

I've made numerous changes to the first post of this thread.

The Sainsbury's ISA has been added to the variable Cash ISA section. It pays 3.01% on balances of £1+.

Virgin Money, Ipswich Building Society, Clydesdale Bank and Yorkshire Bank have all launched new one year fixed rate ISAs, paying 3.00% respectively. All four have been added to the list.

Santander have launched a new two year fixed rate ISA for their 123 current account and credit card customers. It pays 3.30% on balances of £500+.

In the same section, new two year fixed rate ISAs from Ipswich Building Society and Nottingham Building Society have been added. They pay 3.20% on balances of £100 and £500 respectively.

Next update will be next weekend.

Looter

innovate wrote: »

It is "normal" that ISA rates reduce throughout the year. Probably won't see anything decent before March/April next year now, and even then, the rates aren't looking on the way up right now, I am afraid.

I was wondering why the ISA interest rates have been tumbling since April whilst the BOE interest rate has stayed the same. Do you think we might see some 4%+ rates around April time again?