Cash ISAs: The Best Currently Available List

10_66

samizdat wrote: »

So I need to hold off applying to the AA until 23 March, or thereabouts.

No you don't need to wait to apply. If you want to open one of these I would suggest you make the online application now, which just prompts a pre-filled in form to be sent to you. The account isn't opened until they receive the returned form and deposit cheque. At least if you do it now, you'll have the form ready to send to them to get there as soon after the bank holiday (6th April) as possible.

samizdat

10_66 wrote: »

No you don't need to wait to apply. If you want to open one of these I would suggest you make the online application now, which just prompts a pre-filled in form to be sent to you. The account isn't opened until they receive the returned form and deposit cheque. At least if you do it now, you'll have the form ready to send to them to get there as soon after the bank holiday (6th April) as possible.

Actually, the thing is I already have an AA Savings account. When I applied for the ISA just now, the account was opened immediately. I was told the money would automatically come from my linked account within 10 working days, unless I opted to pay in by cheque (which I did, of course). So fingers crossed the account is kept open for new customers until 23rd.

I suppose, if the account is withdrawn, I can just opt not to fund the account, and open another one for the 2012/13 financial year.

saintalan

Just read through the last few pages of this great thread, so consider this a sticky bump!

exel1966

samizdat wrote: »

Oh, great, the Santander website confirms intra-company transfers are acceptable - no need to call them.

Could you please provide a link for this as I've been trying to establish this info myself.

Consumerist

exel1966 wrote: »

Could you please provide a link for this as I've been trying to establish this info myself.

From the <Santander website>

If you wish to transfer an existing Santander cash ISA to another Santander cash ISA simply:

• Visit any Santander branch or call 0845 600 0181.

Hope that's what you are looking for.

samizdat

exel1966 wrote: »

Could you please provide a link for this as I've been trying to establish this info myself.

http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&canal=CABBEYCOM&cid=1237836201044&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateA1

I actually also rang up and did an internal transfer, as others advised here, so I can confirm this does work. Edit: I used 0800 587 2764 though, not the 0845 listed in the link! Edit#2: Consumerist beat me to it!

Stompa

Cheshire BS Direct Cash ISA (issue 1) rate increasing to 3.50%

https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsarticleid=214165

Spiggle

Good morning,

Thanks for pointing our the increase Stompa. Makes it a very attractive account for me now.

All the best,
Spigs

DetainWino

Bonus is 2.50% btw, nor 2.16% as stated on front page

Eponym

Can anyone help?

I have just over £18000 in my ISA, currently all in the Halifax 3% internet ISA whilst I look for something better.

I would like to leave £5000 in Halifax so I continue to qualify for the prize draw but am happy to move the rest.

I am planning to buy a house in the next few years and have few savings other than those in the ISA so would prefer an instant access account in case I need to get at the money.

Unfortunately I don't have a lump sum to pay in as soon as I open a new account so I need one which will allow me to deposit additional sums as and when.

Most of the ISAs on the list are either fixed rate and non-instant access, don't allow transfers in or have minimum opening deposits.

Does anyone know if transfers in count towards the opening deposit?

It seems like my best bet might be the Nationwide 3.1%. I'd rather not have to open the bank account with it though as I already have 3 current accounts as it is.

Can anyone suggest one I may have missed?