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Cash ISAs: The Best Currently Available List

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Comments

  • dave_dph
    dave_dph Posts: 664 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    adindas wrote: »
    Thanks. Yes mine was 3% when opened. So hopefully I still get 3% but will check it with them ...

    Plus if you're crediting £1000 per month into your Reward Current Account you'll be getting an additional 0.2% interest on your Reward ISA, making it 3.2%

    If you use their online banking service just click on "See more account options" once you are viewing your ISA transactions, it will show the current interest rate excluding the reward bonus.
  • boobbby
    boobbby Posts: 769 Forumite
    Northern Rock Issue 183 is a one year fixed rate cash ISA paying 3.2% valid until 15th January 2013. Accepts transfers in for 30 days
  • Is this a new offer from Northern Rock? Can't find it on the site.
  • boobbby
    boobbby Posts: 769 Forumite
    dave_dph wrote: »
    Is this a new offer from Northern Rock? Can't find it on the site.

    Its very strange but this offer only came out on the 22nd December 2011 but you have to go to the history of interest rates to find it
    http://www.northernrock.co.uk/savings/existing/find-your-existing-account/
  • molerat
    molerat Posts: 35,028 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    boobbby wrote: »
    Its very strange but this offer only came out on the 22nd December 2011 but you have to go to the history of interest rates to find it
    http://www.northernrock.co.uk/savings/existing/find-your-existing-account/
    It think this is an invitation only loyalty account for maturing fixed rate accounts. Might be worth phoning if you are an existing customer.
  • boobbby
    boobbby Posts: 769 Forumite
    molerat wrote: »
    It think this is an invitation only loyalty account for maturing fixed rate accounts. Might be worth phoning if you are an existing customer.

    Your could be right as they have already offered it to me as my fixed ends in January !!
  • Great thread. I was looking to set an ISA up before the end of this tax year to get this years allowance in on time and then as soon as the new tax year starts put in that years allowance as well. Is it possible to start up a new ISA now and have the option to cancel it in April in case a better rate comes up. At the moment it looks like the AA have the best clean account, but cant find if there is a closure penalty on it or not. I dont want to lock money away as a better rate might come up when I have more money in there and dont want to lose out on potential interest. Any help apprecaited.
  • AA's internet ISA 3.05% is instant access so you should be able to do a transfer to a better rate in the new tax year if there is one.
  • Just gone on Governor Money site and the Saffrond BS Fixed Rate ISA 3 year is sold out.:(
  • purplestar133
    purplestar133 Posts: 1,731 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 2 January 2012 at 9:31PM
    Hi everyone,

    I opened an ISA Reward Issue 4 with Halifax in March. At first it displayed in my online banking account as 'ISA Saver Direct' until I transferred my funds in from another provider. Then, if I remember correctly, it displayed as a Reward ISA on the list of accounts page but still said ISA Saver Direct on the statement page. I think the interest rate seemed ok at the time so I just presumed it was fine.

    It's been months since I've logged in as I knew I needed to just leave the money in for 12 months. Now it is listed as 'ISA Saver Direct' on both pages so I panicked. Just checked the t&cs and it says at times some communications from Halifax may say 'ISA Saver Direct' rather than Reward ISA. Does the display on my internet banking account count as one of these 'communications'? Does anyone else have their reward account listed as an ISA saver direct?

    On my statement I also have an interest payment listed under type as 'Interest' dated 29th March, the day they received my transferred funds. Then on 5th April I have interest payment listed under type as 'Deposit'. According to the T&Cs interest is paid on 5th April and then the anniversary of the account so why did I receive the interest payment on 29th March and why is it listed differently to the 5th April payment? The 29th March payment is not listed on my paper statement which I received in April. Strange!

    Sorry for the rambling - many thanks in advance!
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