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Cash ISAs: The Best Currently Available List

12402412432452461000

Comments

  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I subscribed to Skipton Regular Saver Account on November Last year where the interest rate was still 5%. But I understand that the interest is variable so could go down. Did anyone know the current interest rate?

    I am trying to find it from their website, but cannot find this info.
  • Baldur
    Baldur Posts: 6,565 Forumite
    adindas wrote: »
    I am trying to find it from their website, but cannot find this info.
    See http://www.skipton.co.uk/savings_and_investments/investment_rates/closedIssues.aspx
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Excellent thank you.
    Happy to hear that it is still 5%
    Baldur wrote: »
  • owitemisermusa
    owitemisermusa Posts: 954 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 16 May 2011 at 7:08PM
    Hey Kazza, Barclays Golden ISA (issue 3) is 2.22% AFAIK

    Great job BTW.

    EDIT: rate was 3.25% if opened before 15th May and 2.22% thereafter.
    Tough times never last longer than tough people.
  • frivolous_fay
    frivolous_fay Posts: 13,302 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    Sorry to bump...

    MY Halifax online banking shows
    ISA Saver Direct

    and a rate of only 0.5%. The transfer is in there but not 'available' til 24th May.

    Should I sit tight and the account will sort itself out?
    My TV is broken! :cry:
    Edit: refunded £515 for TV 1.5 years out of warranty - thank you Sale of Goods Act! :j
  • rb10
    rb10 Posts: 6,334 Forumite
    Sorry to bump...

    MY Halifax online banking shows
    ISA Saver Direct

    and a rate of only 0.5%. The transfer is in there but not 'available' til 24th May.

    Should I sit tight and the account will sort itself out?

    Have you asked for it to be redesignated to an ISA Direct Reward? Or a Fixed Rate ISA? Or not asked anything?

    If so, then when did you make the request?
  • Baldur
    Baldur Posts: 6,565 Forumite
    Should I sit tight and the account will sort itself out?
    Several of us have had spurious amounts shown in the 'balance remaining to subscribe in the current tax year' section after transfer, which has sorted itself out after a few days but my account still showed as an ISA Direct Reward 4 straight away.

    Personally, I'd contact them sooner, rather than later regarding the type of ISA shown.
  • NeverInDebt
    NeverInDebt Posts: 4,633 Forumite
    1,000 Posts Combo Breaker
    I would give them a ring. I did a transfer late March ish and it took around 3 weeks from a transfer from Satander and it says on mine ISA DIRECT REWARD 4
  • frivolous_fay
    frivolous_fay Posts: 13,302 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    edited 23 May 2011 at 11:52AM
    rb10 wrote: »
    Have you asked for it to be redesignated to an ISA Direct Reward? Or a Fixed Rate ISA? Or not asked anything?

    If so, then when did you make the request?

    To be honest it wouldn't have occurred to me to redesignate anything - I applied for the reward account. Why would they set me up with something different?

    Hope it's not wrong... will also have to check O/H's. The halifax banking login causes me to slightly lose the will to live :(
    My TV is broken! :cry:
    Edit: refunded £515 for TV 1.5 years out of warranty - thank you Sale of Goods Act! :j
  • rb10
    rb10 Posts: 6,334 Forumite
    To be honest it wouldn't have occurred to me to redesignate anything - I applied for the reward account. Why would they set me up with something different?

    Hope it's not wrong... will also have to check O/H's. The halifax banking login causes me to slightly lose the will to live :(

    The Reward current account is separate from the ISA.

    To get the 3/3.2% ISA, just put your account details in to https://www.halifax.co.uk/isaupgrade.

    It may take a few weeks before the higher rate shows up on internet banking, but you'll still be earning the higher rate from the date that you fill in the online form.
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