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Cash ISAs: The Best Currently Available List

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Comments

  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    Supreme wrote: »
    I have already opened an account this year, but can i open another one now? (ready for after 6th april).

    Only after that date ;)
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • Supreme_2
    Supreme_2 Posts: 133 Forumite
    I think i'm going to stick with my Natwest eISA unless anything better comes out, as that currently offers 2.97% for £10k+, and allows transfers. There doesn't appear to be anything better around right now :(
  • cottager
    cottager Posts: 934 Forumite
    Supreme wrote: »
    I think i'm going to stick with my Natwest eISA unless anything better comes out, as that currently offers 2.97% for £10k+, and allows transfers. There doesn't appear to be anything better around right now :(

    Just to point out for others that to be getting 2.97% you must have applied before 14 May last year. Currently the middle £10k+ interest tier offered for the e-ISA is 2.23% (1.98% below £10k).
    http://www.natwest.com/personal/savings/g2/isas/e-isa.ashx#tabs=section2
    ~cottager
  • J45
    J45 Posts: 290 Forumite
    cottager wrote: »
    Just to point out for others that to be getting 2.97% you must have applied before 14 May last year. Currently the middle £10k+ interest tier offered for the e-ISA is 2.23% (1.98% below £10k).
    http://www.natwest.com/personal/savings/g2/isas/e-isa.ashx#tabs=section2

    Yeah just checked that myself

    Am i correct in saying the best non fixed ISA available for someone who has 20k to transfer is at 2.75% ?
  • astreix
    astreix Posts: 238 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    How about adding Investec Private Bank Cash ISA to the list. The current rate is 2.75% and the min balance required to earn this rate is £1,000. Notice period for withdrawal is 30 days and they accept transfer in.
  • MarkyMarkD
    MarkyMarkD Posts: 9,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Only after that date ;)
    No, you can open one now and fund it in 2010/11. If the provider allows you to open it without any balance.
  • funguy
    funguy Posts: 606 Forumite
    Part of the Furniture 500 Posts
    So what are people doing if they want the Nationwide 3y 4.4% fixed rate for their maturing Nationwide fixed rate ISA from this year?

    1) Send off the form received in the post?
    2) Go into branch with the paperwork and get them to do it?

    Thanks for any advice?
  • freddysmith
    freddysmith Posts: 2,002 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 29 March 2010 at 9:37AM
    I did not receive a maturity instruction pack from NW so I have made a secure email through my online account asking if I can transfer my maturing ISA to the 3yr Fixed rate. One can but try.

    Just had a "Computer says NO" message.
    Back to the drawing board!
  • PotatoPotato
    PotatoPotato Posts: 672 Forumite
    edited 28 March 2010 at 8:32PM
    I transfered my funds into the Natwest e-isa in march last year at that rate with the bonus ( i think it was the 3.5%?).

    I want to know if i keep it in there for this next tax year and still get the new 2.70% rate?
  • My Nationwide bond matured on 21.03.10 but I had done nothing as I have been away for a few weeks. On Friday morning, before I read that it had been withdrawn on Thursday, I decided to go into the branch to see if the 3 year 4.4% offer was still available because I didn't want to post the form and then find out the offer had been withdrawn and so waste more time. I ws told that it still applied and they took the form off me to send to Head Office. In the afternoon, I came on this thread to get ideas for another ISA which I want to transfer. When I noticed that the 3 year 4.4% had been withdrawn, I telephoned Nationwide and was told 'not to worry' as the rate would be honoured as I was an existing customer. I made them make a note of their promise online against my account.
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