Cash ISAs: The Best Currently Available List

bioboybill

Those words suggest you get the boosted rate up to the day you transfer.

andyhicks88

Great, how annoying I missed it when it was 3.71% and there was the bonus £100 too. Damn it.

andyhicks88

Does it take a long time to deposit inti Propser and get it into the actual account? I remember with Raisin which is also a similar platform it took several days and so I fear that if Prosper is the same that I won't be able to get my last bit of this years ISA money in there by monday.

crumpet_man

https://forums.moneysavingexpert.com/discussion/comment/81949687#Comment_81949687

For me, account opened and funded same day. I don't recall any issues or having to provide ID or documents.

The only quirk as far as I'm concerned is that deposits go into your Prosper ewallet and then you have to move the funds to your cash ISA.

BillyHarveyRuby

Please can anyone advise the best ISA for 2026 as I need to apply today for this years allowance

SFCooper

Prosper now closed to new accounts:

https://www.prosper.co.uk/products/cash-isa

csw5780

https://forums.moneysavingexpert.com/discussion/comment/81949783#Comment_81949783

See the list on the first page of this thread 👍🏻

Cynthia_12

https://forums.moneysavingexpert.com/discussion/comment/81949354#Comment_81949354

This is also from the Prosper website

Your standard interest is calculated daily and paid into your Cash ISA tax-free on the first of each month.

If you have a boosted rate, how the Boost is handled depends on when you opened your Cash ISA.

• Opened before 30 March 2026: Your Boost is paid as a lump sum to your nominated bank account after 12 months or when you close your account.
• Opened on or after 30 March 2026: Your Boost is paid monthly, directly into your Cash ISA.

refluxer

https://forums.moneysavingexpert.com/discussion/comment/81949783#Comment_81949783

You'll need to choose your provider carefully as you'll not be able to open and fund an ISA before the end of the 5th April with all of them, with today being a Sunday and the 5th falling on a bank holiday.

Many providers will have suspended ISA applications or had an application deadline around the middle of last week for that reason.

flaneurs_lobster

 with today being a Sunday and the 5th falling on a bank holiday.

…not today it isn't, nor tomorrow