Cash ISAs: The Best Currently Available List

refluxer

https://forums.moneysavingexpert.com/discussion/comment/81949783#Comment_81949783

You'll need to choose your provider carefully as you'll not be able to open and fund an ISA before the end of the 5th April with all of them, with today being a Sunday and the 5th falling on a bank holiday.

Many providers will have suspended ISA applications or had an application deadline around the middle of last week for that reason.

flaneurs_lobster

 with today being a Sunday and the 5th falling on a bank holiday.

…not today it isn't, nor tomorrow

badger09

https://forums.moneysavingexpert.com/discussion/comment/81949783#Comment_81949783

You’ve left it very late so I suggest you forget about trying to find ‘the best’ and simply open an Easy Access cash ISA with an institution where you already hold an account as they shouldn’t need to do any extra ID or security checks. Check their cut off date for funding though as some have already closed.

NebulaNova

https://forums.moneysavingexpert.com/discussion/comment/81949795#Comment_81949795

That's good so you do get your interest with them monthly, including the boost rate and no issues transferring out during the 12 months and then losing any interest?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81949967#Comment_81949967

The fact that several people are still asking about exactly what is the rate that Prosper pay, on what, for how long and when do they pay it confirms that their terms are very badly worded - and gives me no confidence in their product or them.

Week ago you could have opened a Saffron BS EA ISA at 4.5% with "normal" terms.

crumpet_man

I think it's only one person (edit: two people?) querying it and I didn't have any difficulty locating or understanding the information. It certainly isn't badly worded or hidden away in the terms and conditions.

I'm happy with 4.6% plus £100 cashback (NLA)

Rich2808

https://forums.moneysavingexpert.com/discussion/comment/81948904#Comment_81948904

https://forums.moneysavingexpert.com/discussion/comment/81949849#Comment_81949849

Yes - ideally your own bank so you can move the funds immediately.

And then transfer out on Tuesday to a better paying account.

refluxer

https://forums.moneysavingexpert.com/discussion/comment/81949826#Comment_81949826

Boy - I messed that up, didn't I ?! Must be disoriented with the long weekend…

"With today being a Saturday and the 5th being a Sunday"

Luckily that error doesn't change the underlying message - that it's now too late to open and fund an ISA with many ISA providers.

porcorosso

Thankgod I signed up the propser isa before they closed new applicants

Wolvesinwales_2

https://forums.moneysavingexpert.com/discussion/comment/81950337#Comment_81950337

I signed up yesterday using the PROSPERCASH £100 bonus for the 4.7% rate.

I have queried it today before I fund it on Tuesday but they have said the 4.7% is no longer available even though I'd signed up yesterday. It was a BOT answer so will be querying it with a human tomorrow.