Does anyone NOT have wedding insurance?

daisiegg

laurabllue wrote: »

*ahem* a twinkle backdrop is totally essential for the evening (yep, I've booked one!). Last time they had several tables set up in various colour schemes, with different centrepieces so great for ideas if you're stuck like I was.

Ooh, do you mind telling me how much it is? (just so I can prepare myself!!)

daisiegg

Laura I just stalked your previous posts to try and find when your wedding date is....and YOU'RE the reason we couldn't have the 30th March even if we wanted it!!!!!!!! :rotfl:

laurabllue

Ooops! Yep, that'd be our fault...sorry!! I think it was right place at the right time as it had been booked then the couple rearranged I'll dig out the email and PM you the details for the lights curtain thingy.

daisiegg

laurabllue wrote: »

Ooops! Yep, that'd be our fault...sorry!! I think it was right place at the right time as it had been booked then the couple rearranged I'll dig out the email and PM you the details for the lights curtain thingy.

Ooh thank you!

Don't worry...we found out we couldn't do the 30th anyway as it's Easter Saturday so you can't get married in church (which we want)

katie1812

We don't. We think it's being a bit presumptuous, sort of expecting something bad to happen. Plus, by the time we had thought of it, most things had had deposits put on them so wasn't really worth it.

random132

Silly question but confused about how much cover is necessary. Our wedding will cost approx £9k, should we get the cover for up to £6k or £10k? Assume a supplier went bust then the lower cover covers up to £3k - we are getting venue, caterers etc seperately so that will cover (unless cant get another venue ). Or say one of us were sick so had to postpone, things like the dresses, rings etc would still be of use in the future so again doubt would be more than £6k. Also there is optional marquee hire - we are having a marquee as an extension to the venue (but not the focus) - would we need to add this on (more than doubles the cost!) - the cost of the marquee includes insurance anyway but if anything else goes wrong with the wedding dont want this to invalidate the claim. Thanks in advance. PS I am looking at dreamsaver insurance seems to be good value and says 'Cover for deposits, even if you have paid them prior to buying cover'

MrsDrink

My advice would be to look at your budget and ask yourself if it all went t*ts up what would you stand to lose out on, and use that as your basis for cover. Like you said if you have your dress and the wedding was postponed then you wouldn't be out of pocket. But have you physically got your dress? Is it still at the shop? What if they went into administration? What if your wedding had to be completely cancelled (heavens forbid)?

random132

Thanks for the advice, helped me think. So our parents have both contributed so if the worst came to it and it was completely cancelled, I wouldnt want them to be out of pocket...which the lower level would cover, so I think we shall go with that. I do physically have the dress (found the one i ultimately wanted new on ebay...from a dress shop....proves its always worth a quick ebay search!)....but I see your point which relates to other suppliers too. Guess the most likely scenario is that supplier goes bust, and as we are booking eveything seperately the amount is enough to cover any of them seperately. If the reception barn went bust a week before the wedding we would be absolutely screwed (but guess could always find somewhere to put the marquee.....so long as not 60mph winds ). Thanks again

vax2002

Insurance and Money saving are oil and water.
By its nature you will lose money.
It is the oldest scam in history with its base in early slave trading.