need a credit card to save my wedding!!

SnowTiger

meer53 wrote: »

Did you all not read the OP's post ? When they booked the wedding they had an extra £1500 per month coming in.

£10,000 (cost of [STRIKE]party[/STRIKE] wedding) / £1,500 = 7 months.

I wonder why they're in such a rush to marry?

SnowTiger

meer53 wrote: »

We all know this, but Eschaton seems to think they should should have saved up, and still spend 10k, but on a car !

I wonder which depreciates quickest? Marriage or a car?

SnowTiger

meer53 wrote: »

I'm not doing any sums, the OP hasn't said how much everything was so we don't have any idea how much they were originally planning to spend.

BUT, to lose £1500 per month income is a huge blow to anyone, even if they're not planning a wedding.

They said they'd lose £8,000 if they cancel the wedding and still owe £2,100. I make that £10,100.

That seems to be the total after wedding austerity measures were implemented, so who knows what the total was going to be? Think of a number, double it...

Makes me wonder if such people really understand what marriage is. Probably a good idea for them to start ferreting away a few quid for their divorce after they've paid off the wedding.

SaLoGo

Probably not an answer you want... but all you need to get married are the registrar (which would be a lot cheaper at the registry office than a fancy venue) and rings (which you can get for less than £50 for both). If I was in your situation, and I possibly could be if my OH and I both lost out jobs at the same time, I would just cancel the lot and get down the registry office and go to the pub after with family and friends. Sometimes there are more important things in life!

ahxcjb

meer53 wrote: »

Did you all not read the OP's post ? When they booked the wedding they had an extra £1500 per month coming in.

How does your wage just get cut in half, exactly?

whitewing

What can you sell?

Could you downgrade your car or anything until you are back on your feet proper? You will probably get some money/vouchers for the wedding to tide you over after.

ahxcjb

meer53 wrote: »

I'm not doing any sums, the OP hasn't said how much everything was so we don't have any idea how much they were originally planning to spend.

BUT, to lose £1500 per month income is a huge blow to anyone, even if they're not planning a wedding.

Simple rule: dont spend what you don't have. This couple have - stupidly - put the entire amount for their wedding on credit. Sorry, but that's grossly irresponsible. No wonder banks are refusing to lend to them any further.

If they wanted to get married, they should have saved and then had their wedding. If they needed to get married for legal reasons etc, then a registrar and a quick ceremony would have cost only a few £100.

LuckyLass_2

My advice to the OP is... sell whatever you can, even your mobile (you can buy a cheap PAYG until you are back on your feet) If you can make some cut backs at home, go for it, it all adds up

You have already stated you have no family you can ask for help which a couple of people on here have seemed to have missed.

Yes i do agree that spending 10k on a wedding is nuts but that's my opinion (i hate weddings lol) but I'm pretty sure the OP didn't have a crystal ball when she and her partner started organizing the wedding.

Good luck with whatever you decide to do

missile

Getting married should be the important event - not the celebration with family and friends.
Cancel whatever you can and save the money for your future life together.

meer53

SaLoGo wrote: »

Probably not an answer you want... but all you need to get married are the registrar (which would be a lot cheaper at the registry office than a fancy venue) and rings (which you can get for less than £50 for both). If I was in your situation, and I possibly could be if my OH and I both lost out jobs at the same time, I would just cancel the lot and get down the registry office and go to the pub after with family and friends. Sometimes there are more important things in life!

Well said. My wedding cost £15 for the registrar (a number of years ago !) then a meal for me, my husband and the two witnessess at a friends restaurant. My outfit cost me about £50 for everything, my ring was £100, my husband didn't want one.

We got married this way as we'd just bought a house and neither sets of parents were in a position to pay for a flash wedding. We didn't tell anyone about it until after we'd been to the registry office ! We called in to my office on the way back, it was brilliant to see the shock on my colleagues faces when they realised why i'd booked the day off !

A week later, we had a huge party (in the local community centre !) for all our family and friends, from what i remember, the buffet and DJ cost us about £250 in total.

This was in 1984 and things were very different then, wedding planning these days has just got out of hand.

I went to a relatives wedding last weekend, in the Cotswolds. Hotel for 2 nights was over £200, wedding present and new outfit, another £150. It was beautiful but i dread to think what they have paid ! And it rained !

I really feel for the OP though, they've obviously got their ideas about how their wedding should be. I hope they take some of the suggestions on here on board, it really isn't about how much you spend