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Hypno's kick up the backside debt diary....

14748505253581

Comments

  • Storm
    Storm Posts: 1,749 Forumite
    Debt-free and Proud!
    Hypno, you're doing brilliantly on a really tight month, could you not take any of the stuff back to the shops for an exchange? Especially the mayo - it's going to take ages to get through all that!
    Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
    O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
    Total Debt 30th April 2008: £0 100% paid off!

    PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT ;)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Perhaps they should all go in the present cupboards, and I can make up hampers for everyone's birthday/christmas presents!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hey there hypno, well done on the 7116.52, that is *fantastic*. What about the amount o/s? Have you updated that? I'm sure I remember typing out that figure and asking you about it, and I remember typing 45something. Uh, if that makes sense. What abot your snowball date? You've done so incredibly well, I can't believe it hasn't changed.
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi there Karmacat - the total outstanding has come down as well, but it is still 44 something, just not as much 44 something as it was!!

    Next update it will be 43 something - I am so looking forward to it being under 40!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well done from me too hypno.

    If you're up to over £7k by the end of May, not even half way thro' the year yet, I can see your debt reducing by more than £10k by the end of 07. Fantastic progress.

    On the mayo front, at least it's summer, sort of, so salads can figure. And just about every sani you can buy seems to have mayo in or tho' I prefer them without.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Secretly I want to get it down by £15000 this year, but that would put quite a lot of hope on the reclaim of charges from barclays, and as I STILL don't have a court date, I cannot rely on these at all, which means that it is all down to me!!

    A lot of the progress is thanks to the olympic challenge - I need it to be repeated for the second half of the year!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Just called the court again - my AQ had to be submitted by April 3rd - I went to the court to hand it in on 23rd March, Barclays have never submitted their AQ, and I am still waiting for a court date :mad:

    The lady at the court just said that they have a backlog!!! Expect to hear in the next few days (again), the judges have got a lot to do (poor things). In the meantime, I have paid out for court fees, Barclays cannot be bothered to even return their form and I just have to sit and wait even longer.

    As for court dates, she says that they are looking at about August. Which knowing my luck means August 2009!

    Oh well, I will be ready for the fight when it comes to it!! (but could do with it now as it would clear off another credit card completely!).
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I understand about having a secret goal (uh, it may not be as secret any more!) but I agree with verbatim, you're definitely on course for more than ten grand.
    2023: the year I get to buy a car
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Won't that be fantastic £10000!!!..Doesn't it show how much money we all used to waste before coming on here?..I will have to get my head around mystery shopping and e-bay ...along with spreadsheets...it's amazing where you all make extra money...you're all really clever at it...well done keep it up....
  • pania
    pania Posts: 8,258 Forumite
    Blimey hypno!! Just had a read through as promised, over £7000!! That is amazing!! :j by all your posts about doing extra work though ontop of your normal job you are working incredibly hard for it!! welldone you, you're an inspiration.
    Sorry to hear DS isn't well, must be the excitement of the skiing at the weekend and earning the fiver bless him. :o hope he feels better soon
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
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