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Hypno's kick up the backside debt diary....

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Comments

  • oops Hypno. Really sorry I didn't mean to start a pregnancy discussion lol was just teasing you. :o sowwy x
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • ZTD
    ZTD Posts: 24,327 Forumite
    hypno06 wrote: »
    OO, I think ZTD mentioned something similar a while back when we were discussing bread somewhere!

    People remember what I say!? :shocked:

    It's the Chorleywood Bread Process. They stuff in 3 times as much yeast along with more water/fat and Vit C.

    If you have a problem with it (also for gluten intolerent people) you can try French sticks which are made differently - or so I'm lead to believe.
    hypno06 wrote: »
    From time to time I miss bread, but generally only when in France or when the breadmaker is giving out yummy smells! Apart from that, I am not too bothered by it. It is giving up the other stuff - that feeds the yeast that I find much more difficult to do without.

    Have you tried that threelac, or fivelac stuff? Basically consists of enzymes to break down yeast cell walls, so they dissolve and die and probiotics to steal their homes so they can't come back.

    Not sure about the "active oxygen" thing though. Smells like snakeoil to me.
    hypno06 wrote: »
    And Z, your nose will only dribble when you laugh......

    Which is just about all the time... :rolleyes:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Just googled fivelac etc and being the good dfw girl that I am, I was horrified at the prices!!

    That would mean that all my money saved by not eating chocolate would be spent on a sachet of stuff that smells like snakeoil :eek:

    But I AM liking the French bread option :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • ZTD
    ZTD Posts: 24,327 Forumite
    hypno06 wrote: »
    Just googled fivelac etc and being the good dfw girl that I am, I was horrified at the prices!!

    That was why I asked if you'd tried it. :D
    hypno06 wrote: »
    That would mean that all my money saved by not eating chocolate would be spent on a sachet of stuff that smells like snakeoil :eek:

    Just one in three sachets. The other two are the probiotics and the enzymes.
    hypno06 wrote: »
    But I AM liking the French bread option :D

    It's not guaranteed to work - but you can try it.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Unfortunately I just about live on bread - toast for breakfast (I loathe cereal) and sandwiches for lunch.

    Are there any other, more DFW, options ZTD? I just read that garlic is a good yeast-destroyer. That's more up my street.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    yes, garlic is a good one - garlic with everything from now on then!!

    Just switched my electricity and gas - staying with same provider but moving to another tariff - they reckon I can save £190 a year. Not sure what it will save if I combine it with my efforts to reduce consumption, but it seems a reasonable thing to try.

    I have sent my meter readings over online as at this evening, so I should have a fairly reasonable way of checking if it is saving us money or not.

    Off to bed now, so catch you all tomorrow xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Seaxwyn wrote: »
    Are there any other, more DFW, options ZTD? I just read that garlic is a good yeast-destroyer. That's more up my street.

    I suppose you could go on the usual (but very strict) anti-yeast diet for a few weeks to starve the bugggers out, then flood your system with probiotics. The (weakened) yeast and bacteria would then be in a turf-war for your intestines.

    Though apparently yeast die-off is not an altogether pleasant experience.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • i've learnt sooo much tonight... maybe too much :)

    good night

    gtd
    Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning all!

    Work at the uni today, and I need to remember to post off an ebay parcel at lunchtime.

    Nothing much else to report this morning.

    Have a good day everyone x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • At that time of the morning I should hope not!! Have a good day!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

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