📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hypno's kick up the backside debt diary....

1117118120122123581

Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    The mum and two brothers are visiting and the one that is staying here already!!!! Not wanting to wish my life away but............

    This evening I have done my spreadsheet for July, never really done the whole stick to a budget thing before, on the basis that things always seem to work out ok.

    However, I can't keep working like that and so have done proper budgets, calculations etc and have got a jar on the worktop for shopping and another one for petrol. Both have cash in and when its gone, its gone!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Hi Hypno

    Your thread has made me laugh tonight as I had to go back about 4 pages to find out why on earth you had so many Norwegians there :eek: I now understand, for a minute I thought you had thought a DFW way of giving your house to norwegians :confused:

    Agree with you re budget spreadsheets - my life is now ruled by them and I constantly tell DH how much we have left to the penny - I'm sure he will tire of me soon :rolleyes:

    Hope you have your house back soon and can make a flask of coffee all for yourself
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi BAUK, I tried the budget spreadsheet thing in May when things were going to be tight, but never stuck to it in the way I intended, and things went horribly wrong resulting in the debt increasing and not decreasing :mad:

    So this time I have taken it more seriously - factored in more things such as car MOT on Monday, Car Insurance due in the middle of the month. Also I have based the situation on the fact that I do not want to live in our overdrafts so the figures I have done are based on ......dun dun duuuuuuun.....staying in credit :eek:

    But the proof of the pudding will become more apparent over the next couple of weeks. I think if I can stick to it for a fortnight I will be extremely likely to see it through........watch this space :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    I'm so glad the Norwegians paid up! Good luck with the budgets and trying to stay out of overdraft all month - that would be a tremendous achievement.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow, there's a lot going on hypno! I'm just logging on after London.... I wish I could buy that cheap pasta - I'm allergic to wheat, I love it, but I am, I felt so *ill* this week after eating the rest of the loaf I bought for DN (dear nephew!, lol) when he stayed last weekend. Off to Tesco, so I'll check what else they've got.

    I sympathise with you about the coffee. Its mad, isn't it, taking such care at home and then going absolutely mad - I'm saving pennies, but I spent £2.70 at London Bridge last night. Ah well.
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Morning all, Hope your trip to London was Ok KC and that you weren't caught up in the bomb disruption.

    Today I am hoping to pick up some basics from the supermarket taking money out of my newly created "shopping jar" and thereby not going mad! I have no idea if I am feeding 4 or 8 today as the Norwegians don't seem to be good at communicating their plans, so will have to plan something for dinner that can be easily extended or frozen!

    Have also got a couple of online shopping surveys to do - I used to do them a long time ago but they got too tedious for the money they raised, but hey - now I am a DFW I cannot be too fussy about tedium so have my first couple to do this weekend which will be another £8 in the pot eventually.

    As for the rest of the day......well, nothing planned. We will just see how things pan out!

    Hope everyone has a good day x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I agree the surveys can get tedious Hypno, but I've got quite a bit over the last few months now, and also will be cashing some in for christmas pressies (like ipoints etc). I do a LOT of surveys, and spend about 30 mins at least every day doing them, but flick from them onto here and watch tv during so it would be wasted time anyway! Good luck with the surveys and with the food shop - any ideas of what you're cooking for tea tonight?

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    For dinner tonight I thought I might do Corned Beef Hash. Something I have not had since my childhood, but when Mum took us out for dinner last week it was on the menu at an extortionate price and I had a little "regression moment" to nursery food and vowed to cook it soon.

    So, corned beef, potatoes, onion all fried up together in a bit of olive oil with some herbs from the garden and a fried egg on top will be the order of the day. Cheap, and easily padded out with extra potato, pepper and onion, and easily freezable should I make too much. Looking forward to it already!!

    Tomorrow I am going to defrost some reblochon cheese I bought from France and make Tartiflette. Yum Yum and even more Yum :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    hypno06 wrote: »
    Morning all, Hope your trip to London was Ok KC and that you weren't caught up in the bomb disruption.

    Yeah, it was fine - queues of trafffic across all the bridges at lunchtime (I was on the train!) and then *very* quiet on the tube and the train on the way back - my tube going into central London is usually full of clubbers at 9.30pm, and there were only four other people in the whole carriage last night. Overground train the same.
    Today I am hoping to pick up some basics from the supermarket taking money out of my newly created "shopping jar" and thereby not going mad! I have no idea if I am feeding 4 or 8 today as the Norwegians don't seem to be good at communicating their plans, so will have to plan something for dinner that can be easily extended or frozen!

    Uh, hypno, I'm feeling a little resentment on your behalf! If you're paid to provide for their offspring, how come you're meant to provide for the whole family for free suddenly???
    Have also got a couple of online shopping surveys to do - I used to do them a long time ago but they got too tedious for the money they raised, but hey - now I am a DFW I cannot be too fussy about tedium so have my first couple to do this weekend which will be another £8 in the pot eventually.

    I do a few a week - I don't do them while watching TV any more, like sea said, cos thats the only time I stop really - an hour or so a day, I'm a bit driven as it is, any more would see my head exploding! Some of them are quite okay tho.
    As for the rest of the day......well, nothing planned. We will just see how things pan out!

    And you too!! .... ooh, just realised I should post my own reply to that on the daily post![/quote]


    PS *love* the foodie post at 0937 - corned beef from my childhood, yummy, even if I'm vegetarian now!
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Not as much resentment KC as I had last time the Mum came over in October - she said she had b&b accomodation arranged, which she did have for the first couple of nights - then she said she needed somewhere to stay for 1 night so I offered her my floor in my therapy room, but she stayed a week!!! She took over my kitchen for cooking food I did not want, and left the clearing up to me! My therapy room, which is my little space of calm, suddenly felt anything but, and I had to "cleanse" it every day big time before I could see clients. It was awful!

    At least this time they are only here for a few days - she did offer to provide food for dinner, but as it is a tin of "reindeer meat meatballs", I declined and offered to stick to the corned beef hash instead!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.