Know people by their Card...

thistledome

TzarJay wrote: »

Private RBS/BoS/Clydesdale (Visa Debit/Debit MC):

Usually upper class, snobby people, that have came from a privilaged background, and may look down on the average person. Never do the food shopping in anywhere but M&S or Waitrose...

Coutts/Adam & Company/Private Banks... (Visa Debit):

The wealthy land owners, wealth handed down by generations, never used public transport... Usually rude, smug and think the world is bellow them. Probably banked with them for generations.

The usual inverted snobbery and envy-dressed-up-as-satire from MSE forumites. How utterly banal.

notts_phil

Maestro. wrote: »

Seems accurate enough...




I'm a Clydesdale customer and there is no Waitrose or M&S in my town. I'm certainly not upper class or snobby or from a priviledged background, and until my very recent promotion I was stretched nearly every month. I've always thought of Clydesdale as the friendly bank that is stuck in a bit of a timewarp, they just seem so old fashioned, and quite frankly their online banking is a bit naff.

Ive always thought that and of the yorkshire bank. The banks seem quite old fashioned. Early closing etc etc. Can't open accounts online,

nearlyrich

Well I heard about First Direct just over 20years ago, never been disappointed but you won't see my debit card in a supermarket unless it's Aldi or Lidl because I do look after my money and I use a cashback credit card whenever I can.

BugsyBrowne

The only snobbery bank accounts are private current accounts Cater Allen etc where you actually need to have a few quid in the first place unlike the joey banks listed above where anyone can have an account if your credit report is fine.

innovate

OP, you should try and sell your post to the Daily Mail. It would fit in brilliantly with their general approach of pidgeon-holing people, and would raise their level of credibility from negative to slightly below zero.

w211

Remember that the person using the account may be a supplementary card holder and the card isn't theirs.

NFH wrote: »

I use Capital One with 1% cashback when a merchant doesn't accept my American Express cards (Platinum & British Airways). Except for distance selling transactions, this scenario is largely confined to restaurants, given that most shops including supermarkets accept Amex.

Same, American Express is used first (often buying petrol, train/plane tickets, airport parking etc.), 1.5% as I spend over the required tier, then Capital One World Mastercard (smaller restaurants/pubs, independent car garage)

stclair

I was gutted when RBS stopped issuing gold debit cards lol

Mrs_Ryan

I get some shop assistants peering intently at my card... I have one of the Barclays Personalised cards and it seems to cause quite a stir...

TzarJay

Maestro. wrote: »

Seems accurate enough...




I'm a Clydesdale customer and there is no Waitrose or M&S in my town. I'm certainly not upper class or snobby or from a priviledged background, and until my very recent promotion I was stretched nearly every month. I've always thought of Clydesdale as the friendly bank that is stuck in a bit of a timewarp, they just seem so old fashioned, and quite frankly their online banking is a bit naff.

That part wasnt for general Clydesdale accounts, It was just shortened down, like, Clydesdale Private Banking, RBS Private Banking... Accounts that usually need a £50,000-£100,000 opening balance or a sole salary of £75,000 p/a for example.

TzarJay

innovate wrote: »

OP, you should try and sell your post to the Daily Mail. It would fit in brilliantly with their general approach of pidgeon-holing people, and would raise their level of credibility from negative to slightly below zero.

Yeah, I'll give it a go thanks (!)