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Fine from private parking company asking for full card details

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Comments

  • markja55
    markja55 Posts: 8 Forumite
    edited 17 May 2012 at 1:02PM
    how can we find out if poster has two id's as people have suggested. maybe lac is paying his own 'fines' so he gets cash flow?
  • poopop
    poopop Posts: 2 Newbie
    although it might not be a fine, after using their services willingly they can bill you -> the cost of a ticket.
    if you dont pay, they can charge "interest". i dont know if there is a limit on the percentage, but, theoretically, they could just go ahead and put an 1000% interest per month on that. food for thought.
  • give_them_FA
    give_them_FA Posts: 2,998 Forumite
    Certainly not a good idea to give scammers your card number, is it? Personally I have a prepaid credit card which I just load when it is going to be used. That way no-one can get any more than what I have agreed to pay.

    But I don't think the OP is likely to be paying them now anyway.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    poopop wrote: »
    although it might not be a fine, after using their services willingly they can bill you -> the cost of a ticket.
    if you dont pay, they can charge "interest". i dont know if there is a limit on the percentage, but, theoretically, they could just go ahead and put an 1000% interest per month on that. food for thought.
    A company issuing an invoice can only charge interest according to the law that applies on unpaid business invoices. That allows a company to charge 8% plus the BOE base rate PER YEAR after the debt has become due. In this case the invoice has no legal standing and no interest can apply as the debtor/customer/owner of car has never agreed to a contract for services. Entering a car park is not an automatic acceptance of the terms and conditions no matter how well they are posted or made clear.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • ManxRed
    ManxRed Posts: 3,530 Forumite
    poopop wrote: »
    although it might not be a fine, after using their services willingly they can bill you -> the cost of a ticket.
    if you dont pay, they can charge "interest". i dont know if there is a limit on the percentage, but, theoretically, they could just go ahead and put an 1000% interest per month on that. food for thought.

    There IS a limit, its 8%.
    Je Suis Cecil.
  • poopop
    poopop Posts: 2 Newbie
    ManxRed wrote: »
    There IS a limit, its 8%.

    good to know, im not from the uk ;)
  • give_them_FA
    give_them_FA Posts: 2,998 Forumite
    Remember this is for legitimate companies, though.
  • HO87
    HO87 Posts: 4,296 Forumite
    The OP has not returned since the last of his posts yesterday and he was only here for an hour and twenty minutes. We might have scared him away.
    My very sincere apologies for those hoping to request off-board assistance but I am now so inundated with requests that in order to do justice to those "already in the system" I am no longer accepting PM's and am unlikely to do so for the foreseeable future (August 2016). :(

    For those seeking more detailed advice and guidance regarding small claims cases arising from private parking issues I recommend that you visit the Private Parking forum on PePiPoo.com
  • Kite2010
    Kite2010 Posts: 4,308 Forumite
    Part of the Furniture 1,000 Posts Home Insurance Hacker! Car Insurance Carver!
    OP, all you owe the landowner is the cost of parking. If it was £1 for an hours parking and you were there for 1 hour you would owe them £1.

    No private parking company has a right to demand penalties from other people, they can only claim losses.
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