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Return to Solvency

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  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I'm glad DS is better. It's time for you to look after yourself now granny :naughty:
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So happy to hear that DS is feeling better Granny. What a worry for you. You make sure you look after yourself and eat properly too. No wasting away as we would miss you !

    As far as your boss nad work goes, he needs a kick up the bum. Your DS is far more important as you well know !

    Hope your head and neck ache have cleared up overnight.

    Sending lots of hugs your way

    Pinot xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • bast
    bast Posts: 448 Forumite
    I am fine thankyou... DD is fine, home in England tomorrow starts new job next week. She is very broke, so bank of mum and dad bail out... Honestly the amount we have given the both of our two, we could have bailed out a small EU country by now...:rotfl: Although this one is a loan...
    Look after yourself my lovely, no need to tell you to look after the family, you already do that...:Dx
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    ok granny, happy DS is on the mend, now it's time to take care of yourself, sounds like the candle is being burnt at both ends x
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thank you all for your lovely messages, at times like these when life seems p^nts, its so nice to have such support. I promise to take better care of myself because feeling fairly rough today, which I know is down to my thinking of everyone except me for a couple of weeks now.

    Bast, I am so glad DD is on the mend and home, you must be so relieved. Bank of mum in my house has been there done that and is part of the reason that I find myself in this financial strait. Never been over-indulgent with them, just helped out rather a lot and when it comes from just me, its even harder.

    Anyway, just had a chat with boss and he seems ok, a tad annoyed that I didn't go away to see the clients but I explained that I'd arranged to ring them on Tuesday to check nothing had cropped up their end anyway and its now rearranged for next week. Seemed to accept that and tbh if he doesn't well tough, cos that's what I decided.

    Speak later, lots of love Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Hugs to both you and your DS. Hope you got a better night's sleep last night x
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Hey Granny

    Sorry to hear you are a bit rough, take good care of yourself. A holiday to Australia perhaps to recuperate? Free digs! :D
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • bast
    bast Posts: 448 Forumite
    I know where you are coming from... We would be very rich had it not been for the bail outs, university courses and other troubles they have been thru... But for all that I love doing it ... Love showing them that they are cared for as perhaps we were not...They have never ever craved designer clothes, neither of them went to prom night, not their bag... They have never been overly indulged just life...:) Look after yourself Granny you have the grandkids growing up you will need the strength lol ...x
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    ACFF4AC.gif
    Wow you really are a nice caring group of people and I feel so supported, its hard to believe my diary is only 2 months old.

    In that time I have made real progress in my attempt to change my previous shopaholic ways and now embrace NSD as my new best friend.

    I had one today by the way :j signature update to follow

    Not much to report on today really so just doing a little recap

    coffee-news.gif

    I've shaved £403 off my debt in those 2 months, not much but its going in the right direction. colorchangearrowdown.gif

    I've managed a shed load of NSD and quite a few LSD and only really had 2 unsuccessful un-budgeted days in total.

    k1113223.jpg


    I've started cooking again and learned to be much more forceful in my relationship - OH doesn't really know what's hit him or what's still to come.
    0511-0908-0716-3062.jpg

    My next plan of attack is this

    42-15349673.jpg

    Despite DF welching on car tax, I have still managed to raise £200 for DS wedding - further signature update required

    k2601566.jpg

    Still haven't got anywhere on the flights to Oz but it'll happen, even if it's in 2014 instead of 2013

    f-16-021.gif

    So basically I'm leading a great charge to becoming debt free, fitter and happier before I retire

    elephant-027.gif

    and it's all thanks to my dear new found friends and their wonderful support

    These little chaps are just for Piq as I've heard she's running a bit low :rotfl:

    091b54b13a87949ca2f218cf758b85dc.gif

    and for the rest of you
    k7094834.jpg

    :rotfl:, oops was supposed to be this

    thewinebargourmetwinegiftbasket(1)_thumbnail.jpg

    BFN Gx2 x thfairygodmother.gif
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What a lovely post.
    Im so glad you are enjoying doing your diary as much as i enjoy reading it.

    support from these forums is 2nd to none .i dont think i would have achieved as much without the support from my virtual friends.

    You will achieve all your goals i know you will and i for one will be with you every step of the way.:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
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