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Started my long way to being debt free.
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Its been 6 long years with lots of downs and some ups. No holidays and no frills living. But 3 more payments and I’ll be debt free and will have paid back nearly £40k!
I’ve often thought through the years of declaring bankruptcy instead or even just stop paying and see what happens, as after x amount of years they’ll wipe the debt anyway.
But, no, I kept on pushing on and paying my debt and I’m so happy that I’m nearly there now and I can start living a normal, hopefully decent life again.
I definitely have learnt a lesson and that’s to live within your means and if you don’t need it, you don’t buy it.Debt free from January 2019 - Paid off £31,161.70 in 7 years.10 year anniversary0 -
Congratulations!0
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Congratulations you should be so proud of yourself for facing up to the debt and working so hard to pay it off.
Enjoy your new debt free life x0 -
And today was the day, my final payment went out and I’ve now paid back all my owed money in the last few years.
I’m so chuffed I made it through, there were a couple of blips along the way and the main one losing my dad.
But 2019 is going to be my year and looking forward to it for such a long time
I'M DEBT FREE
Debt free from January 2019 - Paid off £31,161.70 in 7 years.10 year anniversary0 -
Great result.
Well done on keeping going.
Sorry about your dad.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done quassi, that's an amazing achievement!
Congratulations and what a great way to start 2019.Finally Debt Free 24/4/20230 -
Well done. That's awesome :j'In the widening gap between credits and debits hangs a question: What parts of this life are you willing to give up, so you can keep on living?'
(Jessica Bruder, Nomadland)0 -
Amazing and inspiring. Enjoy your life. You mum and dad would be so proud I am sure :A0
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