The long road to being mortgage free!

chocoholic_chick

Ammonite would it be worth paying the exit fee and moving to a supplier that offers cashback? I've just changed to the first utility as they had the cheapest long term fix and you can get £30.30 cashback through TCB with them. Might be worth comparing the unit prices your paying to see if its worth it.

misscousinitt

Hi

Just catching up...didn't know you could collect nectar points on Amazon - will investigate...many thanks.

MCI

ammonite

Choc - will have a think about this. I think I'm OK for the moment on the tariff I'm on, its whether any more price rises occur between now and Jan 14. However, good tip on the cashback for switching, thank you - it would save me the exit fee (technically!).

Oooh just made £20 from my Etsy shop as I sold one of my crafty items Do I overpay or put it in the Xmas fund? Ooh can't cope with these decisions!

TwinnyD

ammonite wrote: »

Going great guns on DY - £68 I'm up to now, just hope they don't change the bonus categories soon as I have loads more reviews to write!

Just had a catch up of your diary lots of really useful tips so thanks. If you want to message me your DY username I'll make sure I rate you. They always seem to change the bonus categories before I've finished!

ammonite

Thanks TwinnyD, will send you a PM

As for me, the £20 from Etsy will be going in the Christmas fund, as will my next DooYoo payout. Then, if I have any money left in there once I've done my shopping, it can all go in the OP fund. That sounds fair. On £70 for DY, so very close now to the £75 payout - Although it may not pay out with much time to spare before Xmas so may go directly into OP pot!

Find it terrible that I'm wishing the days away until payday each month just so I can do a money shuffle..no wonder life is flashing me by!!!

Have spent a lot on groceries this month, more than I intended to but we have vast stocks of food, drinks and alcohols (we aren't alchoholics, we just like having parties!) that will see us through until the new year and quite likely beyond. Need to become a bit stricter again with spending for groceries though now.

Also planning to stash an amount away each month for Costco shopping as that is always a horrible unplanned surprise and we go at least once a month and spend at least £50 on meat/other groceries yet I never seem to budget for it.

Have done fairly well with 1poll too lately, can't wait to cash out and never return to that site! drives me mad that I've been at it literally years! Not giving up now though!

Sunday shall be christened eBay day so I'll need to gather all my stuff for listing.

Have a good day every one

edinburgher

Sunday shall be christened eBay day so I'll need to gather all my stuff for listing.

I just listed my biggest gamble yet - a £90 curtain pole with a £0.99 start! Please goodness, let there be bids

Maybe Preloved or Gumtree would be a better bet?

ammonite

never tried either of them? are they easy to use and get people bidding? do certain items sell better on them than eBay? Good luck with your curtain pole

edinburgher

They're more like local classifieds, for obvious reasons a curtain pole is collection only :rotfl:

ammonite

I can't imagine why that would be collection only Edinburgher?!

£20 cashback from Quidco - not paid just yet but it's going in. I'm putting it in the Christmas fund which I've just started using to pay off the credit card where I've bought Christmas presents. I do like having little funds to pay things off with specifically.

Almost at £72 on DY....hoping to get to the payout by tomorrow and then it's just Amazon vouchers I'm going for between now and Christmas (I think!) - a much more manageable £20 per go!

Spent up my Nectar points buying a Christmas present from Argos - it all helps to reduce actually cash spent.

My mobile phone is being sent back to O2 today for recycling and for getting me £15 in Amazon vouchers - also got £3 O2 cashback via Quidco for using the service

Going to attempt Nectar Adpoints again today, will report back! EDIT: Made it to 200 points before site went weird again. Only 50 points to go before Sunday, it is really easy to do and if the site behaves a quick little earner.

Absolutely no more MFW news but less than a week until Payday!

edinburgher

Do you generally find Quidco to be ok at paying out Ammonite?

I've used it for years (something like £800 cashback and counting), but they seem to have got reeeeeeally slow of late (particularly for anything financial, like an insurance policy). Currently got £120 of tracked items that are now older than 8 months old! :eek: