Benefits for new parents

Mumto3cheekymonkeys

BaconandEggs wrote: »

What are the criteria which determine Tax Credit payments?
What is the household income threshold for this?
Someone told me that they claimed Tax credits and Child benefit and they are earning the same as me. However, when I put our details into the benefits calculator on MSE, it tells us we are not elligible to anything. Have the criteria recently changed?

Edit: the calculator DID say we may be entitles to TC, but that it is not able to calculate this.

You would be better off to do the official tax credits calculator. type into good " tax credits calculator" and the official one will come up.

mynameistallulah

Mumto3cheekymonkeys wrote: »

I am alot more self sufficient then others!

So you don't need to claim your "entitlement", do you?

Mumto3cheekymonkeys

I don't need to but I don't see why I should not. I noticed you didnt answer my question so I am assuming you are not entitled and therefore biased. I bet if you were entitled then you would also claim!

zagfles

scootw1 wrote: »

I believe the £26K limit does not include child benefit? Can anyone confirm this?

It does. The Lords tried to change this but IIRC failed (considering it's a finance issue they were pretty cheeky to even try).

MissMoneypenny

just_trying wrote: »

Where else does the money get spent. You would rather the money was spent on council run schemes, well welcome to the real world council run schemes don't feed, put clothes on a child, roof over there head, along with heating, electric etc. The list could go on. No one is claiming anything they are not entitlied to it's about topping up a wage so you have enough to live on or alot of people would be better of on the dole.

Council run schmes can be used to feed, wash and clothe the children. There have already been pilot schems where they make sure children arrive at school having been fed a breakfast and are washed and have clean clothes.

You shouldn't be using your childrens welfare payments for housing as LHA, HB and SMI is used for that if the parent/s don't work. You should be using your own money (welfare or wage) towards the bulk of the gas and electric bills.

All to often on here we see posts from parents whose children have left home and the parent asks what other benefits they can now claim as they can't manage without the child tax credits and child benefit payments. In other words, they have been using their child's welfare payments to fund their own lifestyle.

Mumto3cheekymonkeys

We live to the means of our wages if we had 3 less mouths to feed we would have alot more of our money. Once our children are grown we will manage much better as ill be able to work full time which i pretty much intend to do when all 3 boys are in full time education.

zagfles

MissMoneypenny wrote: »

The ironic things is, many of these children (if they work) will have to pay off the countries debts caused in part, to their own parents claiming to raise them! They will also have to work longer to do this!

Indeed. And the better they are educated, the more secure their childhood, the more likely they are to be capable of earning and paying taxes.

I think we both know that some able bodied of working age, don't work. Then there are others (some parents) who take more, or nearly as much as the taxes they pay, back in their welfare claims.

And there are others of working age who earn high salaries and pay high taxes. On average those of working age pay out in tax much more than they receive in benefits, and in 30-40 years time most of those workers will the children of today or the children yet to be born.

That's what happens when you make it easier to claim state pensions and invent new wefare payments for those that didn't provide for their own old age. Only 30 years needed for a full state pension instead of 39 and 44 years, was madness. Bus passes at 60 should also be stopped too. Paying welfare claiming parents extra tax credits for every child they had, is madness too. No wonder the last government ran up so much debt to the country - the figures never added up and they were spending more than they had coming in!

Yes but they did abolish boom and bust :rotfl:Or so they were claiming up till about 2007! That's why they thought they could carry on borrowing in the boom years instead of saving up for a rainy day!

Pensions and parents claiming welfare for their children, are still the biggest drain on the welfare bill. Raising the pension age to 68 was a good move to cut the pension bill and now we need to tackle parents who keep having children they can't afford/are unwilling to work enough hours to keep. Not paying the childs welfare payments in cash to these parents, would be a start.



We will get complaints from the pensioners' who didn't provide for themselves in their old age and the parents who decide to have lots of children, but can't afford then without welfare money. They are two sides of the same coin.

The bottom line is that generous welfare days are over for the newly created "entilted to" class that sprung up over the last decade. We never had the money to foot that massive welfare bill and now all those debts have to be paid off.

Yes but the solution isn't simply to cut welfare everywhere, it's to cut it in a sensible way which encourages people to make the "right" choices, without leaving anyone to starve.

This isn't easy, because if you start saying "we'll only give benefits to those who really need it" then you will naturally create high marginal rates/cliff edges, as you need to define a point, in terms of income and savings, where the benefit isn't "needed".

Also tax and benefits need to be considered together, not separately. That's the main problem with the UK system, they interact to provide perverse incentives.

The UC is definitely a step in the right direction, it will provide greater incentives at the bottom end, but it doesn't tackle the fundamental disconnect between the tax and benefit systems.

MissMoneypenny

Mumto3cheekymonkeys wrote: »

My partner works 40+ hours a week and I would also be better off not working however I do get up at 6am 3 mornings a week and I do go out to work because that is what I was taught. Of course I want nice things and I want my children to have nice things also which is why I do go out to work so I can provide these nice things for them (although yes i get £600 a Month TC And about £188 a month CB).

I hope you have declared your rental income for your let property, to HMRC for your Tax Credits claim? The government have now given HMRC permission to go though the mortgage lenders books.

Mumto3cheekymonkeys

yes we have as it is a business however the estimate i gave tc this year was not including my maternity leave so im apparently due for a rebate. We have not made much on our property this year as we are able to claim the current remortgage and certain things that has been done to the house as tax relief.

bujin

MissMoneypenny wrote: »

The ironic things is, many of these children (if they work) will have to pay off the countries debts caused in part, to their own parents claiming to raise them! They will also have to work longer to do this!



I think we both know that some able bodied of working age, don't work. Then there are others (some parents) who take more, or nearly as much as the taxes they pay, back in their welfare claims.



That's what happens when you make it easier to claim state pensions and invent new wefare payments for those that didn't provide for their own old age. Only 30 years needed for a full state pension instead of 39 and 44 years, was madness. Bus passes at 60 should also be stopped too. Paying welfare claiming parents extra tax credits for every child they had, is madness too. No wonder the last government ran up so much debt to the country - the figures never added up and they were spending more than they had coming in!

Pensions and parents claiming welfare for their children, are still the biggest drain on the welfare bill. Raising the pension age to 68 was a good move to cut the pension bill and now we need to tackle parents who keep having children they can't afford/are unwilling to work enough hours to keep. Not paying the childs welfare payments in cash to these parents, would be a start.



We will get complaints from the pensioners' who didn't provide for themselves in their old age and the parents who decide to have lots of children, but can't afford then without welfare money. They are two sides of the same coin.

The bottom line is that generous welfare days are over for the newly created "entilted to" class that sprung up over the last decade. We never had the money to foot that massive welfare bill and now all those debts have to be paid off.

Jeepers what a barrel of laughs you are!!