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Living for the Present...after all who doesn't love a gift!
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Not sure about the white vinegar will stick to lenor but will deffo give the washing powder a go!
Its got to be cheaper I am so looking forward to this now!Trying to shift that debt!0 -
I too understand how long this month is. We get paid weekly but i take food money and petrol money out at beginning of the month. I have £52 ish pounds to last until 1 april. Big store cupboard though. Glad you are doing well and tennant paying eventuallyMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
Skint_but_Optimistic wrote: »Not sure about the white vinegar will stick to lenor but will deffo give the washing powder a go!
Its got to be cheaper I am so looking forward to this now!
:rotfl: I wasn't sure about the vinegar. BUT was pleasantly surprised! The clothes are soft, there is no smell of vinegar and all i can smell is the household soap from the washing detergent
:money:MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I too understand how long this month is. We get paid weekly but i take food money and petrol money out at beginning of the month. I have £52 ish pounds to last until 1 april. Big store cupboard though. Glad you are doing well and tennant paying eventually
I need to start doing this again. But my money comes in in dribs and drabs throughout the month so i'm finding it hard to do that, will have to try and find a way around this i think as i coped much better with the cash in an envelope lol xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Do you have any more of these tips??? Toilet cleaner and that??? Sounds greatTrying to shift that debt!0
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It has taken a while DFW to get to the point where i can afford to take all food and petrol money out in one go but slowly got there. Like you i am celebrating still being in the black even if only a few pounds by the end of the monthMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
Skint_but_Optimistic wrote: »Do you have any more of these tips??? Toilet cleaner and that??? Sounds great
I'm working on toilet cleaners, when tested and working I will let you know :rotfl: I want to get rid of the bleach in the house, but am worried nothing will come up to scratch.......... but in the name of :money: and being green i am giving it a goIt has taken a while DFW to get to the point where i can afford to take all food and petrol money out in one go but slowly got there. Like you i am celebrating still being in the black even if only a few pounds by the end of the month
that's it I must remember I am in the black so that is one up on a few years ago....next step is to have savings!! Work in progress............!:rotfl:MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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caught up on a few more diaries
forgot to say I sold my microwave this week for £20 :T , exactly what i paid for it- I then spent the money on a new pair of boots though :rotfl: in my defense they were a bargain. They are the EXACT same pair that i had to throw away (from over use :rotfl:) although they are brown! But still a very comfy, brand new (still have stickers on) pair of cl@rks boots for £20 :cool: you agree with me right? I deffo did the right thing
:rotfl:
Oh and I need to stop g00gling things. I no longer use my microwave after reading things on the net about what they do to your food :rotfl: perhaps I should just come on here more rather than spending my time getting more paranoid about everything!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Well well, i've returned for a few days in a row! Dare I say i'm getting back into the MSE ways :money:
Today ds2 started his new nursery and he wears a uniform, omgosh he looks so cutebut far too small and he starts school in September, how will i ever let him go without crying
It's quite nice to have the afternoon to myself instead of the morning as the mornings are always quite rushed after the first school run. Hoping I have no phone calls though saying ds2 is crying because i'm not there! We didn't sneak off but he ran away and wouldn't say goodbye so i'm wondering if he thinks i'm still there somewhere :rotfl:
DH has just told me he should be getting £200 back someday soon from work. First I knew about it! He paid for a course at the beginning of the month, never told me until now and has now decided he doesn't want to do it! So he should be getting a refund soon, which means we may actually have food till payday now:rotfl:
I am thinking of doing some mini challenges on here again. May not actually join in on the actual threads as there is always too much catching up to do but I think it may help keep me on track.....i'd like to up the stepchange (formerly CCCS :cool:) payments so the DFD is brought closer than 2019 :eek::eek::eek::eek:! But perhaps I should walk before running and just leave it as it is until ds2 starts school full time in a few months which means I am free to do more things to money save, earn money and other such :money: things! Hmmmmmmmm.
Oh did I tell you i've taken up a new hobby?? If so, feel free to ignore the next part! I've decided i'd like to learn something useful, something relatively cheap and easy to do! So........I took up knitting in January :T and i now know how to do a purl sticth, a knit stitch and can make patterns from each one :T I've yet to master a slip stitch. In fact i've not tried, it looks too hardand the same goes for crocheting too
i'm making squares which i will eventually turn into a blanket. So learning something useful, to create something useful :T win, win
There is a small cost though, i am subscribed to a magazine which is £18 every 4 weeks. Considering I don't do much else though I see this as my treat and look forward to it :beer: It's official. I have turned into my grandmother! :rotfl::rotfl:
Anyway a NSD here! :j First of many more I hope!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Well done on keeping up with diary
must try harder myself. We will obviously need pic of the final product when your done. Also would tips of youtube be cheaper than the magazine perhaps and pinterest for ideas? As i say just an idea
Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600
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