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Living for the Present...after all who doesn't love a gift!
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It looked like you all had a great time last night! Love the photos on FB
We went to the local park for the jubilee do but it rained so hard it wasnt that fun as everyone wanted to just get home. Kids still had fun
Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
Wow you have been a busy bee as usual. Glad Duke has settled in well. I haven't had a chance to look at the recent photos yet.
Hope the jubilee party goes well tomorrow. Must admit the weather put us off of doing anything much , so we watched the river pageant on the tv , waved a few flags and opened a bottle of bucks fizz and toasted the Queen from the kitchen!
Enjoy tomorrow xLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
Evening all
well been busy here, half term, hubby off and new pup still keeping me on my toes :eek:
Have spent waaaaaaaaaaaay too much this month already :eek: Have had to pay out for worming stuff, flea stuff, chips & jabs & 3 lots of food (fussy so and so ) just for the dog.
For me i've bought a gym pass (only a tenner) new clothes as was getting very annoyed, het up and peed off at nothing fitting me from last year
:o ! So i now have a wardrobe full of asda, h&m & one on it's way from pepperberry :eek: all in a size 12. *sob* I vow to be thin again by next summer! but until then i have to wear clothes that fit i honestly could not breathe in any of my 10's anymore
:rotfl:
Hubby doesn't know how much i've spent....i do :eek::eek::eek: and it's a lot!!! But i really was getting so annoyed with myself that i decided actually clothes are a necessity so i gave in and bought some. Once i started i couldn't stop though :eek: and i've once again had to go cold turkey on the spend-a-holic thing:o
I've also done a bit of stock pilingso should be good for washing powder & rice for a fair while :rotfl:
I won a raffle prize on Monday for a full set of acrylic nails :eek: which i did not wantas i bite my nails (naughty i know) so i gave it to my friend.
was a bit peed off really as there were tonnes of prizes and the only one i couldn't do much with was that one lol so have given it away. Oh well.
Still trying to flog my wares on fb. And gumtree. House still not let. (proper getting fed up with it now! had various emails, phone calls, letters regarding it and nothing has come from it!)
I've just reached over half way i think on my emergency savings:) (must NOT tell hubby about this. he thinks any savings is take away money)
Also have around £220+ in car fund. Hoping i will have enough to pay for insurance outright in July. Then need money for MOT in August :eek: so a few spendy months ahead.
Off to see the father on friday, the very one who is too busy to visit me might i add :cool: hmm! He can only fit me in on Friday- Sunday morning so seems a bit of a waste of petrol to me but hey ho. Then dropping ds1 off at school on Sunday again
Only 4 weeks or so until he breaks up though so that's goodalthough we have no money for him to do anything all summer hols here! DH is working away from June 18th to September so that is the WHOLE summer hol on my tod, again. pffft
My reiki course that i scrimped and saved for is next weekend and am very much looking forward to it :j
Have not done a meal plan so must do this for next few weeks. And it was worked out we would have £210 per week after bills for food, petrol, clothes, entertainment etc etc and me being a naughty girl has already spent 2 weeks worth in one weekoopsy! But last 2 weeks of June are just me and 2 lil ones so i'm sure we can do without £210 a week :cool: so i reckon as long as i have around £70 a week we'll be fine
Hope everyone is well :AMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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welcome back, you have been missed.
If you couldnt breathe in your clothes then that is good enough reason to get some new ones. And i would love to fit into a size 12 so dont worry about it.
Hope you have a good time on your course next week.
Good news on also getting money nearly sorted for the car insurance. This is why i dont drive, its too expensive.
hope you let your house soon.PAD Maker0 -
Hi DFW:j
Haven't been around for a while sorry! Bad news on the house not being let, I'm crossing my fingers for ours.
Clothes shopping screams danger danger to me too - I'm avoiding it at all costs and trying to sell rather than buy eek!:eek:LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
I know how you feel on overspend on the food budget. We spent more than we normally would this weekend as we had folks round.
Spending on the pup should soon settle down, especially the food. When we 'acquired' our dog she was already 6 months old and had serious behavioural problems which the vet and the people at the dog training said had a lot to do with the poor quality food she had been having (as well as lack of training). The equivalent of feeding a toddler fast food and sweets apparently.
What with going to the gym, chasing round after the kids and the pup I'm sure you'll soon be back in size 10. xxDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
well done on the NPOWER babeMortgage: £280,752/ £262,515.84
hmrc:£16760/£5,480.20
evil credit cards: £41,208/ £37,841
Car: £18,800/£13,101.18
Weight 13.9/ 12.6 -1 stone 3
saving for refurb £2000/£700 1 July 20130 -
I trust you're keeping well.
It seems so busy in the DFW household at present. You must be rushed off your feet with the children and also the puppy.
I hope you're still finding some time for you to relax.
Have a good week.June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
evening!
Well i'm broke! Have literally the child benefit to last me each week until payday on 29th (£46 odd) :eek:
That would be Mcdonalds fault & Esso!! (grr) We ended up spending silly amounts on feeding the kids travelling up and down the country and also feeding the car
House still not let but have someone maybe lined up...
I've started down the gym again and had lost 5lb up to the beginning of last week and then put it all back on again (thanks again to fast food -oops)was back there today and will be going tomorrow as well so hopefully a loss by friday :T
I'm really looking forward to my reiki this weekend, need to buy some crystals for it though and have no idea where i will get the money from (the money tree my mother gave me is a scam i tell you, not one penny off the darned thing so far!)
I am sending back one dress that i ordered so that will be money back in the account but could realistically take until the end of the month to arrive back in there!
DS1 is back at school, only a few weeks until he breaks up for summer nownot sure how i can save money over that period as him being a teenager wants everything and does not take no as an answer :eek: especially seeing as though our english heritage passes run out and our zoo passes have already expired! I've got him a new gym pass so he has free swimming with friends on the patch here, but if he wants to meet up in town i'll have to just limit his pocket money and say 'when it's gone, it's gone........'
I have been so neglectful of mse recently...i really need to start coming back on as i've noticed that my spends are becoming a little out of control again ...i've not been disciplined enough to say NO!!! so need to get back on with it! I'm currently bidding on ebay for ds2 birthday present hoping i win as the items he wants new are so expensive :eek::eek:
Hubby is going away soon, and to be honest i will be glad of the peace ( 'nuff said)
i will try and put some more pics up on that site of dukie and his new friend (another schnauzer :rotfl:) they were getting rather close at the weekend- basically duke spent the entire time following him around sniffing at his manhood:o:eek: (Dirty dawg!)
Have joined my mother up to quidco (via friend referral so i get £5 :cool:) and got her £86 cashback on a broadband/home phone deal. I've nothing else pending and i've all but neglected my surveys so no vouchers coming in *tut tut* really need some sort of motivation/kick up a$$ !
anyhow gonna have a quick catch up on here........MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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You have been busy and we have missed you. Keep updating on here and you will soon be back on track:)Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600
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