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Living for the Present...after all who doesn't love a gift!
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hi again
i'll go have a nosey now and see if i can be of any help! Mse is a great place and it is like a little community
xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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afternoon
Well i've tried to update my spreadsheet after not keeping a spend diary nor even a scrap of paper with my spends on for nearly a week (oops :eek:)
A NSD today :j first of the week i think!
Kids have been to a friends house this afternoon, so i crawled into bed to catch up on sleepjust got rudely awakened 2 hours later...as they wanted to give them back. damn :rotfl:
So salad & jacket potatoes for dinner nice'n'easy and as i'm still half asleep that's all good!
Ummm haven't bought any food for the week apart from milk & bread (literally that was it- oh and cereal for kids!) so will have to go....we're absolutely broke though until our money from the shares goes in! Then we need to pay back all the accounts i've robbed for vaccinating pup & petrol etc!!!
Ooooh and not sure if i actually told you his name yet (divvy brain) it's Duke (or Dukie as i like to call him) DH & DS1 & I finally agreed on something (i still love the name teddy though:( !)
think that is it, still haven't got round to writing my ppi claims outi'm convinced there isn't much there though lol so just keep putting it off!!! Ohhhhh and i got a cheque for my mortgage exit fee
:D:D:D:D for the grand sum of £4 .......yes that's right not £40 or £400 just FOUR POUNDS :eek::eek::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: that must be THE worst payback in all of history :eek:
Oh well only cost me a stamp so i'm still up :rotfl:;)MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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http://www.moneysavingexpert.com/deals/cheap-days-out#swim
i've just booked a free swim session for saturday for the kids & dhso that will keep them happy i hope (and is free yay) will try and find something for sunday to do as well otherwise the park is always a good bet for someone with only £30 to their name till Monday lol
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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£4 wow dont spend it all in one go lol. Not tried claiming things back yet. Maybe once tax returns all sorted and out of the way i may look into this, although for £4 not sure its really worth itMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
£4 wow dont spend it all in one go lol. Not tried claiming things back yet. Maybe once tax returns all sorted and out of the way i may look into this, although for £4 not sure its really worth it
:rotfl::rotfl::rotfl: no not really sure it was either lol, although to be fair it took 5 mins to write that letter (template on here!)....it's the PPI ones that look challenging and if i get back something like 36p i will be fuming so keep putting offMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I hear you are £4 richer, any chance of a loan?:rotfl::rotfl::rotfl::rotfl:LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j0 -
gargrave50 wrote: »I hear you are £4 richer, any chance of a loan?:rotfl::rotfl::rotfl::rotfl:
:eek: certainly would it be ok if i did what those loan sharks do and charge 3000% on it :rotfl: i may make some money then :rotfl::rotfl::rotfl:MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Morning!
Well i have one poorly little boy has had a temperature since yesterday -am suspecting a tad touch of heat stroke. He fell asleep on his slide in the boiling sun :eek::eek:!! So i've been up since 5 am with him! Got someone coming to look at a dinnerware set i'm selling later. Never used, she hasn't made any sort of offer yet, i'm hoping it's not a silly offer as the money is going to mum. Mum gave it to me and told me to use it (brand new) but i don't really need it and she could do with some spare pennies but has no clue how to work a digital camera never mind put things up for sale :rotfl: so i hope she doesn't mind me selling it!
Need food, but honestly, i can't be bothered so am hoping i can eek out the food till tomorrow by which time it will be the weekend nearly and i can hopefully get enough food to last till child benefit is due on Monday! My shares money must be due in some time soon as well. I may get dh to call up about that. Although i've told dh i don't want to waste it on silly every day things -you know like food :eek::rotfl: And besides i owe a lot of bank accounts money by now :eek: so have to pay them back first!
Right will be back bit later! :A stuff to do....MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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checked bank, all the savings are in :j so have moved them all into accounts where they should be! Have £30 left now and DH is throwing a strop because he wants a BBQ. Thing is he would happily spend £200 on food & drink & charcoal and i'm not happy for that to happen for one silly BBQ (that i'm not even that keen on!) so anyway money moved quickly before he spots we're £500 up :rotfl:
DS2 asleep on sofa, as is Duke, and DD now up so i'm exhausted and could really do with a nap :eek: but not going to happen now so an early night i think!
Want to sell a few more bits before payday, mainly to make money obviously :money: but also to make some room in my bedroom! I am sick of tripping over my ebay / fb / gumtree stuff :eek::eek:!!!
Have 3 watchers on my only item on ebay :rotfl: it's a £15 starting price so we'll see if any buy. I often notice things like this are watched so people know how to price their items up!!!
Right off again, feel like a butterfly flitting here and there (if i only were as pretty as one i'd be happy :rotfl: instead i'm sporting trousers rolled down on the waist as i've eaten too many pies and they won't do up. blood shot eyes & nice red arms from yesterday!!)MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Hope ds feels better soon. and loving the name duke for the doggy.
I agree that a bbq wouldnt be right to spend your money on, especially £200. and if your not keen that it makes even more sense as you or your ds probably wouldnt eat alot.
Good luck with selling some more stuffPAD Maker0
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