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Living for the Present...after all who doesn't love a gift!

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  • mandz1
    mandz1 Posts: 2,548 Forumite
    Your feeling very lazy, i was the complete opposite this morning and wanted to get loads done, my back had over ideas and has started to play up and leave me in a lot of pain everytime i move.

    Enjoy your lazy day
    PAD Maker
  • Eliza_L
    Eliza_L Posts: 66 Forumite
    Eighth Anniversary Combo Breaker
    Sometimes a BK or MCD's is the only cure when hungover. I don't think it has to count in the budget lol.
    Prepare for the unexpected - £477.02 / £1000
  • Haha yes it is Eliza! I was craving hash brown from Mcd's all day but by the time we went the brekkie had finished so we went to BK instead ;)

    Sold another item on FB -they are collecting Tomorrow morning so should be another £28 in the coffer for Reiki II :) which i think takes me to my goal :D

    xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Just made another £10 for 3 little items on FB ;) and postage all paid for by buyer. And money in PP already, now that's what i call a quick easy transaction (i posted one of the item 15 mins ago!)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Just made another £10 for 3 little items on FB ;) and postage all paid for by buyer. And money in PP already, now that's what i call a quick easy transaction (i posted one of the item 15 mins ago!)

    Mmm maybe I should consider selling on Facebook. What kind of things are you selling?
    xx
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50 wrote: »
    Mmm maybe I should consider selling on Facebook. What kind of things are you selling?
    xx

    a double pram (very used condition sold in 5 mins tho) clothes, dvds, books, pictures (for walls) ummm shoes, just anything really from round the house! I once sold a car for my mum and got her more than the garage offered and was sold within 24 hours and no fees ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    a double pram (very used condition sold in 5 mins tho) clothes, dvds, books, pictures (for walls) ummm shoes, just anything really from round the house! I once sold a car for my mum and got her more than the garage offered and was sold within 24 hours and no fees ;)

    Impressive :D.

    Might give it a go with the surround sound and see how it goes. Might also try the netbook - will keep you posted :D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,448 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 13 May 2012 at 7:08PM
    Have just sold another item on FB quite happy with price i got back what i paid for it ;)

    I've worked out figures for next month and taking into consideration the payrise which the CCCS don't yet know about we may be ok to pay them the £502 still and pay all the bills and also have around £150 per week for food, clothes, petrol, entertainment. so another broke month but i'd rather pay the debt off then spend it on frivolous purchases that i then end up selling on ebay or fb in a few months time for a fraction of the price!

    SO any money coming to me in the next few days is to top up my reiki II fund :T which is nearly done :T then the rest will go into savings so i will put any cash straight into the bank and transfer straight to savings. I did promise I'd get dh a bottle of wine though with some of the fb money as i was having most of it for reiki ;)

    Also if my item isn't picked up in morning i have 3 other people interested in it so it should be gone by tomorrow night! And more room in my shed at last :D

    Looking forward to updating my signature tomorrow with the money i make!

    Have transferred £13 from PP just now to main account will put into savings minus p&p fees. really need to work on getting the savings up if i ever want to move!

    Tomorrow afternoon's job is to tackle the PPI questionnaires :/ not looking forward to those! 5 to do

    Have cancelled the membership to the £20 a month credit report thing and expected to get an email saying i would have access until the 1st month expires. Nope got an email stating that they cancelled it straight away. SO i paid £20 for what exactly??? they will be getting an email first thing :mad:

    Sent some pictures off to someone who was interested in my house for rent. So hopefully hear something back soon :) be great if i could rent it straight out as soon as other tenant leaves!

    :A
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • gargrave50 wrote: »
    Impressive :D.

    Might give it a go with the surround sound and see how it goes. Might also try the netbook - will keep you posted :D.

    definitely! there is a surround sound system & dvd on our one for £60 and 4 people have asked about it already (i was keeping an eye out to see if any similar items to yours went on lol) hope you get some luck :D

    I could have sold my pram 4 times over :eek: in just a few hours!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • :j morning!

    Ok well pram picked up and lady paid £29 instead of £28?? anyway gone and i have the money ready to go into the bank and also money for reiki (all finished saving for now :D) ALso have £5 put aside for my meditation evening at the end of the month :T

    Money is in between paypal & my bank and also quidco and my bank so i will wait until it's hit and transfer to savings :D

    Had a few more emails concerning my house and viewing it. I've sent them off in the direction of my man in Wales though for viewings so if anyone is interested i will probably hear from him or them once viewed :)

    DS2 not feeling very well, snotty nose (up all night cos he couldn't quite work out how to sleep and breathe through his mouth rather than his nose argh!) and also weepy sticky eyes. He's tucked up under a blanket watching disney :)

    Dinner is on -spanish chicken. I accidently (read that as stupidly) put 3 table spoons of marjoram in instead of 2 TEA spoons :confused: i hope it hasn't ruined it :eek:

    Have 2 parcels to go to post office won't count in my spends as all paid for by buyers. Umm and i think it should be a NSD but won't declare it until later as i may have something to pay for.

    I still have the PPI stuff to fill out :( it really is daunting. Also need to send cheque back to Barclays asking for the SAR as i want to claim bank charges if i can!

    My black dress arrived, i'm not sure if it will fit, i'm somewhat rather large in the bosom area and the material looked stretchy and it's not :( will try it on in a bit if it doesn't fit i will look to sell it on again!

    May list some more bits on fb later, seem to be doing quite well with that recently plus it's raining and ds not well so doubt i'll be going anywhere!

    Have 2 tarot readings to do later, as ds spent most the evening moaning i didn't have a chance to do them so sorry if you're reading :o:)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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