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Living for the Present...after all who doesn't love a gift!
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nope lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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i'm livid. Just signed onto online banking and quickcreditscore have charged me £19.95 I don't even remember signing up to a free thing with them
we're already broke as it is this month. Sent them a begging email to get funds back but doubt it will work.
had really carp day too just feeling very fed up and bored. Haven't seen a single soul all week to talk to apart from on the school run (for all of 5 mins)
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I too logged on to my bank today and saw some lovely bank site had charged me £58 for the privilage - i had no idea why but looking at the extremely small print that was hiding on the very last page were the fees - not happy - a strongly worded email was sent straight to themMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
grrrrrrr! Hope you get your money back slm and i thought £20 was bad :eek: I've been on there to see how to cancel the membership (that i don't even remember signing for) and can't even log on?!!!! so have emailed them twice now!! it was too late to call -good job too the mood i was in lol.
Suppose better finding the fee on the first month that several months down the line! xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Thats disgusting they should highlight it clearly on anything that there are charges not in small print on last page. Hope you sort it out slm
And if you didnt sign up dfw, how can they take money from you. I would ell them that but also say as you havent used the services they provide then they definately shouldnt charge you. hope you sort it out soon with out getting to stressedPAD Maker0 -
i'm hoping DH didn't sign up :rolls eyes: we always use my card for things like this as mine is the main bank account!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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ok well was a NSD today :T !
Also i've arranged to go out with a friend on Friday, I can't afford it, I have nothing to wear BUT i so need to get outnot spoken to a soul all week and feeling very down. we're going to go for dinner and a few drinks so nothing heavy and no expensive night club fees (that my other friend always wants to go to and i hate-am getting old) so i'm going to go and hopefully have a good time
Also done 3 tarot readings tonight. Hope they were all ok as had a bit of a heavy head all day (not quite a headache if you knw what i mean??!)
DH is coming home tonight :T although i will be asleep by the time he gets here but adult company at last!! omg how i've been deprived of it! And have friends over tomorrow morning. I will be overwhelmed by lunch time and on here complaining to you all
Still have two more tarot readings to do but will leave them till tomorrow now as am too tiredMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Afternoon
Well not a NSD today, but was a lSD, had to post mum's birthday card....and i also paid for some bits i had won on ebay for dd and myself.....although i do need a telling off. Instead of buying combat trousers, or jeans or something equally as useful and practical i bought a little black dress(oops)!! It is very pretty though
and only a tenner (is it ok now??? lol)
Can't wait for tomorrow night, shame dress won't be here in time could have got some use from it haha.
Have tidied house (well downstairs) i'm exhausted now and already had a barney with the husband because he is tired ;rolls eyes: Chicken kebab for dinner if the chicken ever defrosts!
I'm going to have to call CCCS towards the end of the month if i don't get any tenants lined up so will have to lower the debt repayments. Still also need £25 for the reiki course!
Anyway kids are destroying my hard work so best go and throttle them grr!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Your really close to your reiki course now. What will you do after the couse self employed and do home visits or work for a company?Electric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100
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happy_but_skint wrote: »Your really close to your reiki course now. What will you do after the couse self employed and do home visits or work for a company?
:eek: i've not even thought about it! Ummmm pass?? lol my reiki teacher suggests we get experience before charging and i think she is right there are so many people out there that do these courses just to get the qualifications set up shop and are utterly useless! So i think i will just carry on practising until i feel confident enough (if ever- just look at me with the tarot been doing it near on 20 years and still don't feel confident enough)
I'd like to do some work experience with needy people (if i'm allowed to use that word or is it politically incorrect lol) people who have maybe been mistreated or insecure themselves and had a bad start...so just need some ideas on where to find them nowMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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