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Living for the Present...after all who doesn't love a gift!
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lol not good is it. Roll on 1st of july when next lot of food and petrol money is readyMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
Evening! Well good news: I got my £6 back
DH had actually saved money aside for it for DS1 :eek: (wonders will never cease eh!).
I've spent 2 hours going over bank statements and cross checking tenants claims of payment and i've come to the conclusion that she's been spending all of the housing benefit on herself or her son's nursery. I definitely did not have payments from every time she took out cash!! Since when was nursery fees more important than the roof over your head :doh:So anyway because she's paid me in the last week she is now (kind of) up to date :j I say kind of because housing benefit is a month in arrears. So she's a month in arrears too. But at least it's not 3 months in arrears anymore?!
We have our first bidder on the big item we have on ebay :j:T:j:T:j with 6 days to go :beer: here's hoping i make lots of money! I was planning on taking out my original investment of £110 and keeping it aside to put back into materials/furniture/paint and then any profit onto debt so I can get those 3 debts I wanted to pay off ...paid off!:T so finger's crossed my friends that more than one person wants it!! Oh and Mrs PG if you are reading the current bidder lives in the same place as you!!!
xxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Morning DFW,
Wow your chairs looks amazing, well done!!!
Oh no to forgetting your bank card, at least it kept your spends low!!!!
Sounds like you had a busy day yesterday, hope todays a bit calmer for you xxMummytogirls x0 -
Morning
6 mile bike ride this morningI wish I had some funds to buy a nice bike and trailer of my own! Could go out when ever I liked then!
Ds2 is going to nursery and I'm debating a napmy hay fever is playing up and I always feel so tired with it! Nsd here think that's number 12 now
be back later to update signature just in case something changes!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Wow I love the chairs, they look Fantastic.
Hope your hayfever has eased up.0 -
Afternoon! It did ease up a little thanks penny
so i went off to watch ds1 in his sports afternoon instead of a nap. He told me he didn't want me to go as i'd embarrass him
but i went anyway! It was the local district competition so i thought he'd done really well to get through and wanted to cheer him on. Got there and it was packed!! I brought the dog with me as I thought if I couldn't find him i'd just take the dog for a walk. Anyway long story short, I found him and he was in a right sulk. He didn't know anyone there as he was the only year 9 that had qualified so all the other boys were year 10s. I tried to appease him by telling him that was good. But he then went and messed up all his throws on purpose and told the teacher he thought throwing a discus and a putt shot was a pointless waste of his time and he'd rather be in maths.
i was mortified and nearly cried on the spot. He got more and more frustrated with everything and kept muttering about how much he didn't want to do it and why did they choose him and he had had enough and that he wished he hadn't tried so hard in school. I honestly wish I hadn't gone
then when he'd done his last sports I had 10 mins to get across town in rush hour to collect the other two AND one of the other boys was there in a panic because he was supposed to be collecting his sister at another school not far from me. So i offered him a lift back and the teacher was like 'oh i'll jump in as well then' I wouldn't have cared a jot if i hadn't been so disappointed in ds1's attitude all afternoon and was in a better mood. But i wouldn't say no to someone needing help so i took them both back and tbh they were both far more grateful than ds1 so i'm glad I helped them out. I should have left ds1 there to walk back!!!
I got home this afternoon and asked ds1 to look after the kids whilst i did dinner and then he proceeded to be rough with them (he's like 5'8" and they are about 3' but he thinks it's ok to rugby tackle them) at that point i just burst into tears and slammed the kitchen door shut on them to carry on. I've really had enough todayi'm going to go straight to bed when the smaller ones go up as I really don't want to speak to anyone at all. I do feel better for getting it all out though so thank goodness I have a diary. Fed Up!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Hugs Hunni
We all have days where our kids reduce us to tears
Hope ur ok xxxxxxxxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Sorry you have had a cr*ppy day, sending you hugs and hope tomorrow is a better one for you.0
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Hugs from me too. DS2 has really tried my patience today too so I feel your pain XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Hugs my lovely, hope today is better x
GrannyxTHREETargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10
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