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Living for the Present...after all who doesn't love a gift!

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  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Great news re the rent from tenant and the table. So pleased to hear you sounding so upbeat x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Thanks Granny :A

    Tenant unfortunately has not paid the remainder as of yet. I had to go to the bank this morning to check balances and transfer money from savings to current account to pay DD's (don't worry this was allocated money from 'bills' saving pot :cool: ) all because my internet went down :mad: Virgin is rubbish!!! We haven't had it very long and the signal is awful the t.v is constantly losing the signal as is the internet and well I never use the house phone to know about that one but I bet that is rubbish too!!! DH got it working again after my panic this morning when I couldn't get on the net to do my banking but this was after i'd already rushed across town to sort it out! Not impressed!

    On other news because I had no internet I got my second coat of primer on pretty quickly ;) just one chair left to do which I had to leave as ds2 needed to go to school and I went to the gym so will do that in a bit.

    DS2 this morning asked me if he could have a friend over for dinner to which I said yes of course! He hasn't ever had anyone yet and so I was happy he had friends :D when he asked if I could collect him as he doesn't drive I also said yes (what 3 yr old does drive right?) Then he told me I better go then as New York was a long way away. DS1 had told him that Peter Parker (Spiderman) lived in New York and apparently he's been calling ds2 and asking if he can come over and play (:eek:???) Hmmmm. So I told him if he went to nursery I would see what I could do. So what do I do???????? :rotfl::rotfl:

    He also told me this morning that he felt dizzy and so I offered to carry him back from school (first school run of the day to drop off DD...) and he laughed and laughed at me :o??? Then told me I was silly and carrots were for dinner. He would not have it that I was saying CARRY, he was convinced it was just some ploy to get carrots down his neck :rotfl: crazy fool. Still he stopped moaning about being dizzy and laughed all the way home (he thinks I am deranged :o )

    Right off to sort out that last chair, grab another shower and pick kids up i guess! My days seem too short they just disappear before my eyes these days :eek:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Lol what a character!
    Trying to shift that debt!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Love the Superman and carrots stories..they are fab!:T

    So sorry to hear about the tenant. I know I got ticked off for saying this before but I do wonder if you need to put her on notice that if its not paid up by x then you will take the necessary steps. She might of course be having other issues, (I dont know - like family or health stuff)but if she is she needs to open up and agree a plan for regular repaying..like Tilly Tidies (:D) I'd say..

    The table and chairs sound good...very crafty and dead MSE!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • DS2 is outside [STRIKE]asking[/STRIKE] pestering DS1 about spiderman right now :rotfl: DS1 used to be obsessed also and used to tell people his name was indeed Spiderman when he was 3 :rotfl: however his memory isn't that good as DS2 is asking an awful lot of tricky questions about his mum & dad & aunt May & uncle Ben and MJ and omg....EVERYTHING!!! :rotfl::rotfl:


    internet still playing up so can't check bank :mad: not had 5 mins to myself today so will try calling Virgin later as not done yet
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Bless his little heart, so blinking cute x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi..aint it sad when we are so obsessed with checking balances that we are still planning to phone the bank at this time of night....blimey what has MSE done to us all?

    (My name is Brizzle and I have a confession, I have checked my balance or been on sm8le 8 times today..:rotfl:)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Omg think I am also an addict of online banking! Spent 1 hr 11 mins on phone fixing virgin and then immediately checked my bank:rotfl::rotfl:

    Bank is same as was at lunch :o internet is now working :j and I'm nearly finished with my table and chairs :beer: now to get rid of the old one :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ooohhhh good news about the table, sounds lovely!!!!

    Im also obsessed with checking the banking :rotfl:!! I think its a must for a DFW!!!! xx
    Mummytogirls x

  • Evening!! Finished table and chairs and bl00dy chipped a bit as i moved it from the living room to the kitchen! So it needs touching up a little you can't really notice it but I know it's there :o ! I love it though :D and invited a friend the minute it was done to show someone lol. I've got rid of my table :T gave it away and has been collected just need to skip one chair (not good enough to keep or charity shop it's wood has split like all the others that were in the same set!)

    Bike ride this morning of 6 miles and dog walk for 45 mins :) so fully exercised today so I get to eat sweets now right ;)

    oooh and a nsd too :D will update sig in a bit :T
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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