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Living for the Present...after all who doesn't love a gift!
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            Thank you all my items for sale are on ebay right now!  So let's see if anyone likes them :T                        Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500 my items for sale are on ebay right now!  So let's see if anyone likes them :T                        Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
 Total- £1783.67
 Goal pay off 1% of current mortgage in 1 year. £1650
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            Wow what a difference you should be very proud of yourself well done xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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            A rare night off from painting and catch up tv for me here. Oh and constantly refreshing my ebay!! Argh someone stop me  Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500 Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
 Total- £1783.67
 Goal pay off 1% of current mortgage in 1 year. £1650
 0
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            Morning!
 Had a meeting with ds1 school this morning about him transferring schools in September (again!) and they gave me his year end report I'm super happy with it although not much gratitude will go to his current school as he never gets homework, and I feel they've kind of given up as they are closing down. So all thanks will have to go to ds1 & his old school I'm super happy with it although not much gratitude will go to his current school as he never gets homework, and I feel they've kind of given up as they are closing down. So all thanks will have to go to ds1 & his old school He is expected to get 7-8, A-A* grades at GCSE and the rest B's :j He's currently working at levels 6-7 in the subjects he's keeping for GCSE. He's dropping History and he's currently on a 7A :eek: which i've been told is really good. Shame he's not interested in keeping it :think:...we've also been told that we may get help with new uniform and also transport costs -they are currently in talks about putting on a free bus from old school (which is 15 min walk away from us) to the new school :T i'll be super happy if this does happen as I was panicking about how he was going to get there across busy roads (i realise he is nearly 15 He is expected to get 7-8, A-A* grades at GCSE and the rest B's :j He's currently working at levels 6-7 in the subjects he's keeping for GCSE. He's dropping History and he's currently on a 7A :eek: which i've been told is really good. Shame he's not interested in keeping it :think:...we've also been told that we may get help with new uniform and also transport costs -they are currently in talks about putting on a free bus from old school (which is 15 min walk away from us) to the new school :T i'll be super happy if this does happen as I was panicking about how he was going to get there across busy roads (i realise he is nearly 15 he's still my baby and they are VERY busy roads in my defense he's still my baby and they are VERY busy roads in my defense ) AND it's an hours walk at least! ) AND it's an hours walk at least!
 I've a meeting with the new school on Monday to confirm a few more things, sort out new uniform (which the bill is being sent to the LEA i believe :eek::j) and also meet a few key teachers. It's all very exciting! He'll be going into year 10 so it will be an important year so they are being really good at trying to ease them in i have to say 
 More watchers on our bureau today :T no bids but 9 days left ...also had questions about delivery but i'm thinking 60+ miles is a tad too far even if they are paying petrol costs?? but 9 days left ...also had questions about delivery but i'm thinking 60+ miles is a tad too far even if they are paying petrol costs??
 Tomorrow I have a free assessment booked in for the kids at home from Kumon ( think that's who they were anyway ) they will be here an hour and half and will tell me how much extra it would be to get the kids up to scratch on subjects they are struggling with (English for ds1 although his newest grade is a 7C which i think is good? so perhaps he's caught up??!) and maths for DD.......anyway this is the premise they are coming over on. I actually just wanted the free assessments ) they will be here an hour and half and will tell me how much extra it would be to get the kids up to scratch on subjects they are struggling with (English for ds1 although his newest grade is a 7C which i think is good? so perhaps he's caught up??!) and maths for DD.......anyway this is the premise they are coming over on. I actually just wanted the free assessments and will probably say no to the paying bit....unless people on here can tell me they are super cheap and worth every penny :rotfl: and will probably say no to the paying bit....unless people on here can tell me they are super cheap and worth every penny :rotfl:
 Sunday we were supposed to be going to DH's brother's birthday but we were only told about it during the week and we just don't have the money to go it's only lunch so hopefully it will be ok if we miss it (if tenant pays up today perhaps we can still go...) it's only lunch so hopefully it will be ok if we miss it (if tenant pays up today perhaps we can still go...)
 DD also has her ballet tomorrow which is paid for. Am hoping she will join in this week :doh:so far we've paid for her to cry, sit in the corner and refuse to speak to anyone i've persisted as i want her to get over the shyness and also because i've paid i've persisted as i want her to get over the shyness and also because i've paid 
 No gym today i'm shattered. Might finish my two chairs off though....Best go DS2 needs to be dropped off to school soon Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500 Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
 Total- £1783.67
 Goal pay off 1% of current mortgage in 1 year. £1650
 0
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            Will be a nsd as I'm stuck in the house sorting the dreaded to cupboard and corner! Worst job. Ever!Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
 Total- £1783.67
 Goal pay off 1% of current mortgage in 1 year. £1650
 0
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            Well Toy cupboard done have moved most of it to kids room and trying to have a sneaky sort out before birthday month they don't have loads and loads thank gawd as their room isn't the biggest they don't have loads and loads thank gawd as their room isn't the biggest need to clean downstairs yet though as kumon people over tomorrow morning and I won't invite people in if house isn't clean need to clean downstairs yet though as kumon people over tomorrow morning and I won't invite people in if house isn't clean late night for me then!                        Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500 late night for me then!                        Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
 Total- £1783.67
 Goal pay off 1% of current mortgage in 1 year. £1650
 0
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            Good luck with that. I looked into the kumon people but they would only come round if me and OH were home which i though was odd. They never did come round as OH would just laugh at the idea. Also they were very cagey with their costs (which i automatically assume because they are so high) so i will keep an eye open for what you think.
 Hope your ebay bits get some good bids Me, DD1 20, DS 18, DD2 14, Debt Free 04/18, Single Mum since 11/190 Me, DD1 20, DS 18, DD2 14, Debt Free 04/18, Single Mum since 11/190
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            Yes I noticed that they were very insistant on dh being here?! I didn't tell him until this evening so he had no choice really I bet they are super expensive!  I'll report back though! I bet they are super expensive!  I'll report back though!
 Have had a pm on ebay about selling one item early but we've left it to run they offered the price we'd started bidding at (£90) ideally we'd like more though! If she'd offered 30 more we'd have done it Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500 Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
 Total- £1783.67
 Goal pay off 1% of current mortgage in 1 year. £1650
 0
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            Hello DFW, just thought I would come and give you a wave.:wave:
 Good job on the table, looks really good and the wedgewood looks smashing (not literally lets hope)
 Just wanted to let you know I am also in the sub £10k club now too. So can stop being bitter about you doing so well;)
 Banwa xDebt £26k 18/10/140
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            table and chairs are fab xSeptember GC 30th aug-4th Oct £332.74/£375 NSD 3
 Gc Jan £234.85/200 Feb £298.92/280:(March £298.42/£280:( April £270.49/280:) May Gc £351.08/£350  June £300.06/280 July £256.15/£240 Feb £298.92/280:(March £298.42/£280:( April £270.49/280:) May Gc £351.08/£350  June £300.06/280 July £256.15/£240
 Aug £318.74/£2800
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