Living for the Present...after all who doesn't love a gift!

mummytogirls

Morning DFW, sounds like youve had a lovely few days, the sun really tires me out, looks like it has the same effect on you!!!

LMAO at the swear word :rotfl: !!! x

banwa

Glad to see you're your normal [STRIKE]nutty [/STRIKE]busy self

Beautiful day here this morning too. It's as if it's almost summer or something!

BTW I watched Skint for the first time last night. How depressing.

debtfreewannabe321

mummytogirls wrote: »

Morning DFW, sounds like youve had a lovely few days, the sun really tires me out, looks like it has the same effect on you!!!

LMAO at the swear word :rotfl: !!! x

Hiya Mummy :j yep the sun does tire me out loads, but I think it's the hayfever mainly that makes so tired and grumpy i've woken up today hardly able to speak :eek: probably a bonus for the kids and DH :rotfl: Not sure if it's bad hayfever or another cold on top of everything i've already had :eek:

banwa wrote: »

Glad to see you're your normal [STRIKE]nutty [/STRIKE]busy self

Beautiful day here this morning too. It's as if it's almost summer or something!

BTW I watched Skint for the first time last night. How depressing.

Oh yes :rotfl: don't speak too soon about the sun no doubt it will be teasing us into changing wardrobes over then rain again :rotfl: (and i'm not even going to start on the skint thing again all I shall say is :eek:) :rotfl:

debtfreewannabe321

Afternoon!

Well the sun was shining and I had nothing planned so I spent 2 hours washing, drying, ironing clothes to sell :cool: just what everyone wants to be doing on their Bank Holiday :rotfl: I had to get them up for sale quick though as they are all summer clothes and I was worried the sun would disappear again :rotfl: So far have sold 5 things for £8 all being picked up this evening :T am trying FB sales page before I go to fleabay. Much easier Have around 12 other things listed and they all look so lovely I could keep them now :rotfl: thing is I can't actually be bothered ironing them when I am wearing them I only iron things to sell or if it belongs to the 'uniform' category :rotfl: (LAZY )

I have re-jigged finances. Am cancelling dog groomer as DH [STRIKE]scalped[/STRIKE] cut the dog's hair earlier with clippers. So saves me £28 :T I may get in touch though about cleaning his ears, and cutting his nails. I've no idea how to do that :eek: so from money saved i've put a little towards food so I have £50 now :T which is LOADS as we get paid on Friday :beer: so I only need 4 dinners and fridge stuff and snacky bits for kids during the day

One more bill due out before payday so i've transferred money across from the correct fund to cover that before it's due out. Otherwise I forget, then log on to bank on morning it's due out, spot i'm overdrawn. Have panic attack. Can't see where it's gone because my phone doesn't go into detail just gives basic info on what's left. Log onto bank on laptop, all the while cursing and then realise it was a bill due out and I do in fact have the money sitting in another account to cover it I do this around 4-5 times a month. Every month. I may have learned this time :T (won't hold my breath though :rotfl:)

Right off to shops as they shut at 4pm :eek: best hurry i've heard the traffic is awful! Hope you're all having a lovely day

debtfreewannabe321

Wow I thought £50 was loads but I guess I should have learned by now not to take ds1 (or the other two as well actually) along with me! It didn't come to anymore thankfully but no change :eek:

Have made £1.50 so far this afternoon :rotfl: am awaiting £8 worth of stuff to be picked up though. Have also given away some stuff that was due for charity shop :T will try and get rid of the rest now saving me petrol money :T

debtfreewannabe321

Just done the bulk shop to be delivered on Friday (pay day :j) and it came to £225 with delivery :eek: ! Better than last month (when we'd run out of everything!!!) but still quite high :eek: still need fresh stuff on top of this and things like juice/yoghurts/fridge bits! Food is so expensive!

Will try and catch up on some diaries tomorrow have been so busy these last few days and this cold is draining me! Spent 2 hours doing the shop, watched skint whilst I was doing it and am ready for bed now! BTW on the subject of skint, i felt so sorry for the man who had to sleep in a tent i think they said that he was the same age as me and it's just so awful to think that we're worlds apart. I might be stuck in debt but at least I have a family, roof over my head and food. Very humbling.

Anyway good night all

ETA: forgot to say FB sales are up to £11.50 :T last lot being picked up in the morning and I will get another wash on so I can dry and iron some more bits for sale

*Robin*

Hi DFW, :hello:

debtfreewannabe321 wrote: »

Just done the bulk shop to be delivered on Friday (pay day :j) and it came to £225 with delivery :eek:

..As shopping is being delivered, presumably you're patronising one of the 'big name' supermarkets?
Is this because you don't have time to visit the shop or wish to resist all the tempting 'extras' you don't really need?

But haven't you got one of the German no-frills supermarkets near you? (If not, find a site they could use locally and contact 'em - could be worth a fat finder's fee! ).

..I really don't understand why people are reluctant to use L*** or A*** - ok so there isn't the choice of a hundred branded variations of the same product on offer, but the quality will be as good or better and the price much lower..

Must admit the fresh veg from either L or A doesn't last as long, but perhaps that's because fewer preservatives are used? Farmer's or town markets will be cheaper for veg anyway.

debtfreewannabe321

*Robin* wrote: »

Hi DFW, :hello:



..As shopping is being delivered, presumably you're patronising one of the 'big name' supermarkets?
Is this because you don't have time to visit the shop or wish to resist all the tempting 'extras' you don't really need?

But haven't you got one of the German no-frills supermarkets near you? (If not, find a site they could use locally and contact 'em - could be worth a fat finder's fee! ).

..I really don't understand why people are reluctant to use L*** or A*** - ok so there isn't the choice of a hundred branded variations of the same product on offer, but the quality will be as good or better and the price much lower..

Must admit the fresh veg from either L or A doesn't last as long, but perhaps that's because fewer preservatives are used? Farmer's or town markets will be cheaper for veg anyway.

Oh i'm happy to use a1d1 or 1idl, i've done so many times :T however, DH will not eat their meat he just refuses, or when he's trying to 'please' me he will say 'yes i'll eat it' then push it around his plate. I don't understand it personally as I think it's ok (not the best by any standard but it would do) but he's the same with many things unfortunately and I don't know how else to try and coerce him into trying it. When we first met he had the same aversion to charity shops he would actively avoid the street they were in because he knew I would want to look in them. He grew up in pretty extreme poverty and I wonder if this has something to do with it. His mum had 5 kids was single and he spent many years helping to bring his brothers and sisters up on pennies. Soooo I have kind of relented on the food issue (for) now. It's clearly a little deeper-rooted than I first thought

I went on My supermarket to do the shop and swapped between shops till i found the cheapest. I never buy brands unless it's things like m@rmite (which i hate, yuk) and other stuff similar where unbranded stuff either doesn't really exist or is yukky! Most of the shop was spent on meat (organic or free range), then freezer foods and dairy (I buy milk, butter & cheese in bulk and unfreeze as I need it) I don't actually think a1di would be much cheaper as we buy organic where ever we can too so we would be paying the premium price at other shops for these (and I don't think we've spotted organic at a1di, but I might have missed it?).

I buy in bulk from amazon for hair & beauty and I haven't been down the cleaning aisle in a SM for months :T same as hair and beauty & bread. It's lovely being able to miss lots of aisles out :T We make our own cakes, bread, washing powder & washing up liquid and as I said before I now need a bigger garden in order to cut down on the shopping bill further. As with a bigger garden I could get a green house (fruit/veg), chickens (eggs) and a cow (milk, cheese, yoghurts) :rotfl::rotfl: even if we did have the room I would be fighting DH again anyway :rotfl:;)

Oh and yes I do hate shopping and the big monthly shop is a killer it took me hours to do yesterday I buy with 4 adults in mind (me, DH and I count DS1 as an adult as he's bigger than me lol and I count the 2 little ones as 1 adult together) and it just seems to be so expensive no matter what cutbacks I make?!

:A

debtfreewannabe321

Afternoon all :wave:

wow sorry Robin proper long ramble back to you there I really don't know when to shush :shhh::rotfl:

Well FB sales are up to £16 :T all collected and paid for except £2.50 worth I think they are coming tomorrow. The money is going into a cup towards paying back the funds I stole from the other day for paintballing I think we overspent by £20 (when I say we...i mean DH & ds1!!) so nearly back to where it was :T Have listed lots more bits will keep bumping for a week or so and if no joy then I will try gumtree and then fleabay (really can't be bothered with there!) Oh actually i'm not nearly there as whilst I was selling I found a play tent for £5 and bought it for the kids for the week as it has started raining and it's meant to all week it's kept them happy so far :T

Today i've made a Victoria Sponge cake and 2 banana & raisin cakes (very small ones, didn't rise as much as i'd hoped :eek: still when sliced they look like country slices (although I don't have the big bits of sugar on top nor do they have banana in :think: hmm so nothing like them then really :rotfl:) More bread needs to be made as we're on the last half a loaf now.

I've around £2.20 in my bank account until Friday :eek: so hoping nothing crops up between now and then! Plans for week: sell as much carp as possible take kids to zoo (free) take kids to park (free) take kids to town park on saturday if not raining as something is on (free) :rotfl: exciting times huh!

debtfreewannabe321

Forgot to say I switched energy providers last month (£30 cashback deal on the main MSE site) and I had a bit of a panic this morning that I wouldn't have enough money to pay up the old provider so they 'let me go' I had a similar issue once before and ended up having to stay with them. So I called them up this morning and they've told me that i'm in credit atm but have to give meter readings (which will then probably put me £500 in the red, no doubt) but I can pay monthly on any money I owe them and I won't have to pay it all at once :T Phew! SO am still switching! And I must tell my friend as she's never changed energy suppliers as she was too scared of the final bill :eek: ! xx