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Insurance Certificate & Road Tax

124

Comments

  • What time on the 1st does it run out? Or is it 23:59 on the 30th?

    I ask because the system online looks at what will be valid on the vehicle on the first day of the new tax disc (ie the 1st May). If your insurance is valid for at least part of that day, I don't see a problem with trying to tax it online.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    It's a renewal on the 1st, so the policy will last another year, and run out the day before, same as the current one. So the old policy will have expired before the 1st day of the new tax.Having said that, all the renewal offers I've received have sent the new policy with them, the sticking point will be if the PO system looks on askmid, as most do, rather than manually accept the paper copy.
  • ruthie77
    ruthie77 Posts: 24 Forumite
    The issue with taxing online\by phone is that they can't prove the car is insured from May 1st. The tax runs out on Monday night, so technically they want to ensure the car is insured from the time the car is being taxed from. As MID isn't updated yet to show the policy is in force, I can't tax online\by phone.

    It doesn't matter now anyway as my insurers have managed to get the new certificate to me, at long last. So off to tax the car today.
  • mazza111
    mazza111 Posts: 6,327 Forumite
    Advise you to take your previous one with you too, just in case they do check the dates :)
    4 Stones and 0 pounds or 25.4kg lighter :j
  • Tilt
    Tilt Posts: 3,599 Forumite
    OK, i'll highlight it for you!


    The Police now have facilities to check insurance cover at the road side. If for any reason you are unable to prove the vehicle is insured, the Police are entitled to remove it from the road and charge you for the cost of transporting and storing the vehicle. Having removed the vehicle, the Police are entitled to scrap it if you do not reclaim it within 14 days by producing evidence or valid insurance.

    To me, in other words that means if the police could not get through on the phone 'for what ever reason' and cannot establish the the car is insured, they are entitled to seize the car thus meaning they do not have to 'give the benefit of the doubt'.

    In a nut shell, I think you will find that most (if not all) police forces have a strict black & white policy in dealing with insurance matters at the road side. I doub't if they give anyone the 'benefit of the doubt' as suggested in your earlier post.
    PLEASE NOTE
    My advice should be used as guidance only. You should always obtain face to face professional advice before taking any action.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    Tilt wrote: »
    OK, i'll highlight it for you!


    The Police now have facilities to check insurance cover at the road side. If for any reason you are unable to prove the vehicle is insured, the Police are entitled to remove it from the road and charge you for the cost of transporting and storing the vehicle. Having removed the vehicle, the Police are entitled to scrap it if you do not reclaim it within 14 days by producing evidence or valid insurance.

    To me, in other words that means if the police could not get through on the phone 'for what ever reason' and cannot establish the the car is insured, they are entitled to seize the car thus meaning they do not have to 'give the benefit of the doubt'.

    In a nut shell, I think you will find that most (if not all) police forces have a strict black & white policy in dealing with insurance matters at the road side. I doub't if they give anyone the 'benefit of the doubt' as suggested in your earlier post.
    I think you'll find force policy does. How many haunted you read?
  • Tilt
    Tilt Posts: 3,599 Forumite
    Sgt_Pepper wrote: »
    I think you'll find force policy does. How many haunted you read?

    ??

    Not going to argue as it seems the OP has had his/her issue resolved but I know for a fact that the police will seize (or can seize) unless insurance cover can be confirmed. With insurance there is no room for 'doubt'.

    Final say on the matter apart from saying glad the OP got the issue resolved without the potential problems that may have been experienced.
    PLEASE NOTE
    My advice should be used as guidance only. You should always obtain face to face professional advice before taking any action.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    Tilt wrote: »
    ??

    Not going to argue as it seems the OP has had his/her issue resolved but I know for a fact that the police will seize (or can seize) unless insurance cover can be confirmed. With insurance there is no room for 'doubt'.

    Final say on the matter apart from saying glad the OP got the issue resolved without the potential problems that may have been experienced.

    Can and will are two different things.

    Care to tell us which force policy yet have read and refer to?
  • Tilt
    Tilt Posts: 3,599 Forumite
    Sgt_Pepper wrote: »
    Can and will are two different things.

    Care to tell us which force policy yet have read and refer to?

    <SIGH!>

    Well it looks like the police in Bristol do for a start!

    http://www.thisisbristol.co.uk/Police-towed-Bristol-drivers-car-thanks-date-database/story-11237163-detail/story.html
    PLEASE NOTE
    My advice should be used as guidance only. You should always obtain face to face professional advice before taking any action.
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