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Mortgage Free in 10 years
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Have now had letter from Nwest confirming they were unable to take my dd from Nwide! They were even unable to move the dd for themselves. Beginning to think I may have made a duff decision moving bank. Have had to fill in new dd mandate and send back.
Had a spendy weekend buying new shoes & clothes for DDs. They tend to live in hoodys, jeans & trainers so needed to buy new outfits for family funeral. DH didn't want them in black though it still needed to be respectable. A tough ask but sorted in the end.
After surveys & cashback sites paying out nearly every day for a week, I've had nothing for a little while. Need £3.75 for 1poll, I guess that'll still take a couple of weeks.
Painter didn't come at weekend as he needed to fix his van, hopefully next weekend as my carpet is waiting to be fitted.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Received £10 *argos vouchers from VO, so £10 sent to mortgage.
Otherwise NSD :j and not much else going on.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Great news on the Olympic tickets - I hope you all have a great time - sounds like its just what you need.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
More Olympic spending today.
£36 on Olympic Park tickets - gives access to the park only and not venues/events. But gives us the chance to see the Olympic Park while the Olympics is actually on - soak up the atmosphere. There's for the same day as our main tickets.
£28.80 for the train tickets - was really impressed with this as I though they might have bumped up the prices, it can be a lot more than this normally.
I keep telling myself it's a 'once in a lifetime' opportunity.Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
A massive £2.35 payout from WHS Surveys - sent to mortgage.
As others have said before me - 'every little helps'!Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Painter has arrived today to paint hallway - i have to keep walking through it to check the walls are actually painted after nearly 3 years of bare plaster!
He's now run out of paint - 2x5litre tins and I've paid another visit to the orange diy store for 2 more - hopefully he'll only need 1 but its still BOGOF and I can always take the spare one back and change it. £18.98 out of hallway pot.
Today's food shopping bang on budget at £90.07, including 2 pairs of union jack 'deeley boppers' (remember those? - not quite sure what they call them now as I got a very strange look from DD1) for DDs for the Jubilee and Olympics.
DDs both out for sleepovers tonight so DH taking me to Chinese - we rarely go out as a couple so this is a lovely treat. May even go to the cinema afterwards - unheard of! (and he's paying with spare cash he has so not affecting my budgets either - even better!).Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
What on earth are deely boppers? I'm not surprised you got strange stares from your daughters!Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)
Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)0 -
Deeley Boppers are Alice Bands with springs coming out the top with something on the end bopping around, in our case sequinned union jacks.
DD1 tells me she just call them Boppers.
Maybe it was just me called them that then?Re-mortgaged 20/04/12 MTiT-T3 No.7Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
Original Mortgage Free Date April 2032
Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
Total overpayments from 20/04/12: £8152.950 -
Hi, I'm Australian, so I don't speeeka di Ingleeesh... so don't take my ignorance as meaning anything in particular.
Still struggling to picture what you are talking about... Is an Alice band a head band, that goes over the top of your head or is it an elasticated hair band?
I could just google, of course, but that would be less fun!Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)
Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)0 -
Like this Sepa:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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