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When I asked for luck I didn't mean the bad variety!!!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Now let's get this straight..you're being much too low key PLMBL..

    In my house we'd call that F'KIN A- MAZING!!!!!!!!!!!!!!!:j:j:j

    Or words to that effect..;)

    Hope you're not offended..but it's truly great news and we should celebrate your success :beer:

    Maybe Granny can put in a big bunch of party balloons??!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Heh heh Brizzle :rotfl:. Not offended at all, I'm just not one for blowing my own trumpet :o. Happy to let you blow it for me though:D.

    *patiently waits for granny and her balloons*
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Sorry they are a little late

    graphics-balloons-897863.gif

    smileys-money-147793.gif

    graphics-congratulations-382319.gif

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Brilliant! Thank you Granny Xx

    This morning we got all the Christmas presents down from the loft to see what the piles look like. I'm quite disappointed at how small DS1's pile looks, though I suppose that's what happens when they get older and they want more expensive items. DS2's pile is 3 times the size even though he has the same amount of presents, they are just all bigger boxes. Will have to keep dropping it into conversation with DS1 that little kids toys are cheaper and come in bigger boxes! I've spent about £100 on each of them, but have about £300 worth of stuff thanks to some smart shopping. That's more than enough.

    This afternoon I went to a friends for coffee and it was great to catch up. Spent most of the time talking about snowball calculators, SOAs and how to cut back after she admitted they are really struggling. It was good to pass on some knowledge.

    Off to work in an hour :(. But it's payday tomorrow :j which is still good even though I will be a week short for being off after the operation!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Congratters on the DFD PLMBL! Have a lemonade. :beer:

    I wouldn't worry about the present piles, older kids understand the exciting stuff comes in all sizes. If he isn't old enough to know that, then just blame Santa. :D I'm sure they'll be pleased whatever, just throw chocolate at them, that's what my mum did!
    Barclaycard [STRIKE] £2770 [/STRIKE] now £2690.
    O/D £500. Weight loss: 12/28lbs :o Savings owed [STRIKE] £3000 [/STRIKE] now £2250 :( Total debt: [STRIKE] £6760 [/STRIKE] now £5440
  • I like your style fudgie! Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Just randomly decided to re-do the snowball calculator. 18 months ago our debt-free date was predicted to be Dec 2023 :eek:. By July I had got this down to September 2018 and tonight it came out at March 2015 :T:T. Feels like I'm getting somewhere now Xx

    Wow PLMBL That is fantastic. Such a good feeling. Well done you. Bet during 2013 you can do the Snowball cal again and the end date might be even nearer.. Keep going xx

    I know hwat you mean about present piles. My two are only 2 years apart so I have to try and make sure they both have the same sized piles. Otherwise it does'nt go down well.

    Prices are getting higher and presents are getting smaller..:eek:
  • satchmo1
    satchmo1 Posts: 3,233 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    How about putting a small present in a large box??
    What would you get if all you got was what you were thankful for?
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    what my parents did one year was to run different coloured wool around the house - you had to follow your colour and unwrap your pressies that where at intervals along the string - would something like that work to help not show the pressie pile size difference?
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    3 years OMG
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
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