When I asked for luck I didn't mean the bad variety!!!

please-let-me-be-lucky

Knit_Witch wrote: »

Fantastic news! and you have paid that off really quickly haven't you?

Thanks Knit Witch! It's all been paid off since June 2011 when DH had his accident, so almost 3 years.

Sun_Addict wrote: »

Brilliant achievement paying £19k off. Well done! How did the debt come about in the first place Lucky?

Cheers SA. When DH and I first bought our house and moved in together I was a Manager for a High Street bank and DH worked for a prestigious Motorcycle company. We earned a small fortune between us and had a flash wedding/holidays/cars/bikes etc which built up a bit of debt, but it didn't seem a problem as we both earned decent money and people bent over backwards to give us 0% cards etc. We never saved up for anything, we spent what we had and then put the rest on credit cards. The amount of mindless things that went on like meals out and new clothes makes me ashamed . Then we had DS1 and I was made redundant. Instead of clearing the debt with the payout we put a new kitchen in and still lived the 'high life' with it. Then DH changed his job, people stopped wanting to give us 0% and interest started piling on. At this point DH started drinking fairly heavily and he would spend money (usually on bits for his bike or alcohol) without me knowing about it, meaning I then had to use the credit card for food shopping etc to make up the short fall. We got in a real mess but I take some responsibility too, as I wanted DS1 to have everything he wanted and I got enjoyment out of spoiling him. I realise now how ridiculous this was .

Lots of lessons learnt and I will make sure my boys never have to learn the hard way!! Xx

please-let-me-be-lucky

So we've been to Aydon Castle which was lovely (and free as we are EH members). Took a picnic and ate outside in the sunshine for the first time this year :T. We then had a wander round Corbridge and then Hexham.

In Hexham I went into Dotty P's as I have shrunk out of a couple of t-shirt tops that I wear a lot and they are years old and tatty anyway. They were on sale at 2 for £8 so I got the 2. While I was instore DH and the boys were supposedly waiting outside, but when I came out they were nowhere to be seen :eek:. I assumed they must have gone into one of the shops nearby but after a few minutes there was no sign so I rang DH to see where he was. Top and bottom of it was that he didn't know :eek:. They'd gone for a wander and he didn't know the way back!!! Neither of us know Hexham very well, but all I can say is thank god for the Abbey. DH asked directions to there and I met them there. So frightening My stomach was doing flip flops!!

beanielou

Hurrah to being in the 4's :j :j :j :j

Sun_Addict

Mr SA is good at suddenly disappearing - for a 6ft1 15 stone bloke he can just vanish!! Glad you had a good day. Weather has been lovely here too.

beanielou

Like you I don't want my DS to learn the way I did.
That would make me very very sad.

Sun_Addict

Just read your reply to how debt came about in first place. Sounds a bit like us - Mr SA used to earn good money and we spent a lot on eating out, clothes, holidays, etc - like you we didn't save and we put loads on cards. Then the recession hit and Mr SA's income went down drastically. Now as you know down to just £106 a week ESA. You cut your cloth accordingly. The more you get the more you spend.

please-let-me-be-lucky

What a night already and I fear it may get worse!!

Decided to have some Mum and son bonding time and took DS1 shopping for new clothes late afternoon. We went to Primarni and got him some decent stuff for about £40. Thoroughly enjoyed it just being the two of us, and he conned me out of a burger for his tea and then a pretzel!! All very healthy stuff :o.

Came back and DH was :mad:. DS2 was obviously excited to have us back and he was jumpy. DH literally screamed at him and then screamed at DS1 saying he was winding him up. The poor kid burst into tears and so did I. We'd had such a lovely time and it was all just wiped out immediately :(.

DH apologised and said it was because he felt under the weather with his cold and he was hungry. I made our tea and he ate a huge portion before saying he felt weird. His hand went claw like and he did the whole chewing thing. I was sure he was going to seizure so I got the buccal midazolam ready, but he kind of just drifted back out of it without having the actual seizure. He's since had his normal night time dose of his tablets so fingers crossed it will take the edge off, but I'm not exactly hopeful that we will get through the night seizure free.

please-let-me-be-lucky

Sun_Addict wrote: »

Just read your reply to how debt came about in first place. Sounds a bit like us - Mr SA used to earn good money and we spent a lot on eating out, clothes, holidays, etc - like you we didn't save and we put loads on cards. Then the recession hit and Mr SA's income went down drastically. Now as you know down to just £106 a week ESA. You cut your cloth accordingly. The more you get the more you spend.

I can't believe how little we live on now compared to before!! I remember someone on here talking about quality of life vs standard of living and I think it illustrates it well. We now have a low standard of living in terms of material stuff, the things we can do and the money we have, but our quality of life is the highest it's ever been. Xx

Sun_Addict

Just read your post before - hope Mr Lucky is ok overnight. Does he eat more than normal? Mr SA does - I can't fill him up! Quality of life is worth much more than any amount of money by the way.

Chocforever

When you describe the movement in his hand and chewing, they sound like seizures to me (simple partial seizures). I'm not a health professional but I do have epilepsy.

I hope he doesn't have any more seizures tonight.

Best wishes x