The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

jakes-mum

wooohoooo!! its loan DD day :j :j New total isssssssssssss:

£3876.62 / £8806.89 44.02% :j:j:j:j

Sooooo excited! only 1 more loan payment to goooooooooooo

fallenwiccan

Thank you Jakes-Mum for the lovely laughs

Jemma - Avengers was awesome, loved it so much and it really cheered the OH up. He was even well enough to go to A$da with me afterwards to do some food shopping

Tonight my parents are coming over for a cuppa so I need to blitz the flat before they arrive.

Mortgage payment number 2 made, if I could see it in my online banking I'd put it in my sig. Might get the OH to log into his tonight so I can see how much its come down hehe. Won't be much at all but it all counts. My aim is to get us both a savings buffer and then we can think of overpaying it a bit.

kerri_dfw

I need to have a proper catch up, I was at my parents for a week whilst I was on a training course so 12hr days, then spent the weekend looking after my nephew. Was in Birmingham for work yesterday, Cardiff today (train so might get onto MSE to do a proper update ), Ipswich tomorrow, Milton Keynes on Thursday, Ipswich Friday, on call over the weekend, phew I'm a busy bee

Anyway, I have paid off some stuff

#005 £3030/£5030

antonia1

minicooper272 wrote: »

Also, I started paying into my company pension scheme 4 months ago, and I've been noticing it's coming off after tax - I'm such a newbie to the whole pension thing, but I was sure it was meant to come off before tax? Can anyone explain it to me? I don't want to make a big thing about it with my employer and then just look like a silly moo!

There are two ways of doing the pension:

• it comes out before tax
• it comes out after tax, but your pension company reclaims the tax paid

Sounds like you're on the latter scheme, but contact your provider to check they are doing it (or wait for an annual statement).

mf0u1098 wrote: »

Antonia1 – oooh is the Millau Viaduct the really REALLY high up road about 300ft high? If so then I’ve watched a documentary on how they built it and it was sooooo cool. Massive congrats on the PCGE place!!! Well done for reaching that elusive 50%!

Yeah, it is this one:

http://en.wikipedia.org/wiki/Millau_Viaduct

I am ridiculously excited, and the village nearby is supposed to be nice, so we're gonna drive out there, have lunch then come back. Most people seem to think I'm mad to drive 2 hours just to see a bridge, but I think it is awesome!

Karrie2129

Hi

I paid off 245 yesterday. Still got a few things to pay in the middle of the month but hoping to pay extra to them. I get my credit card statements around the 20th so will get a more accurate figure then ( to account for interest).

K xx

Bonglecat

Deleted_User wrote: »

MBNA £209.79 - Final Payment :beer:

Congratulations Dolly how wonderful! I can't wait for July when, for the first time since I was 18 I won't have a personal loan.

choclover

minicooper272 wrote: »

Also, I started paying into my company pension scheme 4 months ago, and I've been noticing it's coming off after tax - I'm such a newbie to the whole pension thing, but I was sure it was meant to come off before tax? Can anyone explain it to me? I don't want to make a big thing about it with my employer and then just look like a silly moo!

My hubby's is taken out after tax, he's with Aviva, but they do claim the tax back automatically for him. It's still worth checking though.

choclover

Another DD gone out today for £50, so:

#304 £1733.91/£5210.12 (33.28%)

Bonglecat

Hi as one of many newbies just joined I thought I'd say hello and introduce myself.

LBM was in June 2010, the first thing to go was the overdraft, when I just stopped being so darn stupid about money. I think that my main problem was trying to live up to the lifestyle I thought I was supposed to have and perceived those around me were living.

I have a personal loan which finishes in July and then I need to focus on my Credit Card, which is currently on 0%. I have a load of stuff to ebay so fingers crossed!! The idea of having a set time goal is really motivating me now :j.
So without further ado here are my numbers:

#343 7033/18213.33 61%

jakes-mum

Ooo always nice to read about people, makes me feel like i'm sitting in a pub with you having a chat over a lemonade and lime :rotfl: now are my maths off here as I work out your % as 38.61% :huh:

Oh and as a side note (totally un money related) but DD got her first choice of primary school :j :j im so pleased as it isnt her catchement school