The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

mf0u1098

Firstly, a massive welcome to our lovely new members: Bonglecat, starnac, Jo84, Queenie2012, Karrie2129, BrandNewStart!!! Great to have you on the team xxx

Kerri – where are you??? Oh and how are you getting on with your £50 per week challenge?

Barbeduk – when’s your night out? Well done for paying off the £40.50 from paypal hun, it’s so easy for it to get frittered away... Wow, I’ve just got to your latest totals!!!! Superb job hun! Soooo close to 60%!

Antonia1 – oooh is the Millau Viaduct the really REALLY high up road about 300ft high? If so then I’ve watched a documentary on how they built it and it was sooooo cool. Massive congrats on the PCGE place!!! Well done for reaching that elusive 50%!

Fritterprincess – I’m so glad you’re doing so well. I honestly don’t know how you do it, working as a midwife with 2 little ones of your own. I struggle looking after myself!

Jakes-mum – HALLEY-CHUFFIN-LUYAH for reaching over 40% finally!!! P.s. any more wins lately?

KissyKissyKaren41 – fantastic start hun! Don’t worry about it feeling like it’s a small amount, we all felt like that at the beginning. Remember, Confucious said that a journey of a thousand miles begins with a single step...

Catmort – absolutely superb totals hun both on the debtloss and weightloss. I hope you are suitably proud of yourself!

K30lly – I think we all feel this way sometimes, our goals just feel completely unachievable. Just keep going hun, even if you don’t get rid of all your debt by Xmas then you’ll be a huge step of the way through.

EyesWideOpen – how are you feeling today?

Recurrent-ostrich – have any of your things on ebay sold?

Fallen –how was the Avengers???

Loubie_lou – well done on reaching so many milestones!!!!

Angelbob – you’re almost at 60%!!! What a fantastic achievement so early on in the year! I’m not having much luck internet dating either...

Mrs Addicted to Spending – how’s the revision going? How was your night out???

YoungBusinessman – Sounds like a plan! Don’t worry, a lot of us have had debt as high if not higher and you’ll plough through it in no time! Ooooh just got a bit further through the update and found your post about setting up your limited company in May. Exciting stuff and sounds like you’re really ploughing ahead with making your future the way you want it!

Brightpurple – you are only 0.04% from 30%!!! Almost in 4 digits...

Choclover – loving all your payments!

Superheavy – I’m always tempted to spend...sometimes I win, sometimes the shops win...! Oh no...was your phone an expensive one and did you have insurance?

Spagbol – Hurray for another payment, you’re doing really well and not far from being in the £40k’s!

Affordmylife – I agree, daylight robbery! Oh and let us know how the interview goes in Wednesday.

Twoboysmamma79 – don’t worry, we’re all obsessed too!

Camuk81 – arguing about popcorn chicken?! What have we done to you!!!

Floridafairy – blimey, how have you managed to bring in £100?! What type of things are you selling?

Kc26 – I love how you are counting your total payments made each month in your signature, very inspiriating!

Suzitiger – ooh I’ve looked at doing some classes and I can choose from Z*mba and B*kwa amongst many others. It’s sounds very cool! What is B*kwa like? Oh and to answer your question, my family own a shoe business where they sell shoes online. They have their own websites and also sell through ebay and amazon so they have literally 1000’s of pairs of shoes. This weekend they moved premises from one warehouse to another and it took 10 of us 2 full days to move all the stock. Still walking like John Wayne today!

Katiec950 – Superb news about your PPI claim and you’ve smashed the 40% milestone and are halfway through it to the 50% mark!!!

Dd1981 – Wahoo! You’ve broken the 30% mark!!!!

Lemonpopsicle – you’re soooo close to 50%, I bet you’re well chuffed!

Psychopathbabble – I’m so impressed that even with all your job/health problems that you’re still up to almost 65% paid off!!!

Canucksfan – it sounds like you’ve really enjoyed having your mum over and I’m glad that you’re settling more into your job. You are over 75% paid off and not far to go now!!!

Avogirly – you’re well on your way now!

Mrso2b – beware cards cos mrso2b is out to get you!

Karrie2129 – welcome! Can you please confirm the total amount you have now paid off?

Queenie2012 – how on earth have you managed to cut your shopping down from £450 to £120????? This is my biggest weakness and I waste soooo much money and food on this...

Rosiest – Congrats on getting your cards down from 5 to 2 and also about your payrise, great news!!!

BrandNewStart – Can you please let me know your total that you want to pay off so iI can update on page 1?

Dolly Rocker – lovely to have such a great update from you!!!

Jakes-mum – I KEEP BURSTING OUT LAUGHING!!! I’m getting weird looks woman!

BrandNewStart

Now tell us all your interesting news, like you have a secret cross dressing cat thats taken a liking to your livingroom faux lion skin rug, we love to know everthing

Err..... bras and coathangers not necessarily my forte! My interesting news is mainly to do with my relationship of 2.5 years having just ended and sort of having to start life all over again really and stuff.

However I do like camels! :j

mf0u1098

My own bit of news is that my total is now:


£7438.25 / £16736.45 44.44% :j:j:j

My goal this month (joining on the bandwagon) is to keep to a strict budget on food shopping. I currently spend a fortune and it needs to stop otherwise I won't make my DFD. I've budgeted £10 per day to cover everything except fuel which I've budgeted at £90 for the month (my tank is 3/4 full anyway). I can spend my £10 a day on anything I want so the incentive is to spend as little as possible on food to give me money to spend on other stuff that I want!

jakes-mum

mf0u1098 wrote: »

Jakes-mum – HALLEY-CHUFFIN-LUYAH for reaching over 40% finally!!! P.s. any more wins lately?

It took long enough coming didnt it! Im hoping 50% is as quick at coming as a business man in the red light district.

mf0u1098 wrote: »

Jakes-mum – I KEEP BURSTING OUT LAUGHING!!! I’m getting weird looks woman!

*looks all innocent* it aint me guv! honest! I aint done nuffink!

suzitiger

Yeah where is Kerri, bit weird not having her here..

Jemma, you should do both, B*kwa is high impact cardio and is fantastic for burning calories but you will need to stretch out your calves lots until they get used to it. Z*mba is more salsa based and is less high impact. Both are great fun!!

Brandnewstart good for you, I hope you manage to start getting things sorted, it is so satisying when things start clicking into place, I joined this challenge when it started and things are only just starting to come together now as its taken me a while to get sorted, now i have more disposable income to pay off debt.:T Have you got things you can sell? never underestimate what people will buy on fleabay....:rotfl:

Big hello :wave: to everyone else, you crazy bra-making lot I have bids on some of my fleabay items already, hooray! looking forward to putting it all towards the debt

jakes-mum

BrandNewStart wrote: »

Err..... bras and coathangers not necessarily my forte! My interesting news is mainly to do with my relationship of 2.5 years having just ended and sort of having to start life all over again really and stuff.

However I do like camels! :j

Ahh sorry to hear that but I like to believe everything happens for a reason and your 'forever after' is out there somewhere. New starts are also nice in a certain way as you get to redirect your life in any way you want (like your debt )

Stick with us, we'll keep you laughing as you find your way . . now would you like a pattern for a home made bra?

BrandNewStart

Thank you Jake's mum that is a v tempting offer but I probably wouldn't be able to use it

However here is a pretty cool picture of a camel

kc26

mf0u1098 wrote: »

My own bit of news is that my total is now:


£7438.25 / £16736.45 44.44% :j:j:j

My goal this month (joining on the bandwagon) is to keep to a strict budget on food shopping. I currently spend a fortune and it needs to stop otherwise I won't make my DFD. I've budgeted £10 per day to cover everything except fuel which I've budgeted at £90 for the month (my tank is 3/4 full anyway). I can spend my £10 a day on anything I want so the incentive is to spend as little as possible on food to give me money to spend on other stuff that I want!

Welcome to all the newbies, be prepared for the mad bunch on here and they do like to talk, go away for a day and you have a whole load of pages to catch up on!!!! But everyone does inspire you to keep paying your debts.

Regarding the food budget join the Grocery Challenge it keeps you on track as you have committed yourself online to a budget.

A NSD for me today, I am going to see how many I can do this month.

InsertWittyName

mf0u1098 wrote: »

My own bit of news is that my total is now:

£7438.25 / £16736.45 44.44% :j:j:j

Back in the game - and winning no less :T

We're sooo close to 50% I can taste it

starnac

Jemma thank ou for my very own number. I have added it to my signature so I don't forget it. I am officially part of the gang now :j

Got a cheque for £150 to go in the bank today. Once that's cleared it's going straight off the c/c. I'm am that sad now that I actually enjoy paying bits off it!

Best get off here now to get DH to take the curtain down so that I can do some more embroidery on it. Must also give DD a gentle boot up the ackside so shes not late for school.