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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!
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Very excited about my lovely future,knowing I could be debt free in the next 12 months. It really will change my life and for the better. Just got to make that all important first few steps.
Good news is I should be set up as a limited company by the end of May. This could be exactly what I need and the start of something. Good times ahead,I believe you make your own luck.:eek:Living frugally at 24 :beer:
Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post697977710 -
his_missus wrote: »Morning all!
hubby has gone away for the weekend :j so I'm looking forward to a peaceful, footy-free weekend with the bed and tv remote all to myselfWill have to share the bed with the 4 kitties but have washed their fave fleece and going to put it on his side of the bed so at least I won't have to share my side for a change
Should be a very MSE and healthy weekend too. Got friends coming round on Sunday for a bit of a buffet tea but that's all I have planned. No need to go out shopping or anything like that, bliss!
Hope you all have a lovely weekend xxx
I find it so much easier to stick to budget when my BH is not there! maybe I should just get rid!
Card £736 to pay before sept. Am not looking at the others it's too disheartening!:mad:0 -
Grrr why are kids so darned expensive? why didnt someone tell me before I had them? :rotfl: Went out to buy DH a pair of jeans as he managed to rip the entire pocket off the pair he wore out last night down the pub :huh: and managed to spend a further £51 on clothes for the bloomin kids :mad: ok £12 of it was my fault as they had a big sign saying '3 for £4' on the boys boxers, and I thought ooo great deal, not realising it meant £4 for each pack of 3 :mad: bit of a sneaky advertising trick and one I wouldnt normally fall for, oh and they dont do returns on underwear either . . . how convenient
On a plus side they had reduced a load of the girls trousers to £2 a pair which is great for Miss Lily as she is a typical 4 year old and she was showing a fair bit of ankle so £10 for 5 pairs of trousers wasn't bad really.
What makes it really bad though is I didnt get anything for meself . . . again :rotfl: ahh things never change :rotfl:SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
Why is eb@y so tempting?! I am meant to be making money from it, not feeding their pockets!! :mad:In debt no more!0
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Hi everybody :wave:
Thought I'd just do a wee update. Congratulations to all that have paid off some debt, every penny counts! I've got a couple of presents to buy this month as its my OH's birthday and 2 of my best friends just had baby girls so gonna have a few expenses this month. Here is my update....
#056 £2,961.45/£9,793.81 (30.23%)
Thanks, have a fab MSE week
dd
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On a plus side they had reduced a load of the girls trousers to £2 a pair which is great for Miss Lily as she is a typical 4 year old and she was showing a fair bit of ankle so £10 for 5 pairs of trousers wasn't bad really.
Wow! Where did you go? Sound great£2013 in 2013 £866.71/£2013
DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
DFD February 2015 £2,303.63/£19,520.26 (11.80%)0 -
Yaaaaay Ebay items up, only 1000s more to go, I will keep slogging through
Ohh I know Louby Lou, Im not even looking this time so i won't be tempted to blow all my profits. I bought things last time it was free listing but I am hoping to put them back on and make a profit, as that is what i bought them forDon't turn a slip up into a give up
*NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
No buying unnecessary toiletries challenge-in it for the long haul
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Wow! Where did you go? Sound great
Dont get too excited, it was Pr*mark :rotfl: we cant afford top notch clothing in this house, though to give them their dues, their stuff does wash well :T
Yaaaaay Ebay items up, only 1000s more to go, I will keep slogging through
Ohh I know Louby Lou, Im not even looking this time so i won't be tempted to blow all my profits. I bought things last time it was free listing but I am hoping to put them back on and make a profit, as that is what i bought them for
Just been listing more myself . . all the kids clothes that they have grown out of :T try and make back some of the money I just spent on them :rotfl:SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
Possibly the worst money saving weekend so far. Went out with a few friends, spent 60 quid getting steaming and then lost my phone and a hoody.
Awesome bit of fun, but would have probably been better off staying in. Needed it after a horrible week at work, a bunch of people got laid off and it was really unpleasant.DFW - DEBT FREEEEEE!
Total - 10762/10762
Every silver lining has its cloud.0 -
Superheavy, sorry to hear your news but sometimes you just have to let your hair down and forget about things. Hope you have a better week this week[SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
SPC6 #1395 Total £144.62
SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T0
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