The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

fallenwiccan

jakes-mum wrote: »

oooooo an exciting day in the jakesmum household . . . checked my bank and its in credit for the first time in 3 years :eek: Yes my virtual friends! We have a grand total of £2.64 in my account :rotfl: ok it will no doubt be overdrawn again by tomorrow but still, nice to see the - sign missing from the front even for just one day

So in honour of that, I am going to declare another £50 off of DH's accounts OD

New total is:

£3521.35/£8806.89 39.98%

:think: dont think I could get closer to that darned 40% if I tried :rotfl:

A positive balance is such a great thing isn't it. I love that feeling when I paid my Student Overdraft off. Hoping I don't go back into it.

mumof3plusoh

Yay Barclaycard bill arrived.....:j:j:j How sad am I getting excited over a credit card bill.

Payment today
#316 paid another £300.

#316 total paid so far £700/£1855.70 = 37.72% paid

Well done JM on being in credit:T:T:T:T:T
Fallen glad OH is on the mend:)

antonia1

Afternoon all! Hope everyone is well. Its miserable weather here, doesn't feel like spring at all . Unfortunately not going to be making any significant payments this month, but not any more in debt either. And I have a good reason.

So, remember the boy I broke up with and agreed to be "just friends", well he has convinced me that the France trip would be a good plan. It is all paid for, so I only need spending money. And I'm feeling a bit fed up about not being able to go to Rome, so I decided to go for it. It will probs be £200 in spends, but it will also be my only holiday this year. As for the "just friends" rule, I am sticking to it at the moment, and he's pretty good at respecting that. I'm certainly not promising that I won't change my mind, but my new rule is "I'm not thinking about the future". Current focusses are career and debt-busting. Romantic stuff will have to wait!

mrso2b

Overpayed the Barclaycard today, so £200 to add to my total:


152 mrso2b £1,641.35 / £12,000

kat10

More monthly payments £380 so that brings me too:
#208 2541/10000

dd1981

Hi everybody

New total for now is.....


#056 £2,927.93/ £9,793.81 (29.89%)

Been paid but gonna work out what I can afford to pay off credit cards, do some more ebaying and then see where I'm at!

dd
x

Mrs_Addicted_to_Spending

jakes-mum wrote: »

oooooo an exciting day in the jakesmum household . . . checked my bank and its in credit for the first time in 3 years :eek: Yes my virtual friends! We have a grand total of £2.64 in my account :rotfl: ok it will no doubt be overdrawn again by tomorrow but still, nice to see the - sign missing from the front even for just one day

So in honour of that, I am going to declare another £50 off of DH's accounts OD

New total is:

£3521.35/£8806.89 39.98%

:think: dont think I could get closer to that darned 40% if I tried :rotfl:

That's brilliant - well done to you :T! I can't imagine having no overdraft!!


Fallenwiccan - glad your OH is on the mend

Well done to all who've managed to pay off some more debt :j.

minicooper272

Gosh, I turned my back for a few days and there must be at least 10 pages to catch up on! Unfortunately no debt update after my first full week (though my tiramundi pot is a little heavier) - pay day next week, so we will have some updates for then!

kerri_dfw

Apologies for being AWOL, they cut off our gas on Saturday as we've apparently got a gas leak so I've run off to my parents where there's an abundance of cooked meals, hot water and central heating.

Psychobabble you can get wheat for heat packs on am4zon or local health foods, but online probably cheaper. I've forgotten the other thing you asked eep.

No debt payments here as I've got myself to the skin of my teeth with funds. But payday next Monday so will be back on it then

rosiest

Just a quick update £6037/£12911

Things are going great am each month im more determined to get rid off this. I also have not spent a penny on a credit card since joining this thread and have went from 5 to 2. Originally on the snowballer was due to end in March but now showing end of dec so just have to stick with the plan !