The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • vw_campervan_mum
    vw_campervan_mum Posts: 207 Forumite
    First Anniversary Combo Breaker
    edited 3 December 2012 at 2:18PM
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    Hugs to Lemonpopsicle and Kerri in your difficult and sad times xxx

    Well done to the latest payments from you all - I can feel the troops rallying for the end of the year :T

    I have looked at other threads too and can't see anything as lovely and supportive as this one - so that's extra congrats to us all :A
    Debt Free. Have my Van. :) Find dream
    Frugal 2016 Target @£400 per month
    Month 1 £400/£400 Total of 6 Months: £/£2400
    Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100

    It's not the end, it's the journey and how we travelled.
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
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    HelenPie wrote: »
    Ohh, got carried away with messages....

    Forgot to mention that I've just transferred my car insurance policies and am saving £513.24 per year, including having now protected OH's NCD (mine was already protected).

    V happy :j:j
    H x

    That's a HUGE saving :T
    :wave:
    Hello peeps, it's been ages since I've checked in and even longer since I posted. I have been in and out of hospital for the last month since a scan on Halloween day showed I had a large mass. Anyway this was removed last week and I'm now back home, I was weighed the night before surgery and again two days later and had 'lost' 10 kg - 22lbs! The surgeons are hopeful that it was caught in time but I will get the official results in a couple of weeks. I can't tell you what a nightmare it's been, I have definatley looked death in the face and it's not nice, but I've learnt that we need to tell our loved one's that we love them because no one knows what's round the corner. Feeling quite emotional -sorry.
    Anyway it seems a little irrelevant now but we will be debt free at midnight, when our last DD payment goes out to NR.

    No.069 £7719 / £7719 = 100%

    Well done J-M and all the other df's and keep going everyone else you can do it :)

    Well done on being debt free and I hope your health takes a positive path after your op, sending (((hugs)))
    SpagBol wrote: »
    Just needed to share this...we've spent about £4k on interest this year!! And that's without even starting to think about mortgage interest!!

    I can't believe how stupid we've been. So pleased I had my LBM last year! I'm just off to bang my head against the wall repeatedly :D :wall: :rotfl:

    But on the other hand, if you hadn't had been so focussed on repaying those debts this year, you could've spent much more on interest, keep it up!:)
  • choclover
    choclover Posts: 522 Forumite
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    OOOh go on, go on, go on!

    There! I've done it!

    #304 £1,823.45/£5,210.12 (35.00%)

    :j:j:j:j:j:j:j:j:j:j:j
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • lemonpopsicle
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    choclover wrote: »
    There! I've done it!

    #304 £1,823.45/£5,210.12 (35.00%)

    :j:j:j:j:j:j:j:j:j:j:j
    I bet that feels better :rotfl:
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • mumsiemum
    mumsiemum Posts: 254 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
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    choclover wrote: »
    There! I've done it!

    #304 £1,823.45/£5,210.12 (35.00%)

    :j:j:j:j:j:j:j:j:j:j:j


    Very satisfying!! I love round numbers me :rotfl:
    February 2021 GC £301.45 / £300.00
    March 2021 GC £266.41 / £280.00
    April 2021 GC £53.19 / £300.00
  • SpagBol
    SpagBol Posts: 1,371 Forumite
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    choclover wrote: »
    There! I've done it!

    #304 £1,823.45/£5,210.12 (35.00%)

    :j:j:j:j:j:j:j:j:j:j:j

    Great minds think alike today, I had to do the same to get to 30%! Well done :j:T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
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    Jemma, am I allowed to stay on this friendly little thread please? I've been for a wander around the other possible threads and it's all a bit scary :eek: they're not as nice as you lot :o

    If I am allowed can I let you know that I made my first transfer into my safety pot today from Fleabay sales £50 / £1000

    Oh and I promise not to be gloaty (if that's a word!) x

    I hope you stay on :) And you must gloat a little bit, I find it motivational when I see others where I want to be! :rotfl::rotfl:

    Well done on the ebay sales too!
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • lemonpopsicle
    lemonpopsicle Posts: 655 Forumite
    First Anniversary Combo Breaker Debt-free and Proud! Mortgage-free Glee!
    edited 3 December 2012 at 5:42PM
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    SpagBol wrote: »
    I hope you stay on :) And you must gloat a little bit, I find it motivational when I see others where I want to be! :rotfl::rotfl:

    Well done on the ebay sales too!
    You're doing so well Spag :A It doesn't seem that long ago that you were at 20%, and now look at you- at over 30% of a mahooosive total, keep going :)

    The main fleabay sale was of my Aleksander meerkat that I got for shopping around and saving on the business van insurance. (£35!)
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • SpagBol
    SpagBol Posts: 1,371 Forumite
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    You're doing so well Spag :A It doesn't seem that long ago that you were at 20%, and now look at you- at over 30% of a mahooosive total, keep going :)

    The main fleabay sale was of my Aleksander meerkat that I got for shopping around and saving on the business van insurance. (£35!)

    Yes, we seemed to hang around 20% for AGES! We have done loads of overtime and freelance work that is all being paid at the moment so that's why there is a big push now. We are waiting on a bit more but I don't think we'll get the extra 3.3% to make it a third paid off. In any case, with all the interest we still owe more than 70% so I'm not that bothered. I want to start the next challenge with £43k owing, then 1% will only be £430 rather than £580!! :eek:

    The meerkat profit is amazing!! Well done :T:rotfl:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
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    Totally irrelevant to the challenge but just seen that Wills and Kate are expecting, how lovely :)
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
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