The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

kerri_dfw

Kerfuffle, congratulations on being a grandparent so glad to here Mum and baby are doing ok, you must have been so worried. I think we forget sometimes what a strain having children can be on your body and that things like this can happen. He must be such a cutie though aww xx

I've been fleabaying like mad recently and will update my totals again when I have worked out how much I have paid off been very good (although did have a pizza take out the other day) and put it all back onto the cc

Linzight

That's fantastic news Kerfuffle!

My overdraft is still going down with a chance that I might be able to pay if off at the end of this month! So my new totals are:

#205 £3212.65/£3913= 82%

I'll definitely be paid off by Christmas.

mumof3plusoh

jakes-mum wrote: »

Aww Congratulations Kerfuffle and Kerfuffles DD :j :j and welcome to the world little Kerfuffle GS :wave:

I do have huge respect for the health service and emergency services :T they are truly amazing :T

I second that, many congratulations x

loubie_lou

Hi All

Quick update from moi. Not much yet as I want all my DD's and stuff to go out first Hope you're all good and still reading along

#4 £4650/£13979

:j:j:j

jakes-mum

Ive decided to declare another £50 off the OD today was only £300 OD in my bank this month at the highest point so as my total shows me at £500 OD I feel an update is in order

New total isssssssssssssssss:


#16 6931.89/8806.89 78.71% :D:D:D:D:D

Also have been very MSE these last few days, yesterday made a banoffee pie (gluten free of course!) as my mum gave me some bananas she bought in the reduced section and I had all the other ingredients at home and today I have made buns and custard cookies again will all ingredients in the cupboard

I still have half a pot of double cream in the fridge so im going to make up the jelly tomorrow that I found hiding in the back of the cupboard, and leave it to set over night, then whip up the rest of the cream and plop a big dollop on each jelly for the kids and DH to have as a pudding on sunday if they are veeeeeeeeery good, I might even grate some of the left over Mr A smart price dark chocolate on the top :rotfl: I spoil them so :rotfl:

lemonpopsicle

jakes-mum wrote: »

Ive decided to declare another £50 off the OD today was only £300 OD in my bank this month at the highest point so as my total shows me at £500 OD I feel an update is in order

New total isssssssssssssssss:


#16 6931.89/8806.89 78.71% :D:D:D:D:D

Also have been very MSE these last few days, yesterday made a banoffee pie (gluten free of course!) as my mum gave me some bananas she bought in the reduced section and I had all the other ingredients at home and today I have made buns and custard cookies again will all ingredients in the cupboard

I still have half a pot of double cream in the fridge so im going to make up the jelly tomorrow that I found hiding in the back of the cupboard, and leave it to set over night, then whip up the rest of the cream and plop a big dollop on each jelly for the kids and DH to have as a pudding on sunday if they are veeeeeeeeery good, I might even grate some of the left over Mr A smart price dark chocolate on the top :rotfl: I spoil them so :rotfl:

Well done J-M I think you can safely reduce your OD :j
Oh and custard cookies sound good, are they idiot proof to make cos they need to be in this house :eek:

nctmum

Just thought I'd share my MSEing today - thought I would try Martin's tips on cheap hotel rooms for our long weekend to Amsterdam in October - we are desperate for a little time to ourselves.

I tried priceline.com via the link on here, and you bid for an unnamed hotel, I bid £50 a night for 4* and it was turned down. Tried £65 this evening and it was accepted for a 5* in the city centre!!

Wish i'd bid £55 now but i'm still chuffed. If it all works out fine i might never use anything else again. I saved £200 off the lowest internet rate:money:

jakes-mum

lemonpopsicle wrote: »

Well done J-M I think you can safely reduce your OD :j
Oh and custard cookies sound good, are they idiot proof to make cos they need to be in this house :eek:

Very idiot proof

3oz Icing Sugar
6oz Margerine
5oz Plain Flour
2oz Custard Powder (I used Mr A smart price custard mix )

Cream together the icing sugar and margerine, add the flour and custard powder, mix into a dough.
Form into a sausage shape and wrap in cling film, chill in fridge for 2 hrs
remove cling film, cut into slices and place on greased baking tray, bake for 10mins on 180

now mine didnt make a firm dough which I think might be either because I used utterly butterly or because ive dropped my scales so many times I cant actually guarantee they are measuring correctly but I just did my best with the knife and as they spread anyway it wasnt really a problem, half of them have already been eaten so they cant be that bad

Oompa_Loompa_2

10p to go on onepoll! No surveys yest and I tried a LOT! 3 today but disqualified from all!! Desperate for a break as have deprived myself of so much this year but the debt paid off and interest I could have paid to catalogues is a lot of cash! I've struggled and learnt a lesson, but as the interest over a year comes up to about 80% of what you've spent, I've prob saved myself £12K of debt by managing to put debt onto a low interest card and borrowing from family/CUs but mainly just throwing huge chunks of my salary at it. They just keep increasing your credit limit, so it's tempting! I decreased mine from 6K - seriously, why would you need that amount of credit?! I'm going to keep lowering it, then tackle other debts, but all this debt busting is now making me exhausted rather than enthusiastic (which I've felt for at least ten months!)

SpagBol

Linzight wrote: »

That's fantastic news Kerfuffle!

My overdraft is still going down with a chance that I might be able to pay if off at the end of this month! So my new totals are:

#205 £3212.65/£3913= 82%

I'll definitely be paid off by Christmas.

Fantastic , well done :j:j

Oompa_Loompa wrote: »

10p to go on onepoll! No surveys yest and I tried a LOT! 3 today but disqualified from all!! Desperate for a break as have deprived myself of so much this year but the debt paid off and interest I could have paid to catalogues is a lot of cash! I've struggled and learnt a lesson, but as the interest over a year comes up to about 80% of what you've spent, I've prob saved myself £12K of debt by managing to put debt onto a low interest card and borrowing from family/CUs but mainly just throwing huge chunks of my salary at it. They just keep increasing your credit limit, so it's tempting! I decreased mine from 6K - seriously, why would you need that amount of credit?! I'm going to keep lowering it, then tackle other debts, but all this debt busting is now making me exhausted rather than enthusiastic (which I've felt for at least ten months!)

I know exactly how this feels, see my post a few days (or weeks?) back. Perhaps doing a challenge like this you reach a hump towards the end and need to just regroup to get over and continue. Keep posting on here, it really helps to be with people in the same boat I find You've done so well and saving all that interest is no mean feat :T When this is all over you'll be able to do so much with that money and without this debt!!

A DD has gone out today:

#084 £12,284 / £58,000 21.18% :j