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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • shortstop wrote: »
    Hello All

    New to the thread but hope it's ok to join in. I'm looking more for a motivation to save rather than clear debt as at the moment I only have £400 on a cc as debt. This will be cleared in the next couple of months and was only put on a card as I knew it would be cleared off quickly.
    So any motivation you can give me to make me stop spending and get something saved would be great. I have also counted up my coin jar and at the moment there's £30 in there so will keep that as a sealed pot.
    I would love the coin purse pattern if it's still available? Sorry can't remember who posted it, I've just read through the whole of this thread and the names are starting to blur.

    RE the selling bras, I've done that quite a few times, always check that they are in a reasonable condition and try and describe them in as much detail as possible. Any defects, make sure you list them clearly such as slightly greyed etc. I find that they go rather well.

    Welcome to the savers club :) I'm in it too. :j:T
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    shortstop wrote: »
    Hello All

    New to the thread but hope it's ok to join in. I'm looking more for a motivation to save rather than clear debt as at the moment I only have £400 on a cc as debt. This will be cleared in the next couple of months and was only put on a card as I knew it would be cleared off quickly.
    So any motivation you can give me to make me stop spending and get something saved would be great. I have also counted up my coin jar and at the moment there's £30 in there so will keep that as a sealed pot.
    I would love the coin purse pattern if it's still available? Sorry can't remember who posted it, I've just read through the whole of this thread and the names are starting to blur.

    RE the selling bras, I've done that quite a few times, always check that they are in a reasonable condition and try and describe them in as much detail as possible. Any defects, make sure you list them clearly such as slightly greyed etc. I find that they go rather well.
    Welcome aboard :)
    I'm going to make the pattern today :) However, have just realised I don't have any a4 paper to scan the pattern piece into the computer with eep! So I shall take all the photos and scan the pattern piece when I get down to my parents to finish the pdf later :) Although in the meantime I made my pattern following this guide here, which might be of use to anyone that doesn't want to wait :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kerri_dfw wrote: »
    in the meantime I made my pattern following this guide here, which might be of use to anyone that doesn't want to wait :)

    why do i get the feeling you were thinking of me with this last bit? :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    jakes-mum wrote: »
    why do i get the feeling you were thinking of me with this last bit? :rotfl:
    I wasn't actually, but now I am :p I forgot that you don't like to wait for things hahahahaha. Did OH like his present by the way?
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • choclover
    choclover Posts: 522 Forumite
    jakes-mum wrote: »
    I should say the other thing that goes well on ebay is maternity wear, sold all mine after each kid and got back a good wedge of what I paid for them :o

    Thanks, I'll give that a go when baby #2 pops out!
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • choclover
    choclover Posts: 522 Forumite
    Oh No! Just noticed on Money, we've already gone over our food budget this month by £13!
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kerri_dfw wrote: »
    I wasn't actually, but now I am :p I forgot that you don't like to wait for things hahahahaha. Did OH like his present by the way?

    ooooo hes such a pain in the bum :mad: he thought id bought him a motherboard for his stupid computer (as if! its £200!!!) so did his quiet thing :mad: and has spent the last 2 days looking at iphones and ipod touches on ebay as he ended up with over £140 :( beginning to wish I hadnt bothered and just bought him a jumper or something :( feel a bit like I wasted my time
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • jakes-mum
    jakes-mum Posts: 4,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    choclover wrote: »
    Oh No! Just noticed on Money, we've already gone over our food budget this month by £13!

    naughty choc! get thee on ebay and sell some used bras! get that money back :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • jakes-mum wrote: »
    naughty choc! get thee on ebay and sell some used bras! get that money back :rotfl:

    Thanks for that, just laughed out loud in my office of me and 2 boys, ah well they already think I'm odd :P :rotfl:
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Jakes-mum, you made me chortle too :d
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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