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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!
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Hello All
New to the thread but hope it's ok to join in. I'm looking more for a motivation to save rather than clear debt as at the moment I only have £400 on a cc as debt. This will be cleared in the next couple of months and was only put on a card as I knew it would be cleared off quickly.
So any motivation you can give me to make me stop spending and get something saved would be great. I have also counted up my coin jar and at the moment there's £30 in there so will keep that as a sealed pot.
I would love the coin purse pattern if it's still available? Sorry can't remember who posted it, I've just read through the whole of this thread and the names are starting to blur.
RE the selling bras, I've done that quite a few times, always check that they are in a reasonable condition and try and describe them in as much detail as possible. Any defects, make sure you list them clearly such as slightly greyed etc. I find that they go rather well.
Welcome to the savers clubI'm in it too. :j:T
HSBC CC - £3000 / £3000
Halifax CC - £1032.77 / £1032.77
Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay0 -
Hello All
New to the thread but hope it's ok to join in. I'm looking more for a motivation to save rather than clear debt as at the moment I only have £400 on a cc as debt. This will be cleared in the next couple of months and was only put on a card as I knew it would be cleared off quickly.
So any motivation you can give me to make me stop spending and get something saved would be great. I have also counted up my coin jar and at the moment there's £30 in there so will keep that as a sealed pot.
I would love the coin purse pattern if it's still available? Sorry can't remember who posted it, I've just read through the whole of this thread and the names are starting to blur.
RE the selling bras, I've done that quite a few times, always check that they are in a reasonable condition and try and describe them in as much detail as possible. Any defects, make sure you list them clearly such as slightly greyed etc. I find that they go rather well.
I'm going to make the pattern todayHowever, have just realised I don't have any a4 paper to scan the pattern piece into the computer with eep! So I shall take all the photos and scan the pattern piece when I get down to my parents to finish the pdf later
Although in the meantime I made my pattern following this guide here, which might be of use to anyone that doesn't want to wait
Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
in the meantime I made my pattern following this guide here, which might be of use to anyone that doesn't want to wait
why do i get the feeling you were thinking of me with this last bit? :rotfl:SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
why do i get the feeling you were thinking of me with this last bit? :rotfl:
I forgot that you don't like to wait for things hahahahaha. Did OH like his present by the way?
Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
I should say the other thing that goes well on ebay is maternity wear, sold all mine after each kid and got back a good wedge of what I paid for them
Thanks, I'll give that a go when baby #2 pops out!£2013 in 2013 £866.71/£2013
DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
DFD February 2015 £2,303.63/£19,520.26 (11.80%)0 -
Oh No! Just noticed on Money, we've already gone over our food budget this month by £13!£2013 in 2013 £866.71/£2013
DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
DFD February 2015 £2,303.63/£19,520.26 (11.80%)0 -
I wasn't actually, but now I am
I forgot that you don't like to wait for things hahahahaha. Did OH like his present by the way?
ooooo hes such a pain in the bum :mad: he thought id bought him a motherboard for his stupid computer (as if! its £200!!!) so did his quiet thing :mad: and has spent the last 2 days looking at iphones and ipod touches on ebay as he ended up with over £140beginning to wish I hadnt bothered and just bought him a jumper or something
feel a bit like I wasted my time
SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
Oh No! Just noticed on Money, we've already gone over our food budget this month by £13!
naughty choc! get thee on ebay and sell some used bras! get that money back :rotfl:SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
naughty choc! get thee on ebay and sell some used bras! get that money back :rotfl:
Thanks for that, just laughed out loud in my office of me and 2 boys, ah well they already think I'm odd :P :rotfl:HSBC CC - £3000 / £3000
Halifax CC - £1032.77 / £1032.77
Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay0 -
Jakes-mum, you made me chortle too :dDiary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0
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