The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

Mrs_Addicted_to_Spending

Congratulations Jemma on the fact you will be an auntie!!

kerri_dfw

Jemma, oooh congratulations! I've just put a small boy to bed, having been jumped all over first and made to watch 0ct0nauts...you have all the fun of that to come

No payments today, but I am taking the opportunity of some downtime to get round to listing my latest creations on f0lksy in the hope I'll make some pennies.

jakes-mum

Well after 4 phone calls in the space of 2 days, Miss Lily has finally got her wish as Gran and Grandad have come round to pick her up to go and play at their house Now if I could just get someone to take DS I could have some peace :rotfl:

InsertWittyName

Some good payments coming in - keep up the good work folks :T

Wondering what others do for milestones? I like to set myself smaller targets with my debt so that I don't get lost in the sheer 'size' of it.

From the ~£19k I originally owed, I set milestones at £15k, £10k and my current milestone is for £5k which I hope to hit in the next month or so.

But what to do after £5k? I don't want to drop the next milestone down to £0! Would £1k steps be a decent target? Maybe I could make it a bit more interesting by stating a £1k target per month...

This is the only debt I have remaining too (thanks starnac )

What do others do?

starnac

IWN do you have a few debts or just the one? If you have a few maybe you could set "clearing one debt" targets. Would that work for you?

InsertWittyName

Just the one remaining starnac, sorry I should have mentioned that!

starnac

Thanks for clearing that up IWN.

£1k targets would be good or how about making it a game and see how much you could pay off in June, then in July you have to beat that amount, then August you have to beat july's amount etc til it's all gone.

psychopathbabble

I minorly celebrate every £500 I pay off, and get excited when I pass a 000 mark

I'm having a non-mse head at the moment looking at cars...........

InsertWittyName

That's not a bad idea starnac.

I see you are part of the 100 days part 8 challenge like me - I may push the boat out and see if I can clear it all in part 9, I think it starts around 20th June

jakes-mum

Oooo I got all excited as ive just sold a ton of stuff on Eb*y :j :j even after DH gets his £90 from the stuff ive sold of his, I have a good wedge of money :j :j took a look at my eb*y fees and they are £82 :eek: :eek: now im thinking what the heck did I sell, might have to pop upstairs and make sure we all still have a bed :rotfl: