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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Well done for payments everyone. Choclover the credit is a good idea, I wasn't using credit but transferring a set amount to live on for food and petrol to a separate current account. It worked really well but this month it went wrong, I'm really cross! I now have £780 on my CC again!! I will pay half and half to this and DH's CC till it's gone so it has really set us back.

    Right, 2 CC DDs set for the 11th but I'll declare them now...

    #084 £9443 / £58000
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Karrie2129
    Karrie2129 Posts: 71 Forumite
    An extra two payments today!
    £24 to Littlewoods
    £50 to BoS Credit Card

    Also put a dress on eBay which I'm hoping will bring in a few £££££ and having a car boot sale next Saturday for spending money for my holiday.

    Debt is coming down slowly but surely!
    Total Debt: 1383/ £8121

    Aiming to clear 50% by Xmas 2012 :j
  • kat10
    kat10 Posts: 126 Forumite
    Part of the Furniture Combo Breaker
    Just realised that I had forgotton to have my May payments added so they are as follows:
    Made payments of £390 so thats

    #208 2931/10000
    :j Nothing is impossible the word itself says I'm possible-Audrey Hepburn
  • Ruthy1604
    Ruthy1604 Posts: 543 Forumite
    Part of the Furniture 500 Posts
    Hi all,

    I'm a bit bored this weekend, loads of tidying type jobs to do but I really CBA. We saved a tenner yesterday as the piano teacher was a no show, but we spent that £10 on a taxi home on BH Monday.:o So all in all we are sticking to budget.
    I have already paid all Junes bills and our joint account is actually in credit :D:D That hasn't happened for at least 2 years so I'm really happy. I have cash in my purse to pay for the next 2 weeks piano and riding lessons so there is no reason to draw out any more money until after pay day.

    I've paid another £100 into my $ account for our holiday spends and our debt is now under £9500 :j:j
    #306 7454.07/16779.81 44.42%
    My kids are back at school on Monday, so I really ought to go and clean some shoes!

    I hope you're all enjoying the weekend.

    Ruth
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • Ruthy1604
    Ruthy1604 Posts: 543 Forumite
    Part of the Furniture 500 Posts
    PS. I have got DH on board with the "cash budget".

    He does all the food shopping on a Saturday - most is spent on the CC in the supermarket but he likes to use the local market for fruit & veg, which we use cash for. I gave him £40 on pay day which is £10 per week! He was told to keep it seperate & if he went over, he'd need to spend less the next week.:rotfl:

    He's gone to the gym so I just had a peek in his wallet & 2 weeks in, theres £20 sitting in a seperate compartment :T:T
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :S it's all starting to blur into one! I can't remember if I've paid anything off this week or whether it all came under last weeks...

    Update (I think!):

    #338 916/3486 = 26.28%
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done Minicooper :T over a quarter of the way there :j :j

    I have to say I feel absolutely rubbish today, think my body is giving up the ghost again and its really p***ing me off :( everytime I build up a reserve of energy something happens and im back to struggling out of this darned chair :mad: pack it in body, your like an old banger, back firing hunk of junk car, wish I could trade you in for a newer model :mad:

    On a more cheery note, had to go to waitrose for some sausages for tea and they had Haagendaz on £2.96 :j :j The only icecream I can eat is the cookies and cream one so I bought 5 :o then drove by the petrol station on the way back and they were having a reduced fuel day so got half a tank on 131.9 :D (we dont live in a very cheap area :()

    Had some money in from tax credits that I wasnt expecting, not sure if its my new regular payment (which I didnt expect for another week!) or a one off extra payment so am waiting until the date I expected it to see IYSWIM. If it is an extra (oh please I hope it is!) I can make a nice payment to the CC and put a nice little chunk aside in the kids uniform fund :j :j
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • Linzight
    Linzight Posts: 194 Forumite
    100 Posts
    Sorry I haven't been around but I've been busy and am now over 50%! Whooooohoooo! :D

    £2063/£3913= 52.72%
    Debt Free by Christmas 2012 #205 DONE!
    £2012 in 2012 #128 £1900/£2012
    £2 Saver 2012 #78 £0/MOT
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Well done Linzight!!! Over 50% is a fantastic achievement :T

    Well, I've got some big news..............

    I'm going to be an AUNTY!!!!!!!!!!!!!!!!!!!!!! :j:j:j
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • PedroMatias
    PedroMatias Posts: 259 Forumite
    Part of the Furniture 100 Posts
    mf0u1098 wrote: »
    Well done Linzight!!! Over 50% is a fantastic achievement :T

    Well, I've got some big news..............


    I'm going to be an AUNTY!!!!!!!!!!!!!!!!!!!!!! :j:j:j

    Awww! Congrats! :beer:
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